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Best Mortgage Refinance Companies in Miami

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3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
Phoenix, AZ 85040
Instagram
  • Reverse Mortgages

Agave Home Loans helps property owners in Miami with their mortgage refinancing needs. This independent firm assists them in securing their financial objectives—paying off higher interest debts or paying for college fees—by converting their existing equity to cash and finding lenders who offer low interest rates. Its staff also informs clients about the processes to help them make wise decisions. Lastly, Co-owner Doug Wang has more than seven years of experience in the mortgage industry. 

3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
Phoenix, AZ 85040

InstagramWebsite(224) 479-0242

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

767 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6780 SW 80th St., Miami, FL 33143
Miami, FL 33143
  • Reverse Mortgages

All in One Mortgage Lenders is a Miami-based firm whose staff brings over 100 years of experience. The company helps clients refinance existing mortgages, whether they are looking to lower interest rates, shorten payment terms, switch from adjustable-rate to fixed-rate loans, or tap cash from a home's equity. In addition, the agency provides new mortgages through FHA and VA. It assists senior citizens who are eligible to apply for reverse mortgages. Having an on-site processing and underwriting center allows the company to deliver fast loan approvals.

6780 SW 80th St., Miami, FL 33143
Miami, FL 33143

Website(305) 760-6000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

68 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

231 NW 32nd St, Miami, FL 33127
Miami, FL 33127
  • New Construction

Breakwater Funding assists clients within the Miami area and its surrounding metros. It offers options for standard and cash-out refinancing for debt consolidation and reduced interest rates, toward home remodeling projects or funding for college tuition or business investments. Its team also provides programs involving conventional, FHA, and VA loans, as well as options for residential or investment homebuyers outside the country. Each brokerage and loan program is customized and linked to a lender who matches a client's needs.

231 NW 32nd St, Miami, FL 33127
Miami, FL 33127

Website(305) 760-9484

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

333 NE 24 Th Street, Miami, FL 33137
Miami, FL 33137
Instagram
  • New Construction

Since 2013, Cardinal Financial Company has been serving Miami residents with their home mortgage loans. It assists clients in refinancing properties ranging from single-family homes, townhomes, and condos, to multi-family homes. The company's officers guide clients in exploring various types of loan programs that include conventional, FHA, VA, and jumbo. They also work in 50 states, offering several products from Ginnie Mae, Fannie Mae, and Freddie Mac. The Cardinal Financial Company continuously develops its loan origination system called Octane.

333 NE 24 Th Street, Miami, FL 33137
Miami, FL 33137

InstagramWebsite(888) 540-2939

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

47 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1080 Brickell Avenue, #4106, Miami, FL 33131
Miami, FL 33131
Instagram
  • New Construction

DAK Mortgage caters to clients in Miami and nearby areas. It offers mortgage refinance services, helping individuals cash out their residential property's equity for business creation, college tuition, debt consolidation, home renovation, and real estate investment purposes. It also serves those who are caught in foreclosure proceedings and want to lower their interest rate. In addition, the firm provides other types of mortgages, such as bridge, home construction, jumbo, and investment property loans. DAK Mortgage brings more than 15 years of experience in the industry.

1080 Brickell Avenue, #4106, Miami, FL 33131
Miami, FL 33131

InstagramWebsite(321) 239-2781

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

634 6th Street, Miami Beach, FL 33139
Miami Beach, FL 33139
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Dynamic Mortgage provides mortgage refinancing services to clients in Miami. The company offers a selection of loan options for homebuyers and homeowners, including 30-year fixed-rate mortgages, adjustable-rate mortgages, FHA home loans, VA home loans, and USDA loans. Clients can also avail themselves of the services provided by loan officer Dovie Lieberman, including personalized mortgage solutions based on their unique criteria and financial conditions. Taking cash out of home equity to refinance mortgages is also an option for clients.

