Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Orlando

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Orlando Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

99Reviewed

65Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

852-A W. Lancaster Road, Orlando, FL 32819
WebsiteLicense: L093226

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Dattani & Patel Insurance Group offers risk management solutions in Orlando and nearby areas. It processes various personal protection products, helping families and individuals acquire renters' insurance. This type of insurance protects tenants from financial losses due to unforeseen events like fire, theft, and vandalism. The family-owned and family-operated company assists policyholders in filing claims to secure reimbursements for physical injuries and property damage. It also offers umbrella, life, and health insurance. The agency represents multiple carriers, such as Safeco, Travelers, and Foremost.

  • Multiple Policy Types

5003 Old Cheney Highway, Orlando, FL 32807
WebsiteLicense: L076169

Expertise.com Rating

Review Sources

Google
4.0 (73)
Facebook
5.0 (48)
Yelp
4.0 (4)

Why choose this provider?

J Meyers Insurance, originally known as Ronlee Insurance Center, has been serving Orlando since 1974. It is a second-generation family business founded by Joann Meyers and operated by her daughters, Lori and Cathy, who started working for the company in their high school days. The agency assists a wide range of clientele, including renters seeking protection against untoward incidents like fire, theft, and vandalism. Tenants can also optimize their insurance by adding flood, earthquake, and wear and tear coverages.

  • Multiple Carriers
  • Multiple Policy Types

198 South Semoran Boulevard, Orlando, FL 32807
WebsiteLicense: A012792

Expertise.com Rating

Review Sources

Google
4.0 (87)
Facebook
4.0 (28)
Yelp
2.0 (5)

Why choose this provider?

Bruce Baltich is an Orlando-based insurance agency owner under State Farm. He offers renters', homeowners', and condominium insurances. He also works on life, car, and business insurance. His services include financial service assistance for banking, mutual funds, and annuities. He and his team help clients relocate their insurance policies to their metro. They likewise address client concerns in English, Spanish, and Portuguese, depending on their preference. Bruce has been lending his insurance expertise to State Farm and his clients for over 25 years.

  • Multiple Policy Types

1503 S Orange Avenue, Orlando, FL 32806
WebsiteLicense: W679630

Expertise.com Rating

Review Sources

Google
5.0 (188)

Why choose this provider?

Francis Cabrera helps individuals apply for renters' insurance policies in Orlando and the surrounding communities. These policies protect clients' expenses if their belongings or apartments become damaged or lost due to fire, natural calamities, vandalism, and theft. Cabrera also assists clients in determining their property coverage by performing home inventory solutions. Francis Cabrera has been serving clients since 2011. He serves as an insurance agent under State Farm, an insurance company that has been operating for over 100 years.

  • Multiple Policy Types

1215 West Fairbanks Avenue, Orlando, FL 32804
WebsiteLicense: L053547

Expertise.com Rating

Review Sources

Google
4.0 (14)

Why choose this provider?

Lancaster & Associates Insurance, Inc., is an insurance agency providing assistance to the community of Orlando and the surrounding areas. Its owner, Clayton Lancaster, specializes in commercial insurance and helps clients in obtaining all lines of insurance policies. The company works with more than 40 insurance providers allowing them to create personalized packages that match clients' exact needs. Central Florida’s African American Chamber of Commerce has awarded Lancaster & Associates Insurance with Emerging Business Award in 2015.

  • Multiple Carriers
  • Multiple Policy Types

3724 S Conway Road, Orlando, FL 32812
WebsiteLicense: R000056

Expertise.com Rating

Review Sources

Google
4.4 (16)
Facebook
5.0 (3)

Why choose this provider?

Blackwood Insurance is a full-service agency that caters to clients in the Orlando area. It has been in the industry since 1991, providing a variety of financial protection products—including renters', home, auto, life, and business insurance. Its independent agents work with a selection of carriers—such as Progressive, Nationwide, Safeco, Mercury, and Travelers—thus allowing them to find the coverage that best suits the policybuyer's needs. The company also offers flood, windstorm, recreational vehicle, and motorcycle insurance.

