Expertise.com

Best Life Insurance Companies in St. Petersburg

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Life Insurance Companies FAQs 〉

Providers

Last updated:

Website
607 N US Highway 41, Ruskin, FL 33570

Why choose this provider?

Clifton and Lewis Insurance Group serves the Saint Petersburg area, offering high-quality insurance products that meet the needs of its customers. Founded in 1996, this independent agency specializes in a range of personal and business insurance lines, including life insurance and health insurance. It leverages its 40-plus years of industry experience and relationships with dozens of top companies to help buyers get competitive rates on whole or term life insurance and fee-for-service and managed care health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1600 East 8th Avenue, Tampa, FL 33605
  • Life Insurance

Why choose this provider?

Buckalew Financial Services is an insurance agency that serves St. Petersburg and the surrounding areas. It offers several life insurance solutions across term life, universal life, and indexed universal life insurance options. It also offers benefits for seniors such as Medicare insurance, Medicare Supplement, retirement plans, final expenses coverage. Founder Larry Buckalew specializes in helping clients acquire some form of income protection and retirement solution. Together with his team, he assists clients in generating tax-free income for retirement and preparing for life's many uncertainties.

License Verified:

License: L108477

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (54)
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8410 4th St N Ste A, St Petersburg, FL 33702

Why choose this provider?

Sandal Insurance LLC is a life insurance agency near Saint Petersburg offering years of expertise to its clients in need of coverage. This locally owned independent insurance agency primarily offers personal lines of insurance, including life insurance and term life options. Additional policies available from Sandal Insurance LLC include home insurance, auto insurance, flood insurance, umbrella insurance, General Liability, BOP and short-term rental insurance. The company offers proactive annual insurance reviews to ensure customers' coverage levels are up to date.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)

Website
600 Bypass Dr Ste 209, Clearwater, FL 33764

Why choose this provider?

The Bushko Insurance Group brings its insurance industry expertise to clients in the Saint Petersburg metro area and beyond. The company specializes in insurance products geared toward the senior population, including life insurance, long-term care insurance, disability insurance, and supplemental policies for Medicare, such as Advantage plans and prescription drug plans. Agency owner Heidi L. Bushko has been serving clients in the insurance industry since 2001. SilverScript, Humana, Coventry, Aetna, and United American are all carriers in the agency's network.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Website
8560 Ulmerton Road, Largo, FL 33771
  • Health Insurance

Why choose this provider?

Ensurem is a company in Largo that offers insurance products and solutions to clients in the St. Petersburg metro. The company is an independent insurance agency that specializes in personal insurance lines that cover healthcare and other loss expenses. Some of its products include Medicare, Medicare Supplement (Medigap), final expense insurance, hospital indemnity insurance, as well as dental and vision care. Ensurem was founded by Dave Rich, an insurance professional with over 40 years of industry experience.

License Verified:

License: L095852

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1801 16th Street North, St. Petersburg, FL 33704
  • Individual Plans
  • Life Insurance

Why choose this provider?

Llewellyn Insurance Services is a St. Petersburg-based insurance specialist that serves all over Florida. Since 1980, it has been providing various insurance solutions for individuals, families, small businesses, and property owners. A broad range of life coverages is available for clients wishing to provide for the family's future financial security, pay off debts and taxes, or provide money for mortgage payments after death. The firm covers term life, whole life, universal life, and variable life options.

License Verified:

License: L081501

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (42)
Google
4.6 / 5 (36)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
810 63rd Avenue N, St. Petersburg, FL 33702
  • Life Insurance

Why choose this provider?

Harbor Insurance Group is an independent insurance agency that serves individuals, families, and business owners from St. Petersburg and the surrounding areas. It provides different types of life insurance policies, including term life, whole life, and universal life insurance. Other types of insurance plans that the company offers include auto, homeowners', renters', and umbrella insurance. Harbor Insurance Group works with a wide range of carrier partners, including National General Insurance, Citizens Property Insurance, and Foremost Insurance.

