Best Life Insurance Companies in Miami

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8765 South Dixie Highway, Miami, FL 33143
Miami, FL 33143
Instagram
  • Medicare Insurance
  • Medicare Advantage Plans
  • Medicare Supplements

Amiro Gnecco - Agent of Health and Life is a certified and licensed insurance agent serving individuals in the Miami metro area. Mr. Gnecco is a fluent Spanish and English speaker who specializes in finding the best health and life insurance products on the market. He has particular experience helping clients find Medicare insurance that suits their circumstances and budgets. The agent also specialties in arranging HMO and PPO life insurance plans.

8765 South Dixie Highway, Miami, FL 33143
Miami, FL 33143

InstagramWebsite(786) 357-3128

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

50 (Best)

Score Consistency:

Consistent (Best)

7500 NW 25th St Ste 256, Miami, FL 33122
Miami, FL 33122

ABS Insurance Consultants is a locally owned independent life insurance agency in Miami. Its agents work with groups and individuals to calculate coverage for a wide range of insurance products, including life and health insurance. Its health policies can cover the costs of surgery, hospital stays, and other medical needs, including the loss of key personnel for business owners. Life insurance products range from covering funeral expenses to providing an income during retirement.

7500 NW 25th St Ste 256, Miami, FL 33122
Miami, FL 33122

Website(305) 592-4144

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: --

9600 NW 25th St Ste 3E, Doral, FL 33172
Doral, FL 33172

AllStar Insurance is an independent firm of experienced underwriters that represent the majority of insurance carriers operating in South Florida, enabling the firm to source the best policies from a long list of options. Life and health insurance are two of its core products. The polices range from Term Life and Individual Health Insurance to products that cover disability and long-term health care. Life insurance policies can cover everything from paying debts to funeral costs.

9600 NW 25th St Ste 3E, Doral, FL 33172
Doral, FL 33172

Website(305) 553-7255

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

13200 Southwest 128th Street, Miami, FL 33186
Miami, FL 33186
  • Life Insurance
  • Health Insurance

Miami-based AM Insurance Services has been providing a wide range of health insurance options to families, individuals, and businesses since 1988. The insurance brokerage is led by Claudine Nelson. The company works with Florida's leading carriers in the marketplace, including MetLife, Mutual of Omaha, National General Insurance, and Molina Healthcare. Its life insurances are available in term life and whole life options. AM Insurance Services also provide insurances covering individual health, group health, dental, health savings accounts, and disability.

13200 Southwest 128th Street, Miami, FL 33186
Miami, FL 33186

Website(305) 380-7764

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 ( Good)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

12039 SW 132nd Ct Unit 3, Miami, FL 33186
Miami, FL 33186
Instagram

Amco Insurance serves Miami's metro area from four local offices. It serves individuals, their families, and businesses, offering a range of insurance products with comprehensive coverage. Its life insurance policies come in two variations. Its term fife policies are suitable for individuals looking for short-term solutions with terms between 10 and 30 years, while its whole life policies provide a means for clients to generate an income during their retirement.

12039 SW 132nd Ct Unit 3, Miami, FL 33186
Miami, FL 33186

InstagramWebsite(786) 592-2025

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: --

18400 SW 97th Ave, Cutler Bay, FL 33157
Cutler Bay, FL 33157

Choice One Insurance is a full-service independent insurance agency that tailors plans for individuals. It specializes in several types of insurance, including life and health. It works with clients to determine their needs and level of coverage, then sources the best policies from the insurance companies it represents. Typical health policies are either HMO or PPO, each providing a comprehensive list of services. Life policies can cover a wide range of needs, from paying off debts to generating retirement income.

18400 SW 97th Ave, Cutler Bay, FL 33157
Cutler Bay, FL 33157

Website(305) 252-1873

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3399 NW 72nd Ave Ste 215, Miami, FL 33122
Miami, FL 33122
Instagram

Comfort Insurance & Finances is a health insurance company in Miami that provides services for individuals and families throughout the area. Its coverage specialists help clients find a policy that covers medical expenses for themselves and their families. The agency also assists people on disability and ages 65 and older with Medicare supplemental plans. Comfort Insurance & Finances work with several trusted insurers, including BlueCross BlueShield, ambetter, Cigna, Molina Healthcare, and Humana. Services are available in English and Spanish.

