Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Palm Coast

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Palm Coast Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

28Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4440 N Ocean Shore Blvd Ste. 106, Palm Coast, FL 32137
  • Home and Auto Insurance

Why choose this provider?

Florida Sun Insurance is an independent agency that offers products and services in the Palm Coast metro. It assists individuals and families in obtaining renters' insurance plans to protect them from financial losses caused by lost and damaged personal belongings. The full-service company also provides flood, umbrella, and classic car insurance. In addition, It serves business owners who want to acquire BOP and workers' compensation coverages. Florida Sun Insurance works with over 400 carriers, including Kemper, Safeco, and Hagerty.

License Verified:

License: L085729

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (20)
Google
3.8 / 5 (17)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2298 Colbert Ln, Palm Coast, FL 32137
  • Multiple Policy Types

Why choose this provider?

Palm Coast Insurance is a locally owned and operated independent agency serving clients in the metro. It offers renters' insurance options from different companies that carry multiple premium combinations. It also handles plans for condominiums and apartment buildings. In addition to personalized individual and business risk management solutions, the agency provides policies for various personal events. Palm Coast Insurance is headed by Graham Dolamore, a Florida native who is part of a family of real estate brokers and investors.

License Verified:

License: W581235

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17221 Camelot Court Suite 101, Palm Coast, FL 34638
  • Home and Auto Insurance

Why choose this provider?

The Welch Group Insurance serves the Palm Coast metro, offering a comprehensive portfolio of personal and business insurance solutions. It caters to a wide array of personal needs, from home insurance, renters' insurance, and auto insurance to pet insurance. For business clients, its insurance advisors assist with general liability, commercial properties and vehicles, and workers' compensation. The agency has been in business for over 15 years and is partnered with 50 major insurance carriers.

License Verified:

License: A306330

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3200 East Moody Blvd., Bunnell, FL 32110
  • Multiple Carriers

Why choose this provider?

Hayward Brown Flagler Inc. offers home insurance products to Palm Coast and the surrounding areas. These home insurance products include renters', property, mobile homes, condos, landlords, and in-home business insurance covering identity theft and data backup. It also provides commercial insurance services for the real estate, construction, healthcare, marine, and media industries. Hayward Brown Flagler Inc. is a locally owned and locally operated insurance agency. It handles insurance products from Auto-Owners Insurance, Florida Peninsula, Tower Hill, and Security First Insurance.

License Verified:

License: L017786

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
55 Plaza Drive Suite 5, Palm Coast, FL 32137
  • Multiple Policy Types

Why choose this provider?

Ryan Flagler, who owns a Brightway agency, offers renters' insurance plans to the locals of Palm Coast. These policies help protect policyholders against liabilities that happen inside their rental home due to negligence or unexpected circumstances, involve a personal inventory of their possessions to assess the coverage they'll need, and cover the replacement value of their possessions. Flagler's independent agency is connected to over 100 insurance companies, which allows him and his team to build customized policies for their customers.

License Verified:

License: W004025

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4873 Palm Coast Pkwy NW Unit 1, Palm Coast, FL 32137
  • Home and Auto Insurance

Why choose this provider?

Five Star Insurance Services helps individuals find protection policies to protect their families and properties are renters in Palm Coast. It also offers personal indemnity plans for homes and automobiles, as well as flood damage insurance coverages. Its line of products also includes commercial auto policies that cover primary liability, physical damage, and occupational accidents. Its representatives conduct consultations to help consumers identify their needs and choose plans that apply to their circumstances like general liability and umbrella.

License Verified:

License: L105473

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4868 Palm Coast Parkway, NW, Suite 3, Palm Coast, FL 32137
  • Home and Auto Insurance

Why choose this provider?