634 6th Street, Miami Beach, FL 33139
Miami Beach, FL 33139

InstagramWebsite(305) 735-3278

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2665 S. Bayshore Drive, Suite 103-1, Miami, FL 33133
Miami, FL 33133
  • New Construction

Eduardo Oropeza is a loan officer affiliated with American Portfolio Mortgage. He caters to clients in Miami and the surrounding areas. He assists individuals who are looking to refinance their mortgage to address college tuitions, home improvements, lifestyle changes, and retirement goals. He also serves those whose objective is to reduce their monthly payments. Oropeza offers different types of loan programs, such as ARMs, Fannie Mae conventional, high-balance, and jumbo. In addition, he provides FHA, USDA, and VA loans.

2665 S. Bayshore Drive, Suite 103-1, Miami, FL 33133
Miami, FL 33133

Website(305) 413-4555

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

2125 Biscayne Blvd Suite 304, Miami, FL 33137
Miami, FL 33137
Instagram
  • New Construction

Essex Loans Corp. offers mortgage refinancing options to clients living in Miami. The firm offers fixed and adjustable-rate arrangements such as 15 to 30-year contracts, jumbo loans, and reverse mortgages. It employs evaluators to assess properties and determine their value. The company also maintains online financial analysis and payment calculators on its website. Essex Loans has been in the real estate and mortgage service sector for over two decades. The team's clients include combat veterans and their families.

2125 Biscayne Blvd Suite 304, Miami, FL 33137
Miami, FL 33137

InstagramWebsite(786) 416-7584

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8300 NW 53rd St Ste 100, Miami, FL 33166
Miami, FL 33166
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Founded in 1950 and serving more than 54,000 members, First Florida Credit Union can arrange home mortgage refinance in Miami and every other location in the state from its 16 branches. For owner-occupied homes or properties that are the owner's primary residence, it offers a second mortgage home equity loan to help members access a one-time draw of funds. The loan can have low or no closing costs and comes with a fixed-rate term of 20 years, with no requirement for an escrow account. Jumbo loans are also available. Conditions of approval include being a member of the credit union and a qualifying credit score.

8300 NW 53rd St Ste 100, Miami, FL 33166
Miami, FL 33166

InstagramWebsite(305) 716-8383

Show Number
1101 Brickell Avenue, Miami, FL 33131
Miami, FL 33131
  • Reverse Mortgages
  • NMLS #: 39166

Get A Rate is a mortgage refinance company in Miami that employs state-of-the-art online calculation systems to evaluate loan applications, and a dedicated team of experts to help process the client's refinancing loan. Underwritten pre-approval can be given in as little as 10 minutes. The company can arrange loans through the Home Affordable Refinance Program for homes valued lower than their current mortgage, and for those over 62 years old, it can assist with reverse mortgages. FHA loans can be arranged for clients with less than perfect credit and VA loans for qualifying military personnel. The company's website has handy mortgage and affordability calculators for the benefit of its clients.

1101 Brickell Avenue, Miami, FL 33131
Miami, FL 33131

Website(888) 562-2611

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

81 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2150 Coral Way, Miami, FL 33145
Miami, FL 33145
Instagram
  • New Construction

GoKapital provides various mortgage programs for individuals and business owners in Miami. It caters to amateur or experienced investors who want to acquire or refinance investment properties by providing hard money, fix-and-flip, foreign national, and bridge loans. The company offers working capital from $20,000 to $5,000,000 for businesses in industries like cannabis, restaurants, and e-commerce. GoKapital was established by Chris Moreno in 2013. Moreno, who also speaks Spanish, is a former analyst for prominent financial agencies in NYC.

2150 Coral Way, Miami, FL 33145
Miami, FL 33145

InstagramWebsite(866) 257-2973

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1680 Michigan Ave Ste 1001, Miami Beach, FL 33139
Miami Beach, FL 33139
  • Multi-Family Loans

Halpern & Associates Mortgage Corporation, Inc. serves individuals and families in Miami looking to purchase or refinance a property. It offers a variety of loan options, including conventional, VA, jumbo, and bank statement loans. It also assists foreign nationals. The agency has no-income verification mortgage and private money loan options. Halpern & Associates has been in the industry for over 20 years. It has an online mortgage calculator to assist clients looking to estimate loans.

