Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

6 Best Palm Coast Health Insurance Agencies

Angel Hall

800 Belle Terre Pkwy, Ste 114, Publix Plaza - Town Center, Palm Coast, FL 32164

Visit Website

Life Insurance
Health Insurance

Angel Hall is a State Farm agent who has been providing insurance solutions for individuals, families, and businesses based in Palm Coast since 2004. She offers individual medical coverage for people who do not have a health plan through an employer or another organization. She also handles supplemental health insurance, which is an add-on to the primary health coverage that gives a pre-determined benefit amount to cover unexpected expenses. In addition, Hall caters to the auto and home insurance needs of her clients.

Visit Website

Ference-Arison Insurance Services LLC

352 East New York Avenue, DeLand, FL 32724

Visit Website

Health Insurance

Ference-Arison Insurance Services LLC is an insurance agency through Florida Blue that has been serving the Palm Coast area for more than 30 years. The company offers health insurance policies for individuals, families, and businesses, covering things like accidents, critical illness, dental visits, HMO, and hospital-surgical. The company can also cover cancer, hospital confinements, multi-plan offerings, short- and long-term disability, and vision. Ference-Arison Insurance Services is staffed by 40 insurance professionals.

Visit Website

Hayward Brown Flagler Inc.

3200 East Moody Blvd, Bunnell, FL 32110

Visit Website

Individual Plans
Group Plans
Health Insurance

Hayward Brown-Flagler, Inc., is a full-service insurance company that serves clients in Palm Coast. The firm helps individuals and businesses obtain a health insurance plan that can protect them from medical and financial hardships. The company represents over a dozen carriers that provide a variety of health coverage options, including temporary health, long-term care, dental and vision, medical expense, prescription, and travel health insurance. Co-owner Jeanie Boudreau has been offering personal and commercial insurance policies since 1978.

Visit Website

Murray & Murray Insurance, P.A.

15 Jasmine Dr, Palm Coast, FL 32137

Visit Website

Life Insurance
Health Insurance

Murray & Murray Insurance, P.A., is a Palm Coast-based financial services company that caters to clients throughout the area. It provides health insurance products and advises clients on coverage options like hospital indemnity coverage. The company assists seniors in issues involving Medicare. It also deals with life insurance and offers options like whole and term life policies. Donna Murray, the company’s owner, has over 15 years of industry experience. She serves as a board member for the non-profit organization Grand Haven Women's Club.

Visit Website

Retire Smart Palm Coast

Palm Coast, FL

Visit Website

Life Insurance
Health Insurance

Retire Smart Palm Coast is an insurance solutions provider that caters to Palm Coast-based clients. It offers health insurance and is associated with several healthcare firms like United Healthcare, CarePlus Health Plans, Freedom Health, Humana, Aetna, and Optimum Healthcare, Inc. It also handles retirement planning, life insurance, and Medicare. The firm's attorney, Nadia Tupikina, is a Chartered Retirement Planning Counselor and is also Certified in Long-Term Care. She has a master's degree in business administration and is fluent in both English and Russian.

Visit Website

Tilton & Unger Insurance Financial Services

3 Cypress Branch Way, Palm Coast, FL 32164

Visit Website

Individual Plans
Group Plans
Life Insurance

Established in 1999, Tilton & Unger Insurance Financial Services is an insurance agency that provides services to clients in the Palm Coast metro. It offers various insurance products, including health, home, recreational vehicle, umbrella liability, and workers' compensation insurance policies. Moreover, animal liability, auto, business property, and flood insurance plans are provided. Tilton & Unger Insurance Financial Services represents insurance carriers, such as Aetna, Humana, and UnitedHealthcare. Patricia Tilton, one of the firm's owners, has been working in the insurance industry since high school.

Visit Website

Best Health Insurance Agencies in Palm Coast

We did the research for you!

Health Insurance Agencies FAQs

Angel Hall

Ference-Arison Insurance Services LLC

Hayward Brown Flagler Inc.

Murray & Murray Insurance, P.A.

Retire Smart Palm Coast

Tilton & Unger Insurance Financial Services

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

Wrong city? Here are some nearby places:

Other top picks in your area