License Verified:

License: L088984

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (45)
Facebook
5.0 / 5 (29)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5635 49th Street N, St. Petersburg, FL 33709
  • Life Insurance

Why choose this provider?

Mulling Insurance is an independent agency that offers a range of investment products in the St. Petersburg metro. It helps individuals and families obtain life insurance plans that include universal, whole, and term coverages. The company also provides other personal and commercial policies, including homeowners', condominium, auto, and small business insurance. Founded in 1957, the family-owned and family-operated business gives back to the community by supporting organizations, such as the Senior Orphans Food Drive and Relay for Life.

License Verified:

License: L003864

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1920 West Bay Drive #4, Largo, FL 33770

Why choose this provider?

CLC Insurance Agency Inc. assists Saint Petersburg customers with evaluation of their insurance needs. This locally owned agency takes pride in helping its clients get the most competitive rates on life insurance, including both term life policies and whole life/universal life coverage. Other coverage types offered include auto, boating, classic car, flood, home, motorcycle, renters, and RV insurance. CLC Insurance Agency Inc. also sells commercial insurance, such as E&O insurance, farm and ranch, and landlord liability policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2694 Sunset Point Rd Ste 3, Clearwater, FL 33759

Why choose this provider?

Quote Savage helps Saint Petersburg customers find competitive rates for needed insurance coverage. Founded in 2012, this Florida-based agency connects customers with its network of insurance carriers to find the best possible life insurance coverage. Its knowledgeable agents understand how to structure coverage to help clients protect their families and provide for them if the unforeseeable happens. In addition to life insurance policies, Quote Savage also sells auto insurance policies and home insurance coverage.

Website
306 North Rhodes Avenue, Sarasota, FL 34237
  • Life Insurance
  • Health Insurance

Why choose this provider?

First Benefits Group, Inc., is an insurance and financial services brokerage firm that specializes in healthcare and financial strategies for individual and business clients. The company is headed by Terrance J. O’Brien who has over 30 years of experience in insurance, and financial services. Some of the l insurance products the firm offers include group and individual medical insurance. The company also deals in the Senior Market through develop strategies and using products that help clients make sure their money lasts as long as they do.

License Verified:

License: R009346

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11601 Seminole Blvd, Largo, FL 33778

Why choose this provider?

Crevello Financial Services is a trusted source in Saint Petersburg for insurance solutions for groups. This independent agency works with a network of partners, including some of the top insurance carriers in the country, to help its clients get the best coverage for competitive rates. Its group offerings include group life insurance, group health insurance, and group policies for vision, dental, and disability. Quotes are available online or via phone or email.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 West Bay Dr Ste 118, Largo, FL 33770

Why choose this provider?

McMahan Insurance Solutions helps clients in and around Saint Petersburg with their insurance needs. An independently owned and operated agency, the business has years of experience helping clients find the right level of life insurance and other types of coverage for their needs. The agency's relationships with national carriers allows each customer to get a competitive rate on needed policies. Other insurance products include home and auto, flood, and general liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3443 1st Ave N, St. Petersburg, FL 33713
  • Life Insurance

Why choose this provider?

HH Insurance provides a range of risk management solutions to families and individuals in St. Petersburg. It accommodates clients seeking to obtain life insurance, which includes term, whole, universal, disability income protection, and long-term care policies. The company also offers other personal plans, such as homeowners', car, and umbrella insurance. Its agents also cater to business owners who want to purchase professional liability, BOP, and commercial property coverages. HH Insurance's team has over 200 years of combined industry experience.

License Verified:

License: L101803

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (920)
Facebook
5.0 / 5 (34)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
550 East Bay Dr, Largo, FL 33770

Why choose this provider?

Weisner Insurance Network is a life insurance company near Saint Petersburg that has helped clients with their insurance needs for more than 20 years. This agency is independently owned and operated, and it connects customers with their choice of insurance carrier while enabling them to get competitive quotes from multiple insurers at once. In addition to life insurance coverage, Weisner Insurance Network offers car, boat, home, and other insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (174)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
742 Second Avenue South, St. Petersburg, FL 33701
  • Life Insurance

Why choose this provider?