3399 NW 72nd Ave Ste 215, Miami, FL 33122
Miami, FL 33122

InstagramWebsite(786) 243-6548

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

777 NW 72nd Ave Suite 1112-1115, 1122, Miami, FL 33126
Miami, FL 33126
Instagram

D Nakama Faction is an independent life insurance company in Miami, with additional offices in Orlando. The company specializes in arranging life and health insurance policies that cover clients at home and overseas. Its agent's source state and private health care policies from the agency's insurance partners, such as American National and Bupa. They also arrange an array of life policies, including term and universal Life. D Nakama Faction's other services include auto and various types of personal insurances.

777 NW 72nd Ave Suite 1112-1115, 1122, Miami, FL 33126
Miami, FL 33126

InstagramWebsite(305) 392-0897

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

131 (Best)

Score Consistency:

Consistent (Best)

6530 Coral Way, Miami, FL 33155
Miami, FL 33155

First Solution Insurance is a full-service independent health insurance company in Miami, serving individuals and businesses in the surrounding counties since 2011. Its personal life insurance services can cover specific periods and are suitable for clients focused on specific events, such as starting a business or paying off a mortgage. There's also an array of long-term policies, which can provide additional income during the policyholder's retirement. First Solution Insurance also serves homeowners, renters, and business owners.

6530 Coral Way, Miami, FL 33155
Miami, FL 33155

Website(305) 667-6530

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

PO Box 166544, Miami, FL 33116
Miami, FL 33116

G Insurance Group is an independent insurance agency that works for its clients to find the best health and life insurance products on the market. Its agents aim to simplify the process of determining the right amount of coverage and finding budget-friendly premiums. It can arrange a wide choice of policies, such as short-term health plans and Prepaid Health Clinic insurance, and whole life and final expenses policies.

PO Box 166544, Miami, FL 33116
Miami, FL 33116

Website(888) 808-5559

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

13872 SW 8th St, Miami, FL 33184
Miami, FL 33184
Instagram

GoldenTrust Insurance is a full-service agency serving Miami's metro area from five offices based in Hialeah down to Coral Gables. The company is independent, ensuring it can source the best policies from multiple carriers for its clients and their families. Life insurance policies can cover a variety of needs, from paying off a mortgage to providing tax-free wealth transfer to loved ones. The agency's health insurance products cover every scenario, such as paying for hospital stays and surgery.

13872 SW 8th St, Miami, FL 33184
Miami, FL 33184

InstagramWebsite(305) 203-1355

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

225 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3701 SW 87th Ave, Miami, FL 33165
Miami, FL 33165
Instagram

Insurance Nation is a full-service agency founded in 1998, with offices in 12 locations throughout the counties of Miami-Dade, Broward, and Palm Beach. Its licensed agents analyze the needs of each client and provide a comprehensive report on the coverage they need from their life and health insurance policies. The agents scour the policies offered by a wide range of carriers to find the best one. They also help clients renew or revise existing insurance policies.

3701 SW 87th Ave, Miami, FL 33165
Miami, FL 33165

InstagramWebsite(800) 223-6980

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

19300 W Dixie Hwy Unit 7, Aventura, FL 33180
Aventura, FL 33180
Instagram

Founded in 1993, Just Insurance Brokers is a family-owned and operated company serving the Miami metro area. Its agents receive regular training, are licensed, and communicate fluently in English and Spanish. The brokerage helps individuals determine the right amount of coverage then finds the most competitive policy from a wide range of insurance carriers. Polices cover the full spectrum of needs, from paying for funerals and college fees to paying off mortgages and generating retirement income.

19300 W Dixie Hwy Unit 7, Aventura, FL 33180
Aventura, FL 33180

InstagramWebsite(305) 418-4701

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: A

95 Merrick Way, Coral Gables, FL 33134
Coral Gables, FL 33134
Instagram
  • Life Insurance
  • Term Life Insurance

Life Quote is an independent life insurance broker servicing residents in Miami. For personal clients, it provides guidance in choosing between term life insurance or permanent life insurance. It also offers comprehensive life insurance for seniors through its Guaranteed Universal Life policy. Life Quote also offers specialized life insurance for business owners through the key-man life insurance. It can also provide No-Exam term life insurance policies. The company's website has insurance needs and comparison calculators for its clients.