1680 Michigan Ave Ste 1001, Miami Beach, FL 33139
Miami Beach, FL 33139

Website(305) 535-2230

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1444 Biscayne Blvd, Miami, FL 33132
Miami, FL 33132
Instagram
  • New Construction

Iconic Mortgage & Real Estate is a lender based in Miami. The agency specializes in FHA and VA refinances and has recently diversified its mortgage products. It serves clients looking to purchase various properties including single- and multi-family homes, condos, and townhomes. It was founded in 2016 by Aleksandre Vayshelboym, who has over 16 years of experience in the industry. He served for 11 years at Service 1st Mortgage, which holds the distinction as one of the few mortgage lenders to survive the 2007 mortgage crisis.

1444 Biscayne Blvd, Miami, FL 33132
Miami, FL 33132

InstagramWebsite(800) 916-0449

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

738 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

848 Brickell Avenue, Miami, FL 33131
Miami, FL 33131
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Lending Bankers Mortgage, LLC, is a Miami-based firm that assists residential and commercial clients in several areas, including refinancing. Its team of advisors is knowledgeable in different home refinancing options such as rate and term, which caters to clients who wish to eliminate escrow accounts, lower interest rates, or shorten mortgage terms. Furthermore, they handle cash-out refinance transactions that involve obtaining home equity. Lending Bankers Mortgage, LLC, caters to clients who speak English, Spanish, and Portuguese.

848 Brickell Avenue, Miami, FL 33131
Miami, FL 33131

InstagramWebsite(786) 310-4761

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

137 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

126 Madeira Ave, Coral Gables, FL 33134
Coral Gables, FL 33134
Instagram
  • Multi-Family Loans

MAC Financial Group LLC. is a full-service mortgage broker that serves clients in Miami and nearby areas. It offers a variety of loan programs that help individuals in purchasing or refinancing properties. Its conventional loans include jumbo, conforming, and high balance fixed and ARM. It also provides FHA and VA loans. Private hard money loans are available. It extends its loaning services to foreign nationals. The firm's senior management team has a combined 15 years of experience in handling mortgage loans.

126 Madeira Ave, Coral Gables, FL 33134
Coral Gables, FL 33134

InstagramWebsite(305) 640-8240

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

2730 Southwest 3rd Avenue, Miami, FL 33129
Miami, FL 33129
  • Reverse Mortgages

Lourdes Cuervo is the local mortgage loan originator with Pioneer Funding Inc., who are mortgage refinance lenders in Miami and throughout South Florida. Ms. Cuervo is a certified mortgage planning specialist, coach, and advisor who assists clients looking to refinance their mortgage. The company is a broker that works with 50+ lenders and offers clients the option of a 100% online application or working directly with Ms. Cuervo. A full range of loan options is available, from FRM and ARM to hybrid ARMs and loans for homeowners whose property is worth less than their mortgage. The company can also arrange loans for foreign nationals.

2730 Southwest 3rd Avenue, Miami, FL 33129
Miami, FL 33129

Website(305) 800-5626

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3812 Ponce De Leon Blvd, Coral Gables, FL 33134
Coral Gables, FL 33134
  • New Construction

McGrover Funding Corporation caters to customers in the Miami metro and the surrounding areas. It assists homeowners looking to refinance their mortgage by offering various loan programs. These include commercial, conventional, FHA, USDA, and veteran's affairs loans. The company also provides hard money loans, which help pay off debts, divorce costs, IRS lien, and medical bills. McGrover Funding Corporation comprises mortgage professionals who bring over nearly 40 years of combined experience in the industry.

3812 Ponce De Leon Blvd, Coral Gables, FL 33134
Coral Gables, FL 33134

Website(786) 429-4900

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7314 Collins Avenue, Miami Beach, FL 33141
Miami Beach, FL 33141
  • Reverse Mortgages
  • NMLS #: 39166

Miami Beach Mortgage Lenders, LLC, is a mortgage refinance company that provides Miami residents refinance and home-buying needs and surrounding areas. The company's team of mortgage specialists offers a wide array of loan products, including conventional, jumbo, and super jumbo loans; self-employed borrower - alternative loans; condo loans; and reverse mortgages. The company has available online tools and calculators that enable its clients to minimize guesswork and find the right loan options to match their needs.