Veritas is an independent insurance agency that serves the residents of St. Petersburg and the surrounding areas. It provides different types of life insurance coverage plans, including term life, whole life, and universal life insurance. The advantages of its life insurance plans may include college tuition, home down payments, and death benefits. Veritas has been in operation for more than 17 years. The company is a subsidiary of Berkshire Hathaway, Inc., and a division of Priority One Financial Services, Inc.

License Verified:

License: L000997

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7901 4 Th St N #314, St Petersburg, FL 33702
  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

Why choose this provider?

Suncoast Insurance serves the St. Petersburg metro. It assists individuals and their families in becoming financially secured through insurance policy offerings, including life, auto, and home insurance coverages. It offers both term and whole life insurance policies, and its agents give personalized recommendations for each client after the discussion of their needs. In addition, it helps individuals set up their retirement funds and teaches them how to maximize those benefits through various retirement solutions.

License Verified:

License: L090428

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1638 Dr. Martin Luther King Jr St N, St. Petersburg, FL 33704
  • Life Insurance

Why choose this provider?

Jenny Martin is an insurance professional who works at State Farm. She serves clients in St. Petersburg and the surrounding areas. She helps individuals protect their family's future by offering life insurance products, such as term, whole, and universal. She also provides auto, business, health, homeowners', and renters' insurance policies. Martin is a member of the National Association of Insurance & Financial Advisors and the St. Petersburg Chamber of Commerce. She speaks Spanish, which allows her to cater to a broader range of clients.

License Verified:

License: E165247

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (172)
Yelp
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10500 Ulmerton Rd Ste 736, Largo, FL 33771

Why choose this provider?

Compass Health finds the right life and health insurance solutions for customers in Saint Petersburg. Founded in 2007, the agency is locally owned and operated and serves all of South Florida. Its agents are state licensed and most hold certification from Medicare to help customers with enrollment in Medicare plans. Its offerings include individual health insurance, including ACA and short-term coverage, as well as medical, hospital indemnity, and small group health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Does an employer-provided life insurance policy adequately meet the requirements of individuals residing in St. Petersburg?

    No, because it typically offers coverage within the range of $10,000 to $20,000, which may not be adequate for most St. Petersburg residents, especially those with dependents. It is advisable to purchase supplementary coverage to offset the impact of a job change or termination. Job-based life insurance can also be considered supplementary coverage.

  • How can residents of St. Petersburg determine their eligibility for life insurance?

    St. Petersburg residents can assess their qualifications for life insurance by submitting an application. Subsequently, underwriters will evaluate applicants' medical records to establish their risk category and determine the suitability of their application. Applicants might also be required to undergo a medical examination to assess their overall health status.

  • What steps can residents of St. Petersburg take to lower the expenses associated with life insurance coverage for both themselves and their families?

    To obtain cost-effective life insurance premiums in St. Petersburg, individuals should secure coverage at a young age. They should also refrain from smoking, explore the option of group coverage provided by their employers, and consider purchasing a combination of term and whole-life insurance. Term life insurance typically offers lower rates because of its limited coverage duration.

  • What is the most suitable life insurance policy for St. Petersburg residents aged 45 to 85?

    A whole life insurance policy is ideal for St. Petersburg residents between the ages of 45 and 85. This policy secures benefits to cover end-of-life costs and offers protection for policyholders' loved ones. It is also advantageous for those seeking financial assistance with funeral expenses or settling outstanding debts.

  • How will family members of a St. Petersburg life insurance policyholder who passed away get paid?

    Following the death of a life insurance policyholder in St. Petersburg, the designated beneficiary is entitled to receive the assured death benefit. This is only possible if the premiums have been consistently paid and the insurance company has been duly informed. These death benefits are exempt from taxation. They are equivalent to the policy's face value, minus any outstanding policy debt.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...