Best Mortgage Refinance Companies in Miami

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Miami Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 231 145 16

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Agave Home Loans FEATURED

Agave Home Loans helps property owners in Miami with their mortgage refinancing needs. This independent firm assists them in securing their financial objectives—paying off higher interest debts or paying for college fees—by converting their existing equity to cash and finding lenders who offer low interest rates. Its staff also informs clients about the processes to help them make wise decisions. Lastly, Co-owner Doug Wang has more than seven years of experience in the mortgage industry. 

3230 East Broadway Road Suite B-220
Phoenix, AZ 85040


Space Coast Credit Union

  • Reverse Mortgages
  • NMLS #: 39166

Since it was founded in 1952, Space Coast Credit Union has grown to serve 450,000 members through 59 branches in 29 counties across Florida. Its range of member services includes mortgage refinance, with a wide variety of down payment and loan options. There are conventional fixed-rate and adjustable-rate loans, as well as FHA loans for those with weaker credit ratings, and VA loans for qualifying military personnel and veterans. The loans have terms of up to 30 years and come without application fees or intangible tax or pre-payment penalties. Space Coast Credit Union communicates fluently in English and Spanish. Its mission is to create value through shared ownership.

2333 Salzedo St
Coral Gables, FL 33134


Mortgage Refinance Hialeah FL

  • Reverse Mortgages

Refi Home Loan Lenders offer mortgage refinance solutions in Miami. The firm's refinance experts help clients navigate the mortgage process, informing them of the benefits and considerations before applying for refinancing options. These financial considerations include monthly payment reductions, equity cash-outs, loan term cuts, and FHA mortgage insurance cancellation. For steady payment goals, clients also receive assistance in converting adjustable-rate loans to fixed-rate mortgages and information on prevailing refinance rates.

719 E Brook Street
Hialeah, FL 33013


Mortgage Refinance Doral FL - Home Refinance Florida - Refi Home Loan Lenders

  • Reverse Mortgages

Refi Home Loan Lenders is a mortgage refinance company serving homeowners in the Miami area. The company provides a wide variety of services that allow borrowers to pay off their loans faster, extend their loan terms, reduce monthly payments, get a cash-out refinance, and switch to a different type of loan. They offer VA and jumbo refinance loans and assistance to get rid of FHA MIP. Refi Home Loan Lenders can also provide construction and home equity loans.

1316 Northwest 78th Avenue
Doral, FL 33126



  • New Construction

GoKapital provides various mortgage programs for individuals and business owners in Miami. It caters to amateur or experienced investors who want to acquire or refinance investment properties by providing hard money, fix-and-flip, foreign national, and bridge loans. The company offers working capital from $20,000 to $5,000,000 for businesses in industries like cannabis, restaurants, and e-commerce. GoKapital was established by Chris Moreno in 2013. Moreno, who also speaks Spanish, is a former analyst for prominent financial agencies in NYC.

2150 Coral Way
Miami, FL 33145

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