7314 Collins Avenue, Miami Beach, FL 33141
Miami Beach, FL 33141

Website(954) 275-0498

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

31 Southeast Fifth St CU-401, Miami, FL 33131
Miami, FL 33131
Instagram
  • Multi-Family Loans

Miami Mortgage Advisors is a local brokerage serving individuals and families throughout the local metro and the neighboring communities. The firm offers personalized mortgage refinancing options to meet the needs of its clients who seek to reduce monthly payments, cash out some of their equity, or consolidate existing debts. It has more than 20 years of experience offering mortgage solutions such as conventional, FHA, VA, USDA, non-agency, and private lending options. The firm donates to organizations like Debris Free Oceans and Miami Cancer Institute after each successful transaction with clients.

31 Southeast Fifth St CU-401, Miami, FL 33131
Miami, FL 33131

InstagramWebsite(305) 239-8855

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1316 Northwest 78th Avenue, Doral, FL 33126
Doral, FL 33126
  • Reverse Mortgages

Refi Home Loan Lenders is a mortgage refinance company serving homeowners in the Miami area. The company provides a wide variety of services that allow borrowers to pay off their loans faster, extend their loan terms, reduce monthly payments, get a cash-out refinance, and switch to a different type of loan. They offer VA and jumbo refinance loans and assistance to get rid of FHA MIP. Refi Home Loan Lenders can also provide construction and home equity loans.

1316 Northwest 78th Avenue, Doral, FL 33126
Doral, FL 33126

Website(786) 627-5684

Show Number
719 E Brook Street, Hialeah, FL 33013
Hialeah, FL 33013
  • Reverse Mortgages

Refi Home Loan Lenders offer mortgage refinance solutions in Miami. The firm's refinance experts help clients navigate the mortgage process, informing them of the benefits and considerations before applying for refinancing options. These financial considerations include monthly payment reductions, equity cash-outs, loan term cuts, and FHA mortgage insurance cancellation. For steady payment goals, clients also receive assistance in converting adjustable-rate loans to fixed-rate mortgages and information on prevailing refinance rates.

719 E Brook Street, Hialeah, FL 33013
Hialeah, FL 33013

Website(786) 756-8614

Show Number
501 Brickell Key Dr, Miami, FL 33131
Miami, FL 33131

Mortgage Refinance Miami FL - Home Refinance Florida - Refi Home Loan Lenders is a mortgage refinance company that serves clients in the Miami area. It has mortgage loan refinance experts who guide clients step-by-step through the process of refinancing. The benefits of refinancing home loans include the reduction of the monthly payment, cancellation of FHA mortgage insurance, faster payment of the loan, lower interest rate, and conversion to a fixed-rate loan.

501 Brickell Key Dr, Miami, FL 33131
Miami, FL 33131

Website(786) 756-6982

Show Number
444 Brickell Ave 1st Floor, Miami, FL 33131
Miami, FL 33131
Instagram
  • New Construction

Network Capital offers over 20 years of experience serving individuals and families throughout Miami and the neighboring areas with their mortgage refinancing needs. Clients can consult with the firm's mortgage bankers to find out their exact needs and what type of loan would be appropriate to meet them, whether the client intends to cash out or just get a better rate and term. Loan options include convention, FHA, and VA loans. Network Capital also has locations in Irvine, Los Angeles, and New York City.

444 Brickell Ave 1st Floor, Miami, FL 33131
Miami, FL 33131

InstagramWebsite(888) 563-8227

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

230 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

201 S Biscayne Blvd 28th Floor, Miami, FL 33131
Miami, FL 33131
Instagram
  • New Construction

Polaris Funding Group provides services to Miami and the surrounding communities. It assists individuals who are looking to refinance their mortgage for various purposes. These include debt consolidation, equity cash-out, home improvement, and rate or term adjustment. It also caters to those who want to lower their interest rates and monthly payments. In addition, the firm serves first-time homebuyers and offers different loan programs, including adjustable- and fixed-rate mortgages, balloon, graduated payment, interest-only, FHA, and VA. Polaris Funding Group has been in operation since 2007.