Absolute Risk Services is a family-owned and family-operated independent insurance agency serving clients in the Palm Coast metro. The firm provides personal and commercial insurance and workplace benefits products. It offers renters' insurance, which provides coverage to tenants and their properties in the event of a theft or disaster. This kind of policy covers dwelling improvement and personal liability. Absolute Risk Services carries policies from different companies, including Federated National, Florida Peninsula, and Security First Insurance.

License Verified:

License: L098725

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
160 Cypress Point Pkwy C-102,, Palm Coast, FL 32164
  • Multiple Policy Types

Why choose this provider?

James Cimorelli is a GreatFlorida Insurance agent serving clients in Palm Coast and the surrounding areas. He offers renters' insurance that covers liability cases, relocation expenses, and personal belongings such as jewelry, clothes, bikes, furniture, and kitchen appliances and supplies. Cimorelli also provides auto, boat, business, motorcycle, and condo insurance programs. He is a member of the National Association of Tax Practitioners and works with insurance companies like Kemper, Progressive, and Safeco Insurance to find the policy that matches customers' needs.

License Verified:

License: A047511

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1 Florida Park Drive South Building 2, Palm Coast, FL 32137
  • Home and Auto Insurance

Why choose this provider?

For over 15 years, First Florida Insurance has provided financial solutions to clients in the Palm Coast area. It offers renter's insurance products for tenants looking to protect their possessions from burglary or fire. The company also deals with the condo and mobile home insurance. Its other offerings include health, life, and auto insurance. The company partners with various insurance firms, like Progressive Corporation, Safeco Insurance, and Universal Insurance Holdings Inc., to help clients find the right policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (47)
Facebook
4.8 / 5 (20)
Yelp
2.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25 Old Kings Rd. N Suite 8A, Palm Coast, FL 32137
  • Multiple Carriers

Why choose this provider?

Berlin & Denys Insurance provides risk management solutions to individuals and families in the Palm Coast metro. It offers a wide variety of personal insurance plans, including renters' policies. The independent company creates customized coverages to protect tenants and their personal belongings from unforeseen events like natural disasters and theft. It also assists clients in acquiring life and health insurance. Berlin & Denys Insurance, which was established in 1984, represents multiple carriers, such as Safeco, BannerLife, Nationwide, and Progressive.

License Verified:

License: R021183

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Is it mandatory to have a renters insurance policy in Palm Coast?

    No, a renters' insurance policy is not required in Palm Coast. However, as part of their lease agreement, many landlords require tenants to have renters' insurance. It is important to note that a landlord's insurance only covers the rental unit's structure and does not cover the tenant's personal belongings or liability.

  • Do you need additional insurance for floods and earthquakes in Palm Coast?

    Yes, additional flood and earthquake endorsements will be required in your Palm Coast renters insurance policy to cover your personal property during natural disasters. Floods caused by natural disasters such as hurricanes and earthquakes are not covered by a standard renters' insurance policy. You can also check the Federal Emergency Management Agency's flood map to see if your location is in a flood-prone area.

  • Will your renters' insurance policy cover damages to your personal belongings during a house fire in Palm Coast?

    Yes, your Palm Coast renters' insurance will cover fire damage since it is one of the covered perils in your policy. Depending on the extent of the damage, you may be required to temporarily vacate your rental unit, and your loss of use benefit may cover expenses such as moving costs and hotel fees.

  • Can you still get renters' insurance in Palm Coast if you have a bad credit history?

    Yes, you can get a renters' insurance policy in Palm Coast even if you have bad credit. However, individuals with poor credit may have to pay higher premiums because insurance companies use credit scores to assess risk. Please keep in mind that credit checks performed by insurance companies are not the same as FICO scores used for credit card and loan applications.

  • How can you save money on your renters' insurance policy premiums in Palm Coast?

    Some money-saving schemes, such as bundling insurance products, may allow you to save on your Palm Coast renters' insurance premiums. You can also inquire with your insurance agent about receiving a discount for paying your premium in full with cash. You may be able to get additional discounts if you live in a gated community and have home security features.

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