750 S. Orange Blossom Trail Suite 4, Orlando, FL 32805
WebsiteLicense: L071402

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

The Macon Agency serves the insurance needs of families and individuals in Orlando and nearby locations. It helps tenants acquire renters' insurance plans to protect them and their investment properties from perils, such as fire, hail, vandalism, and theft. The company assists policyholders in securing reimbursements for medical costs and structural damage. It also offers other personal protection products, including life, homeowners', auto, and motorcycle insurance. In addition, The Macon Agency processes commercial insurance policies.

  • Multiple Policy Types

1005 North Pine Hills Road, Orlando, FL 32808
WebsiteLicense: L070533

Expertise.com Rating

Review Sources

Google
4.0 (239)
Yelp
1.0 (1)

Why choose this provider?

Select Insurance Group, Inc., offers renters' coverage options for residents of Orlando. An independent agency founded in 2008, it provides other personal lines of insurance such as home, health, auto, RV, and motorcycle policies, as well as commercial lines of insurance, from over 40 carriers. Select Insurance Group also serves communities in Tampa and Kissimmee and has locations in South and North Carolina, including Charlotte and Greensboro. Its quotation hotline entertains clients in both English and Spanish.

  • Multiple Policy Types

6900 Tavistock Lakes Boulevard, Orlando, FL 32827
WebsiteLicense: W243753

Expertise.com Rating

Review Sources

Google
5.0 (75)
Facebook
5.0 (22)

Why choose this provider?

The Beacon Insurance Agency is an insurance firm located in Orlando that also offers its services to nearby metros. It offers insurance policies to renters looking for protection for their personal belongings in their rented homes or apartments. Covered events include vandalism, theft, or fire. The agency highlights its accessibility, making its services available and accessible to clients with disabilities. It also highlights its community involvement, aiding various community causes. The Beacon Insurance Agency offers its services to both English and Spanish speakers.

  • Multiple Policy Types

2813 South Hiawassee Road, Orlando, FL 32835
WebsiteLicense: W122187

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (6)

Why choose this provider?

Bryan Strasburger is a State Farm agent that provides his insurance services in people residing in Orlando and surrounding areas. His team also specializes in helping people who wish to relocate to Lake Counties, Osceola, Orange, and Seminole. Originally from the Midwest, Bryan has been in the industry since 1997. He offers a wide range of insurance policy coverage such as life, renters’, home, and car insurance. Additionally, he also offers banking and annuities services.

  • Multiple Policy Types

2508 E. Jackson Street, Orlando, FL 32803
WebsiteLicense: L086504

Expertise.com Rating

Review Sources

Google
4.8 (50)
Facebook
5.0 (1)

Why choose this provider?

Freedom Insurance is a family-owned agency located and serving clients in Orlando and nearby metros. The company offers automobile insurance to protect car owners and their families from unforeseen events and accidents, such as theft, damage, collisions, and wreckage. It also offers various personal insurance plans, including homeowners' and renters', motorcycle, and RV insurance coverages. Freedom Insurance works with various providers like Foremost Insurance, Dairyland Auto, and Personable Insurance to provide protection based on its clients' needs and budget.

  • Multiple Carriers

6900 Tavistock Lakes Blvd Suite 400F, Orlando, FL 32827
WebsiteLicense: L104081

Expertise.com Rating

Review Sources

Google
4.8 (20)
Yelp
5.0 (2)

Why choose this provider?

Florida Insurance Hub caters to individuals, families, and businesses in Orlando and the surrounding areas. It offers renters' insurance plans, including coverage for the policyholders' items and liability should an accident happen. It also provides auto, builders risk, homeowners', landlord, and personal umbrella insurance policies. The firm represents different companies, such as AIG, Chubb, Liberty Mutual, MetLife, National General, and Safeco. Dee Thomas, a broker, worked as a media marketing consultant before shifting to the insurance industry.

