Expertise.com

2024

Last updated:

Best Mortgage Brokers in Brandon

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brandon Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

38Reviewed

28Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3419 Brook Crossing Drive Suite #108, Brandon, FL 33511
  • Reverse Mortgages

Why choose this provider?

A & A Mortgage Funding, Inc., a National Association of Mortgage Brokers member, caters to clients in and around Brandon. It provides lending solutions to people who want to purchase or build their own homes. It helps first-time, seasoned homebuyers, and investors decide which loan program suits their needs. The loan options available include USDA, FHA, VA, conventional, jumbo, and adjustable-rate mortgages. Lisa Pusateri, the company's president, has been a mortgage broker for more than three decades.

License Verified:

License: 227399

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (23)
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (3)

Website
450 Knights Run Ave Unit 5,, Tampa, FL 33602
  • Refinance

Why choose this provider?

14 Days To Close serves clients in and around the Brandon community. It offers a wide range of loan programs, such as conventional, FHA, jumbo, USDA, VA, and second mortgage financing. It helps clients find loan programs that match their needs and budget. Its team also works with them throughout the process of homebuying, from getting pre-approved and submitting their purchase offer to signing paperwork and closing. Clients can apply for a loan online through the company's website.

License Verified:

License: 795404

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (1240)
Zillow
4.7 / 5 (589)
Facebook
4.7 / 5 (144)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1093 E Brandon Blvd, Brandon, FL 33511
  • Reverse Mortgages

Why choose this provider?

Swift Home Mortgage serves home purchasers in Brandon who need financial options. These loans include fixed-term mortgages that are 15 to 30 years in length. Adjustable rate products are available, as well as USDA-backed solutions for buyers of rural assets. The company also refinances debts into more manageable obligations. Broker Josh High is a veteran of the lending industry with two decades of experience. He has been a loan originator and has experience in underwriting.

License Verified:

License: 1762673

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)
Zillow
5.0 / 5 (39)
Facebook
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
341 Snapdragon Loop., Bradenton, FL 34212
  • Reverse Mortgages

Why choose this provider?

Fisherman Mortgage Services is a full-service brokerage that caters to the residents in and around Brandon. It offers different types of home purchase loans, including jumbo and super jumbo, FHA, VA, and USDA loans. It also assists clients who wish to refinance existing mortgages. The company is partnered with more than 50 different lenders. Owner Ian Anderson is a mortgage originator who discusses market conditions and various loan products on his podcast, "The Mortgage Fisherman."

License Verified:

License: 1849097

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1208 Bell Shoals Rd, Brandon, FL 33511
  • Reverse Mortgages

Why choose this provider?

Quick Quote Mortgage is a lender serving homeowners and home buyers in Brandon. To help clients achieve their homeownership goals, it provides various mortgage loan options, including fixed-rate, adjustable-rate, and jumbo, as well as VA and USDA. The lender assists borrowers in reducing their interest rates through mortgage refinancing. Its loan officers offer financial advice based on changes in market conditions and mortgage programs to meet the client's specific needs. To help customers project their potential expenses, Quick Quote Mortgage provides a mortgage calculator.

License Verified:

License: 388278

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (13)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
401 E Jackson Street Suite 2340, Tampa, FL 33602
  • Refinance

Why choose this provider?

Orlicki Group is a mortgage broker that caters to the Brandon neighborood. The company assists clients in purchasing and refinancing properties, walking them through the mortgage process which includes documentation, appraisal, underwriting, conditional approval, clear-to-close stage, and closing. It also offers advice on loan programs such as conventional, jumbo, FHA, VA, rehab, and renovation. Orlicki Group is founded by Oliver Orlicki, who has been in the mortgage field for over two decades. It is a member of the Association of Independent Mortgage Experts.

License Verified:

License: 205123

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (207)
Facebook
4.9 / 5 (105)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Tampa, FL 33592
  • Reverse Mortgages

Why choose this provider?