201 S Biscayne Blvd 28th Floor, Miami, FL 33131
Miami, FL 33131

InstagramWebsite(800) 649-2420

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

88 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1000 Northwest 57th Court, Miami, FL 33126
Miami, FL 33126
  • Reverse Mortgages
  • NMLS #: 39166

Ready Mortgage Lenders is a Miami-based business that has been in operation since 2013. One of the areas it specializes in is home refinancing which involves comparing mortgage terms and interest rates. Its team can assist clients in changing their loans to either FHA, jumbo, fixed-rate, or adjustable-rate mortgages. The advisors also work with both seasoned investors and first-time homebuyers in purchasing loans. Ready Mortgage Lenders' executive board has over 70 years of collective industry experience.

1000 Northwest 57th Court, Miami, FL 33126
Miami, FL 33126

Website(305) 261-1500

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

120 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

777 Northwest 72nd Avenue, Miami, FL 33126
Miami, FL 33126
  • New Construction

Relax Mortgage is a firm assisting Miami clients who are looking to purchase or refinance a property. Various loan options are available, including FHA, USDA, fixed-rate, conventional, and renovation mortgage. Its principal loan officer, Ana Sanz, is also a real estate broker and Realtor with more than 25 years of industry experience navigating through the Florida state market. She uses her professional connections in helping clients identify their home valuation and the loan program that fits their needs.

777 Northwest 72nd Avenue, Miami, FL 33126
Miami, FL 33126

Website(786) 558-6198

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

100 Lincoln Road, Suite CU-07, Miami Beach, FL 33139
Miami Beach, FL 33139
  • Reverse Mortgages

Ross Home Loans offers mortgage refinance arrangements to residents of Miami and the nearby areas. The firm provides fixed and adjustable-rate FHA, jumbo, and condo loans for first-time homebuyers and business owners. It maintains an online calculator that computes one's monthly payments and employs bilingual staff to transact with Spanish-speaking locals. Ross Home Loans also works with foreign nationals who want to obtain properties in the state. The company's clients include military veterans and farmers.

100 Lincoln Road, Suite CU-07, Miami Beach, FL 33139
Miami Beach, FL 33139

Website(305) 763-8023

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

1000 Brickell Avenue Suite 1108, Miami, FL 33131
Miami, FL 33131
Instagram
  • New Construction

Ruulio Mortgage caters to clients in Miami looking to refinance their mortgage loans. Its professionals guide individuals through the refinancing process to reduce their monthly mortgage payments and consolidate high-interest debt. They also offer a range of options, including fixed-rate mortgages and jumbo, VA, FHA, USDA, and investment property loans. The firm creates loan advice strategies depending clients' situations. Its agents have open communication channels throughout the process and conduct mortgage analyses.

1000 Brickell Avenue Suite 1108, Miami, FL 33131
Miami, FL 33131

InstagramWebsite(844) 788-5461

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

2333 Salzedo St, Coral Gables, FL 33134
Coral Gables, FL 33134
  • Reverse Mortgages
  • NMLS #: 39166

Since it was founded in 1952, Space Coast Credit Union has grown to serve 450,000 members through 59 branches in 29 counties across Florida. Its range of member services includes mortgage refinance, with a wide variety of down payment and loan options. There are conventional fixed-rate and adjustable-rate loans, as well as FHA loans for those with weaker credit ratings, and VA loans for qualifying military personnel and veterans. The loans have terms of up to 30 years and come without application fees or intangible tax or pre-payment penalties. Space Coast Credit Union communicates fluently in English and Spanish. Its mission is to create value through shared ownership.

2333 Salzedo St, Coral Gables, FL 33134
Coral Gables, FL 33134

Website(305) 882-5000

Show Number
8900 SW 117th Ave Ste B205, Miami, FL 33186
Miami, FL 33186

Founded in 2002, Strock & Tanner Mortgage Corp is a full-service mortgage company in Miami and throughout the state. The company specializes exclusively in reverse mortgages, working with financial planners, brokers, banks, and credit unions to help its clients achieve better-financed loans. It also offers a proprietary jumbo reverse mortgage for homes valued between $500,000 and $6 million, with properties exceeding those figures evaluated individually. Property types include single-family residences and townhouses. The company communicates in English and Spanish and operates a 24-hour toll-free hotline.

