Best Mortgage Refinance Companies in Miami Beach

Amethyst Mortgage offers refinancing solutions to improve the financial outlook of borrowers in Miami Beach. Its loan readjustment options aim to lower existing rates, shorten loan terms, and acquire cash from equities. The loan advisor runs refinancing analysis, identifies clients’ needs and financial goals, prepares individualized quotes, and processes pre-approval screening. It strives to obtain loan approval in less than 30 days. For over a decade, company owner Marcio Demelo has worked in luxury real estate sales, loan processing, and mortgage-backed securities on Wall Street.

Bayside Funding Corporation caters to clients across Miami Beach. It helps borrowers lower interest rates or consolidate multiple debts through guidance with the mortgage refinancing process. The company takes into consideration data like government taxes to help clients understand how their refinancing decision impacts their long-term finances. It also offers hard money loans for home flippers aiming to purchase and renovate properties. Bayside Funding Corporation runs a newsletter to update clients on local and national market trends.

DAK Mortgage is a brokerage firm that serves residential and commercial clients in Miami Beach. It assists with mortgage refinancing, including rate-and-term and cash-out categories. It offers different loan products tailored to each customer's specific situation. DAK Mortgage provides traditional loans for construction, renovation, purchases, and investment retail products and exotic loans for foreign national financing, foreclosure bailouts, and Chapter 11 bankruptcy DIP financing. It is owned and operated by David A. Krebs, who has been working in the industry for over 15 years.

Giovanni Orrego is the president of Essex Home Loans Corp and serves the refinancing needs of borrowers in Miami Beach. He and his team create opportunities for lower rates, design plans to cut through red tape, and develop strategies to minimize stress with refinancing. They strive to close mortgages within deadlines, provide communication and follow-up support, and advise loan borrowers with structuring refinancing to secure optimal deals. Orrego established the company in 2001. He holds a degree in Business Administration.

Iconic Mortgage & Real Estate serves clients in Miami Beach and the surrounding areas. It specializes in helping individuals refinance their mortgage loans to lower their monthly payments, pay off their loans faster, and consolidate their debts. It also allows clients to change their loans to VA, adjustable, and 30-year fixed rates to cash out from their home's equity. Its team is available to serve first-time home buyers needing home purchasing loans. The company has funded over $780 million in loans across the community.

LendingHouse serves clients throughout Miami Beach. It offers mortgage refinancing services, providing loan programs for clients residing in or owning a single-family and multifamily home, townhouse, condominium, or manufactured house. It offers fixed-rate, adjustable-rate, FHA, VA, and interest-only mortgage loans. It assists them in choosing a loan program that suits their needs and goals, such as lowering their interest rates, changing their loan term, and taking cash out to fund home improvement projects. Loans at this company have an average approval period of 10 days.

Madison Capital Mortgage Group provides home loans for clients in Miami Beach. The firm's mortgage consultants help select the right program that suits financial goals and assist in overcoming any obstacles that may emerge when obtaining a loan. They recommend refinancing when mortgage rates are 2% lower than the existing rate on their loan. Clients' savings are determined by their income, budget, loan amount, and interest rate fluctuations. In addition, the company has various mortgage options for clients looking to purchase a new home.

Miami Mortgage Advisors helps clients achieve their dream homes in Miami Beach. Its refinancing solutions seek to lower rates, adjust terms, fund renovations, consolidate debts, and obtain cash from equities. Its mortgage advisors handle pre-qualification evaluation and identify programs that fit clients’ needs. They also connect first-time homebuyers to conventional, government-guaranteed, non-agency, and private mortgage options. Company head and co-founder Jason Hackworth has been in the industry for over 20 years. His business supports the Miami Cancer Institute and the Debris Free Oceans.

On Mortgage serves homebuyers in Miami Beach. Its wholesale mortgage brokers advise individuals and families on whether to refinance their existing mortgages at a lower interest rate. The group offers refinance programs for single-family homes, condominiums, and multi-family dwellings. The firm also provides fixed-rate, adjustable-rate, FHA, and VA home loans. The company strives to disprove the notion of a one-size-fits-all approach by collaborating with several lenders to provide mortgage programs tailored to the specific needs of its clients.

Polaris Funding Group caters to residents of Miami Beach who need refinancing and mortgage services. Its loan options include first-time homebuyer programs and choices tailored to investment purchasers. FHA mortgages are available for those with lower credit ratings, and programs for military veterans are on hand. The team also refinances existing obligations and has cash-out procedures for high-interest debts. Polaris Funding Group was founded in 2007. Its application process can be fulfilled online, minimizing the need for personal contact.

Rate Leaf offers mortgage refinancing opportunities to Miami Beach residents. Its VA home loans provide military members with special benefits. Its conventional loans have standard fixed mortgage, while its FHA loans are applicable for first-time buyers. The company also offers jumbo, foreign national, USDA, no income investment, and bank statement loans. The brokerage is a family-owned company that values its relationship with clients by guiding them through the complexities of their applications. It has closed 468 loans which it funded for 173 million dollars to date.

Ross Home Loans offers mortgage refinancing opportunities to residents of Miami Beach. It dedicates its work to providing clients with exceptional and quality service through various refinancing options that lower their mortgage and help them obtain better terms. The company also offers foreign national loans for non-citizens who want to buy properties in the U.S. Its programs include jumbo, FHA, condo, reverse mortgage, commercial, and conventional loans. Ross Home Loans can accommodate Spanish-speaking clients.

Ruulio Mortgage caters to customers in Miami Beach who are looking to refinance their home loans. Its mortgage advisors help borrowers understand the mortgage refinancing process and help them choose the program that matches their specific needs. In addition to mortgage refinance programs, the firm offers a broad range of loan products for homebuyers, such as jumbo, VA, FHA, and USDA loans. It also helps individuals get approved for fixed-rate mortgages and investment property loans.

Swift Loan delivers refinancing and mortgage products to clients in Miami Beach. The team analyzes the current obligations of homebuyers and lays out the advantages of replacing current debts with new alternatives. The application process is conducted online, and the company maintains an interactive user portal to facilitate transactions. Swift Loan was established by individuals who have backgrounds in finance and a passion for technology. It focuses on streamlining manual, analog processes using modern digital tools.

The Mortgage Calculator serves commercial and residential customers in Miami Beach. It provides refinancing solutions for different property types, including single-family and multi-unit homes, condos, manufactured homes, and townhouses. It offers multiple loan programs, including conforming, FHA, VA, jumbo, hard money, and foreign national mortgages. The Mortgage Calculator also assists with commercial and multi-family real estate loans that may be used for purchase, refinance, and cash-out refinance transactions. Additionally, it helps self-employed borrowers with non-QM loans.