Encompass Mortgage Services Inc. caters to residents of Brandon who are seeking financing options. The agency provides fixed-rate loans with 30-year terms fit for first-time purchasers. VA and USDA products for military service personnel and rural property purchasers are also available. The company's officers guide clients through each step in the borrowing process. Encompass Mortgage Services is an accredited member of The Veterans Advocacy & Benefits Association. Mortgage loan originator, Susan Gilbert, has been in the lending sector for more than three decades.

License Verified:

License: 1614463

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (87)
Facebook
4.7 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6152 Delancey Station Street Suite 105, Riverview, FL 33578
  • Refinance
  • New Construction

Why choose this provider?

Legacy Mortgage Lending Group serves the diverse needs of homebuyers in the Brandon area. Its team of loan officers designs lending processes based on clients' needs for conventional mortgages, jumbo financing, and FHA or VA loans. In addition, the team assists different homebuyer types, including DACA residents, medical professionals, and refinance borrowers. It is part of Gold Star Mortgage Financial Group, a company founded in 2000 and the 2018 Ellie Mae Encompass Innovative Challenge winner.

License Verified:

License: 3446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (111)
Yelp
4.0 / 5 (12)

Website
1158 Bell Shoals Road, Suite 102, Brandon, FL 33511
  • Reverse Mortgages

Why choose this provider?

Yoanny Perez Castillo caters to individuals in Brandon who need mortgage services. The agent has conventional loans for property purchasers with stable credit histories and niche solutions, such as bank statement programs and home equity products. USDA and VA options are available for buyers of rural properties and members of the military. Yoanny operates under the Family First Funding umbrella, a company founded in 2011. It is a mortgage bank that is active in over 35 states.

License Verified:

License: 2222717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2216 S Alexander St., Plant City, FL 33563
  • Refinance

Why choose this provider?

Florida Mortgage Firm is a brokerage company that helps individuals and families in Brandon and the surrounding areas with their home-buying concerns. It offers different conventional loan programs for clients who want either low or high down payment schemes. In addition, the firm has other options, which include VA, FHA, USDA, and jumbo home loans. Florida Mortgage Firm's president is Nate Davis, who is a former analyst for GEICO and served in the US Marine Corps.

License Verified:

License: 289323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (581)
Facebook
4.9 / 5 (179)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11256 Boyette Rd, Riverview, FL 33569
  • Refinance

Why choose this provider?

Riverview Mortgage serves residents of Brandon with refinancing and loan needs. The team has jumbo and conventional loans for borrowers with varying loan-to-value ratios. Products backed by the USDA and FHA are available. Riverview Mortgage also offers solutions for military veterans and clients with credit scores below 600. The company rearranges existing obligations to obtain less onerous terms and conditions. Riverview Mortgage is a family business that has been in the home financing industry for 23 years.

License Verified:

License: 355488

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1079 E. Brandon Blvd., Brandon, FL 33511
  • Refinance

Why choose this provider?

Nationwide Residential Capital caters to clients in Brandon and the surrounding communities. It assists individuals, couples, and families seeking to purchase properties by providing mortgage brokerage services. The process involves deciding on the kind of loan program, completing pre-qualification requirements, applying for the loan, and funding. The firm offers adjustable- and fixed-rate mortgage loan programs. Mortgage refinance options, which aim to consolidate debts and lower rates and monthly payments, are also available. The company also caters to Spanish-speaking clients.

License Verified:

License: 261728

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (120)
Facebook
5.0 / 5 (6)

Website
792 W Lumsden Rd., Brandon, FL 33511
  • Refinance

Why choose this provider?

Established in 2007, Royal & Company Mortgage Corporation has been assisting Brandon clients in their home financing needs. It streamlines the loan process by connecting homebuyers to a loan officer and multiple lenders, comparing terms and rates, and providing regular progress reports. The mortgage broker offers government-supported loans, such as the FHA, VA, USDA, and other conventional programs. It also provides mortgage refinancing options to adjust debt obligations. Company head Kathi Royal has been in the mortgage industry since 1982.

License Verified:

License: 219365

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (8)
Zillow
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.