8900 SW 117th Ave Ste B205, Miami, FL 33186
Miami, FL 33186

Website(305) 598-1600

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1221 Brickell Ave ste 900, Miami, FL 33131
Miami, FL 33131
Instagram
  • New Construction

Swift Loan offers services to clients in Miami and the surrounding areas. It provides customers with mortgage refinancing options. Its team uses the company's digital systems to provide several loan products based on a client's essential information. Swift Loan's system helps individuals list their income and assets without the need to gather their records. It also keeps customers informed of each stage of the loan process. The firm offers continued support by providing clients with their properties' monthly market data.

1221 Brickell Ave ste 900, Miami, FL 33131
Miami, FL 33131

InstagramWebsite(800) 333-0888

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

47 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2030 S Douglas Road, Coral Gables, FL 33134
Coral Gables, FL 33134
Instagram
  • New Construction

Tabares Group is a company that caters to clients in Miami and its neighboring communities. It offers a variety of home purchase and refinancing programs, including primary residential mortgage loans, investment and second home financing, and commercial real estate financing. The firm also handles various products such as fixed-rate and adjustable-rate mortgages, warrantable and non-warrantable condo financing, and streamlined refinancing. In addition, it provides jumbo, conventional, FHA, and VA loans. Tabares Group’s staff has over 45 years’ worth of collective industry experience.

2030 S Douglas Road, Coral Gables, FL 33134
Coral Gables, FL 33134

InstagramWebsite(786) 571-4746

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

71 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2525 Ponce de Leon Blvd, Suite 300-73, Coral Gables, FL 33134
Coral Gables, FL 33134
  • Reverse Mortgages

The Mortgage HUB offers solutions to residents in the Miami metro. Its team of mortgage brokers helps clients find a refinancing program based on their financial objectives and needs. The company assists individuals in comparing rates and products from several different lenders. It uses a refinance visualizer to guide clients in building long-term investment strategies based on their mortgage savings. Michael Ortiz, the president of The Mortgage HUB, has been helping individuals and families with their home loan needs for 16 years.

2525 Ponce de Leon Blvd, Suite 300-73, Coral Gables, FL 33134
Coral Gables, FL 33134

Website(305) 587-7327

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

53 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2730 Southwest 3rd Avenue, Miami, FL 33129
Miami, FL 33129

The Mortgage Specialist Group is a mortgage broker company assisting clients in Miami and the surrounding areas. The business has a connection to over 60 lenders and its loan programs include adjustable-rate mortgage, reverse mortgage, foreign national loans, FHA loans, and conventional fixed-rate mortgage. The company's mortgage specialist, Emmanuel R. Fajardo, has two decades of experience processing commercial, residential and private hard money loans. He also gives expert loan advice to first and second-time home buyers and real estate investors.

2730 Southwest 3rd Avenue, Miami, FL 33129
Miami, FL 33129

Website(855) -61-9-(5

Show Number
185 SW 7TH ST #2104, Miami, FL 33130
Miami, FL 33130
Instagram
  • Reverse Mortgages

Established in 2018, The Mortgage Veterans caters to individuals in Miami and the surrounding areas seeking assistance in refinancing a mortgage. The firm helps clients in lowering interest rates, consolidating debts, boosting credit scores, and obtaining tax deductions. It also provides guidance in second mortgages, home equity loans, and cash-out options like VA, FHA, and conventional. Founder Steven Abramson got his bachelor's degree in Marketing from the University of Maryland’s Robert H. Smith School of Business.

185 SW 7TH ST #2104, Miami, FL 33130
Miami, FL 33130

InstagramWebsite(305) 539-9998

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1430 South Dixie Highway, Coral Gables, FL 33146
Coral Gables, FL 33146
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Founded more than 20 years ago, Universal Mortgage LLC serves residential and commercial clients throughout Miami's metro area, with home mortgage refinancing being amongst its many services. The mortgage broker represents a wide range of A-rated lenders and lenders who specialize in assisting those rejected because of their less than perfect credit history. It can arrange any type of mortgage refinancing loan, including conventional fixed-rate loans with 15 or 30-year terms, and adjustable-rate loans with one, three, or five-year terms. They also arrange VA loans for qualifying members and ex-members of the military and jumbo loans for clients who need more than the standard loan limits.

1430 South Dixie Highway, Coral Gables, FL 33146
Coral Gables, FL 33146

InstagramWebsite(786) 332-4263

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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