Expertise.com

Best Credit Repair Companies in Clearwater

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Carolyn Secor, P.A. logo

Carolyn Secor, P.A.

2451 North McMullen Booth Road, Clearwater, FL 33759
Visit Website
  • Credit Audit

Carolyn Secor, P.A. is a bankruptcy lawyer and credit repair specialist that operates in Clearwater. Practicing since 2001, she can analyze previous credit records and statements of first-time and tenured cardholders. Carolyn can search for unverified, inaccurate, and unpaid debts. She then guides her clients on resolving these through credit disputes or filing for bankruptcy. Throughout the process, Carolyn teaches each client about state and federal laws regarding credit scores. Additionally, she can file and process chapter 7, chapter 11, and chapter 13 bankruptcy.

Visit Website
Credit1 logo

Credit1

7616 West Courtney Campbell Causeway, Tampa, FL 33607
Visit Website
  • Credit Dispute

Credit1 is a full-service credit repair and restoration firm that serves individuals in Clearwater as well as its neighboring areas. With over two decades of industry experience, its team assists clients in restoring their credit rating through personalized consultations, accurate representation, and ongoing education. Its credit repair process includes deleting bad credit records incurred from student loans, collections, repossessions, medical bills, and tax liens. In addition, the firm has worked with reputable companies such as Keller Williams, RE/MAX, and Coldwell Bankers.

Visit Website
Elite Credit Solutions logo

Elite Credit Solutions

4023 North Armenia Avenue, Tampa, FL 33607
Visit Website
  • Credit Dispute

Elite Credit Solutions offers credit repair services in Clearwater to help improve its clients' credit scores and reach their financial goals. It deals with creditors and credit bureaus to challenge negative report items and has an accessible system that lets its clients keep track of reports and status updates. In addition to raising credit scores, Elite Credit Solutions also gives advice and guidance on how to maintain a good credit score in the long run.

Visit Website
National Family Financial Solutions, Inc. logo

National Family Financial Solutions, Inc.

1301 Seminole Boulevard, Largo, FL 33770
Visit Website
  • Debt Consolidation
  • Credit Monitoring

National Family Financial Solutions, Inc., offers credit repair services to clients in Clearwater. It offers debt management, debt consolidation, and credit counseling to aid with dues, such as medical bills, personal loans, credit card accounts, and select installment loans. National Family also offers debt management processing services to alleviate backend tasks for debt management companies. It has been commended by clients for helping them secure home equity lines, repay creditors, and improve audit scores.

Visit Website
Super Credit Repair logo

Super Credit Repair

25400 US Highway 19 North, Clearwater, FL 33763
Visit Website
  • Debt Consolidation

Super Credit Repair is a credit score repair company that assists clients in achieving good credit health, which helps clients save money with better loan terms, lower insurance premiums, and lower interest rates. The professionals from the firm guide clients throughout the credit repair process. They are led by Jay Weller, the president of the company and the Weller Legal Group, which represents debtors in debt consolidation programs, debt settlements, and bankruptcy proceedings. Offering its services nationally, Super Credit Repair is located in Clearwater.

Visit Website
Tampa Credit Repair Pros logo

Tampa Credit Repair Pros

7 Water Street, Tampa, FL 33602
Visit Website
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Tampa Credit Repair Pros caters to clients in Clearwater and the surrounding areas. The business's experts team up with the client during consultation to look into their account and devise a plan to optimize and improve their credit score. They aim to remove any inaccurate marks in the credit, including bankruptcy, tax liens, and charge-offs. They advise clients on factors that could harm their credit ratings, such as late payments, failure to pay bills, and zero-balance accounts.

Visit Website
Back to Providers

Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you