Expertise.com

2024

Last updated:

Best Mortgage Brokers in Spring Hill, FL

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Spring Hill Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

37Reviewed

27Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5322 Primrose Lake Cir A, Tampa, FL 33647
WebsiteLicense: 1564092

Expertise.com Rating

Review Sources

Google
5.0 (173)
Facebook
5.0 (63)
Zillow
5.0 (10)

Why choose this provider?

Bliss Mortgage LLC serves clients in Spring Hill. Its independent mortgage brokers use their knowledge of current market trends to assist clients in locating the best financial solution for their mortgage needs. Some of its home purchase loans include conventional, FHA, VA, reverse, and jumbo. The team also provides mortgage refinance programs for single-family homes, multi-family units, townhouses, and condominiums. Gerald Bliss, a mortgage loan originator, started the company in 2016 with the goal of helping both experienced and inexperienced buyers through the process of buying a home. 

  • Refinance
  • New Construction

401 E Jackson Street Suite 2340, Tampa, FL 33602
WebsiteLicense: 2127427

Expertise.com Rating

Review Sources

Zillow
5.0 (329)
Google
5.0 (203)
Facebook
5.0 (102)

Why choose this provider?

Orlicki Group accommodates real estate investors and residential property owners in Spring Hill and its nearby communities. As an independent mortgage broker, the company collaborates with multiple lenders to offer personalized loan programs, such as renovation, FHA, conventional, USDA, VA, and jumbo. Founder and mortgage loan originator Oliver Orlicki helps clients in the mortgage process, including during the documentation, underwriting, and conditional approval stages. He has been active in the real estate market for over 20 years. Orlicki Group also offers a cash-out refinance plan.

  • Refinance

17717 Hunting Bow Circle, Unit 101, Lutz, FL 33558
WebsiteLicense: 250769

Expertise.com Rating

Review Sources

Google
4.7 (88)
Facebook
5.0 (17)

Why choose this provider?

Innovative Mortgage provides an end-to-end loan origination platform for brokers in Spring Hill. Its loan officers, who have over five decades of combined industry experience, connect borrowers with lenders. They write retail loans on Innovative Mortgage's correspondent channel, where the company is the source of funding. The lender works with several correspondent investors, including Caliber Funding, Freedom Mortgage, and Parkside Lending. CEO Bryan P. Ehrlich founded the firm in 2004. Ehrlich is a licensed attorney, Realtor, and loan originator.

  • New Construction
  • Refinance

10710 FL-54 c101, Trinity, FL 34655
WebsiteLicense: 222883

Expertise.com Rating

Review Sources

Google
5.0 (343)
Facebook
4.9 (157)
Zillow
5.0 (5)

Why choose this provider?

CPF Mortgage serves clients in the Spring Hill metro and the surrounding communities. Its team of loan officers offers various mortgage programs for first-time or seasoned homebuyers, refinancers, and individuals who are looking to pull equity from their homes. Some of the loan options it provides are adjustable and 15- and 30-year fixed rates, jumbo, FHA, USDA, and VA loans. It guides the customers throughout the process, including the initial meeting, set-up, application review, signing, processing, and closing. CPF Mortgage has been operating since 2007.

  • New Construction

2405 Creel Lane, Suite 102, Wesley Chapel, FL 33544
WebsiteLicense: 1268485

Expertise.com Rating

Review Sources

Google
5.0 (237)
Facebook
5.0 (72)

Why choose this provider?

My Easy Mortgage offers solutions to novice and seasoned homebuyers, real estate investors, and refinancing applicants in Spring Hill. Its loan advisors obtain and analyze a varied selection of programs that match each client's financial goals, lifestyle, and income situation through its collaboration with different wholesale lenders. They utilize more than 90 years of combined experience alongside their familiarity with local interest rates and marketing conditions to customize each offered option. To date, they have assisted at least 2,000 mortgage applicants throughout the local region.

  • Refinance

3087 Anderson Snow Rd, Spring Hill, FL 34609
WebsiteLicense: 395063

Expertise.com Rating

Review Sources

Google
5.0 (54)
Facebook
5.0 (40)
Zillow
4.7 (15)

Why choose this provider?

Suarez Home & Finance Corp caters to clients in Spring Hill who require mortgage brokers. The team has purchase and refinancing options that include products with fixed and adjustable rates and terms ranging from five years to three decades. Jumbo and super jumbo loans are available. The company's customer base extends from first-time house purchasers to experienced real estate investors. Owner Chris Suarez has been in the mortgage industry since 2004. He also has options for buyers of commercial properties.

  • Refinance

924 Alt 19, Unit E, Palm Harbor, FL 34683
WebsiteLicense: 151181

Expertise.com Rating

Review Sources

Zillow
5.0 (46)
Facebook
5.0 (8)

Why choose this provider?

Joe Gabriel is a loan officer at Fairway Independent Mortgage Corporation, serving the residents of Spring Hill. To help homeowners and homebuyers realize their homeownership goals, he offers various mortgage loan programs, such as conventional, adjustable-rate, and fixed-rate, as well as VA and USDA. Since 2001, Joe has been serving the home financing needs of individuals and families. He continues to work for Fairway Independent Mortgage, which managed to fund $1 billion in loans five years after its establishment by Steve Jacobson in 1996.