95 Merrick Way, Coral Gables, FL 33134
Coral Gables, FL 33134

InstagramWebsite(800) 521-7873

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Miami, FLMiami, FL
  • Life Insurance

MALM Life & Health Insurance Agency serves clients in Miami and surrounding areas. It utilizes the 3-D Process where it assists individuals and their families define their goals and needs, discover various insurance plans and benefits, and decide on suitable life insurance options such as term and permanent life. The independent company provides coverages for final expenses along with health and dental insurance. MALM Life & Health Insurance Agency also extends its services to small businesses.

Miami, FLMiami, FL

Website(786) 236-1792

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

44 W Flagler St Ste 2300, Miami, FL 33130
Miami, FL 33130

Marozeau Expats Inc. is a specialist life insurance company in Miami. Its primary focus is in helping foreign nationals get the best life and health insurance policies available, particularly policies that cross international boundaries. The company's life insurance policies cover many needs, such as paying off mortgages and transferring wealth tax-free. Its health insurance policies enable expats to pay for a range of medical services, including surgery and long-term care.

44 W Flagler St Ste 2300, Miami, FL 33130
Miami, FL 33130

Website(786) 860-8986

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

17425 Southwest 97th Avenue, Palmetto Bay, FL 33157
Palmetto Bay, FL 33157
  • Life Insurance
  • Term Life Insurance

Mendez M Insurance Agency is a team of risk management specialists that serves the Miami area. They offer a number of protection solutions, including life, home, flood, auto, and business insurance. With the help of their partner carriers such as Progressive, Nationwide, and Liberty Mutual, they are able to review and select suitable coverages from a wide range of options. Mendez M Insurance Agency's team has a collective industry experience of more than six decades.

17425 Southwest 97th Avenue, Palmetto Bay, FL 33157
Palmetto Bay, FL 33157

Website(888) 523-5545

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

166 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2200 Southwest 16th Street, Miami, FL 33145
Miami, FL 33145
Instagram
  • Life Insurance

Miami International Insurance Agency offers a variety of insurance services to businesses and individuals in the Miami metro and its surrounding areas. The agency offers policies for life, automobile, flood, motorcycle, dental, and renters' insurance. The company has served hundreds of customers, providing them different options to choose from. Miami International Insurance Agency partners with a wide portfolio of carriers such as Normandy Insurance Company, Ascendant Insurance Solutions, Southern Fidelity, and United Automobile Insurance Company.

2200 Southwest 16th Street, Miami, FL 33145
Miami, FL 33145

InstagramWebsite(305) 856-3333

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A+

Detail: A+

12750 Southwest 128th Street, Miami, FL 33186
Miami, FL 33186
Instagram
  • Life Insurance

Prestige Insurance Group is a full-service insurance company based in Miami that helps individuals and families protect their loved ones with a life insurance policy. The independent insurance agency assists clients in shopping for the right life coverage that best suits their needs and lifestyle. Its insurance agents represent multiple carriers that deliver term life and permanent life insurance plans. The team also offers health, auto, home, and commercial insurance. The company was founded by a local insurance specialist in 2008.

12750 Southwest 128th Street, Miami, FL 33186
Miami, FL 33186

InstagramWebsite(305) 969-8776

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3191 Coral Way 7th floor, Miami, FL 33145
Miami, FL 33145
Instagram
  • Life Insurance

Quintero & Partners provides financial and insurance services to individuals, families, and business owners in the Miami metro. Its 160 staff members help clients acquire life insurance plans. They create personalized plans to protect policyholders from monetary losses in case of sudden death and other debts. The independently owned company also works with American Income Life. Founded in 2016, Quintero & Partners has served over 10,000 customers. It has been featured on NBC, CBS, and Fox News.

3191 Coral Way 7th floor, Miami, FL 33145
Miami, FL 33145

InstagramWebsite(786) 953-8958

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

51 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3905 NW 107th Ave Ste 412, Doral, FL 33178
Doral, FL 33178

White Cloud Insurance is an independent agency affiliated with the Sky Blue Insurance Group LLC. The agency offers a wide range of health insurance policies, covering everything from vision and dental to critical and terminal illness. Its agents also arrange polices to protect mortgage holders from failing payments if they lose their jobs and to help parents fund their children's education. White Cloud Insurance exclusively sells the products of Sky Blue Insurance Group.

3905 NW 107th Ave Ste 412, Doral, FL 33178
Doral, FL 33178

Website(305) 556-1488

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: Who should buy supplemental health insurance?
A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
Q: Can I buy health insurance anytime?
A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Q: Can I buy health insurance that is not Obamacare?
A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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