  • Multiple Carriers

3776 W. Colonial Dr, Orlando, FL 32808
WebsiteLicense: E038772

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Reed Insurance is a full-service independent personal insurance agency that helps provide coverage and protection for renters in Orlando. The firm also provides protection for homeowners against threats such as fire, windstorms, and hail. It also covers loss of use, medical payments for persons injured on a client’s property, and personal belongings including furniture, appliances, and clothing. Other products include coverage for cars, motorcycles, and ATVs. In addition, the company provides protection for high-performance automobiles, race cars, and collectible or antique cars.

  • Multiple Policy Types

20 S. Bumby Ave., Orlando, FL 32803
WebsiteLicense: L085093

Expertise.com Rating

Review Sources

Google
3.8 (12)

Why choose this provider?

Corkhill Insurance Agency caters to individuals, families, and businesses in Orlando. It has been in operation since 1975, providing various insurance products, including home, auto, and business. Its agents work with first-time homebuyers, renters, and apartment occupants, providing renters', condo owners', dwelling fire, and umbrella insurance. The options provide coverage for the policyholder's property, possessions, and liability. The company represents several carriers, including Mapfre, Mercury, Nationwide, Chubb, and Heritage. It is also a Trusted Choice agency.

  • Multiple Carriers

1548 South Semoran Boulevard, Orlando, FL 32807
WebsiteLicense: L016633

Expertise.com Rating

Review Sources

Google
4.0 (99)

Why choose this provider?

Universal Insurance Agency has been providing renters' insurance policies in Orlando since 2003. It caters to individuals renting in single-family homes, condominiums, and apartments. It also serves those living as roommates in someone else's property who need insurance protection from various occurrences like pipe bursts, fire, and theft. Moreover, it crafts liability coverages for injury or damage and offers insurance products covering personal belongings. The agency's owner and president-broker, Diana Giron, has over 25 years of experience in the industry.

  • Multiple Policy Types

2750 Taylor Avenue, Orlando, FL 32806
WebsiteLicense: L104080

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
5.0 (4)

Why choose this provider?

Statewide Insurance of Florida is a family-owned and family-operated insurance agency that serves clients in Orlando. It offers renters' insurance that can protect policyholders from unexpected disasters and loss events like fire, theft, and wind damage. Clients can also avail themselves of other insurance products for homes, commercial vehicles, and workers' compensation. The agency's staff works and lives in the state of Florida and can speak Spanish to serve the insurance needs of the Hispanic market.

  • Multiple Policy Types

FAQs

  • Does your Orlando renter's insurance premium go down if you install security gadgets in your apartment?

    Yes. Some Orlando renter's insurance companies provide discounts if you have safety equipment like smoke detectors and burglar alarms installed in your flat. You may also save money if you combine your renter's insurance policy with other insurance policies, such as auto, life, and boat insurance, because your insurer will give you a multi-policy discount.

  • When does your Orlando renter's insurance pay for your hotel stay?

    In the event that a covered risk, such as fire, destroys your rental home and leaves you without a place where you can live or store your personal items, your Orlando renter's insurance will pay for your hotel stay. The insurance company and the extent of your coverage will determine where you stay temporarily.

  • What does an Orlando tenant's renter's insurance not cover?

    Damage or loss resulting from specific natural catastrophes, such as hurricanes, earthquakes, or floods, is typically excluded from renter's insurance coverage in Orlando. In addition, a renters insurance coverage won't cover property damage as well as loss of personal possessions from natural wear and tear.

  • What extra protection and coverage alternatives are available to tenants who purchase renter's insurance in Orlando?

    Depending on the needs and alternatives provided by the insurance provider, tenants in Orlando can add the sewage or drain backup coverage to protect themselves against water backups from sewers, sump pumps, or drains that could cause harm to their property. They can also add replacement costs coverage to cover their personal belongings destroyed or damaged as a result of a covered disaster, as well as identity theft coverage to cover expenses necessary to get their identity back.

  • Does adding a dependent to your Orlando renter's insurance coverage change the price you pay for your premium?

    Not at all. The cost of your Orlando renter's insurance premium is unaffected by adding an interested party to your coverage. The addition of a stakeholder is solely for informational purposes. The inclusion of a landlord or a property management firm as an interested party serves as verification of your renter's insurance.

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