  • Refinance
  • New Construction

31547 Loch Aline Dr, Wesley Chapel, FL 33545
WebsiteLicense: 2106420

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (6)

Why choose this provider?

BMV Mortgage caters to clients in Spring Hill who are searching for various real estate purchase loan solutions. The team offers mortgages that include USDA-backed options for agricultural property buyers and VA programs fit for past and current members of the military. Reverse loans are available for senior citizens, and special solutions are also on hand for foreign nationals. BMV Mortgage maintains a blog that educates readers on lending concepts such as LTV ratios and refinancing.

  • Refinance

6521 Gunn Hwy., Tampa, FL 33625
WebsiteLicense: 189233
Website

Expertise.com Rating

Review Sources

Google
4.4 (811)
Facebook
4.7 (32)

Why choose this provider?

Tampa One works with individual home buyers and existing homeowners in the Spring Hill area. The firm has a team of mortgage brokers who can communicate in Spanish, serving individuals planning to buy or refinance their loans. They offer a wide array of options, jumbo, conventional, VA, FHA, and USDA home and finance loans. The firm has closed over 9,500 transactions in its 20 years in business. It is also a member of the Greater Tampa Realtors.

  • New Construction

2174 Mariner Blvd, Spring Hill, FL 34609
WebsiteLicense: 227765

Expertise.com Rating

Review Sources

Google
5.0 (46)

Why choose this provider?

Celebrity Home Loans Greater Tampa Bay addresses customers' needs in the Spring Hill community. The firm provides a variety of mortgage and loan options for those who want to purchase and refinance a loan. These programs include VA, FHA, and jumbo loans. Its mortgage brokers communicate with borrowers to explain the pros and cons of each option and navigate them through the mortgage process. They also work with real estate professionals, creating co-marketing brochures and lead generation systems.

  • Refinance
  • New Construction

3902 Henderson Blvd, #208-384, Tampa, FL 33629
WebsiteLicense: 8768

Expertise.com Rating

Review Sources

Google
5.0 (165)
Facebook
4.9 (123)
Yelp
5.0 (17)

Why choose this provider?

Simons & Leoni Home Loans caters to residents of Spring Hill who are on the lookout for mortgage brokers. The team has options fit for first-time buyers and investors on their second or subsequent purchases. These programs include government-backed mortgages tailored to military veterans and agricultural clients. Choices with adjustable or fixed rates are also available. Simons & Leoni has been in the lending sector since 2003, and its leadership has over eight decades of combined industry experience.

  • Refinance

1300 Hwy. 41 North, Suite H, Inverness, FL 34450
WebsiteLicense: 1619739

Expertise.com Rating

Review Sources

Google
5.0 (78)

Why choose this provider?

Citrus Mortgage Associates LLC serves clients in Spring Hill and the surrounding areas. It partners with multiple banks and lenders to provide a wide range of loan options. It helps clients avoid the stress that comes with mortgage loans by dealing with lenders on their behalf. Its mortgage programs include VA, FHA, USDA, and conventional loans. The firm seeks to deliver the best mortgage experience by working with customers throughout the process, from loan application to closing.

  • Refinance

1817 Cypress Brook Drive, Suite 104, Trinity, FL 34655
WebsiteLicense: 2062741

Expertise.com Rating

Review Sources

Google
4.9 (53)

Why choose this provider?

Chissell Mortgage Group serves locals in Spring Hill who need residential home loans. The team has government-backed FHA and traditional loans. Programs are on hand with fixed or variable terms ranging from 15 to 30 years. The company also offers government-backed options tailored to the specific needs of agricultural property buyers and military veterans. Chissell Mortgage Group's staff has more than five decades of combined lending industry experience and carries products from more than 100 loan providers.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Bliss Mortgage LLC
5322 Primrose Lake Cir A, Tampa, FL 33647
Orlicki Group
401 E Jackson Street Suite 2340, Tampa, FL 33602
Innovative Mortgage
17717 Hunting Bow Circle, Unit 101, Lutz, FL 33558
CPF Mortgage
10710 FL-54 c101, Trinity, FL 34655
My Easy Mortgage
2405 Creel Lane, Suite 102, Wesley Chapel, FL 33544
Suarez Home & Finance Corp
3087 Anderson Snow Rd, Spring Hill, FL 34609
Joe Gabriel
924 Alt 19, Unit E, Palm Harbor, FL 34683
BMV Mortgage
31547 Loch Aline Dr, Wesley Chapel, FL 33545
Tampa One
6521 Gunn Hwy., Tampa, FL 33625
Celebrity Home Loans Greater Tampa Bay
2174 Mariner Blvd, Spring Hill, FL 34609
Simons & Leoni Home Loans
3902 Henderson Blvd, #208-384, Tampa, FL 33629
Citrus Mortgage Associates LLC
1300 Hwy. 41 North, Suite H, Inverness, FL 34450
Chissell Mortgage Group
1817 Cypress Brook Drive, Suite 104, Trinity, FL 34655

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.