Best Credit Repair Companies in Miami

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Credit Saint logo
FEATURED
Free credit evaluation

Credit Saint

PO Box 110, Miami, FL 33101
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Business Description

Credit Saint is a New Jersey-based credit restoration company that services clients from and around Miami. For over 15 years, the company has been dedicated to the mission of educating clients about credit. Credit Saint understands that credit damage is not the only thing that affects credit scores, which is why the company assists clients in improving them by challenging the inaccurate, incomplete, or unverifiable items from their credit reports.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

Credit Cleaner logo
FEATURED
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Credit Cleaner

333 SE 2nd Ave, Suite 2000, Miami, FL 33131
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Business Description

Credit Cleaner has been serving individuals in and around the Miami area since 2019. With an aim to help consumers improve their financial lives and give clients equal opportunities to obtain financial freedom, it offers credit repair services, which involve correcting inaccurate, unverifiable, and outdated credit record details from foreclosures, late payments, bankruptcy, public records, and collections. Its team is able to serve clients across the country with the help of its partners, which have more than 13 years of experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Miami, FL

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (153)
Yelp
1.0 / 5 (3)

Price: Free Credit Report Consultation

Buildworth Strategies logo
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Buildworth Strategies

14750 NW 77th Ct Ste 206, Miami Lakes, FL 33016
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  • Credit Audit

Business Description

Founded in 2015, Buildworth Strategies provides credit repair services to individuals and businesses in Miami. Its team of credit repair specialists helps clients accomplish their financial goals by providing credit counseling and credit report audit that helps customers get better credit ratings and improved FICO scores. Buildworth Strategies also equips its customers with tools and resources about the credit formula as it believes in the importance of credit knowledge and awareness. The company also offers services to Spanish-speaking customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (209)
Facebook
3.7 / 5 (28)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clean Slate Consulting Credit Repair logo
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Clean Slate Consulting Credit Repair

9445 SW 40th St Ste 105, Miami, FL 33165
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Business Description

Clean Slate Consulting Credit Repair, a Miami based credit repair and financial consulting company, has differentiated itself from the rest by going a step further. They help people struggling with their credit and finances by giving them expert advice and guidance. Its knowledgeable consultants analyze credit reports, before signing up anyone, to determine the best direction to take, which might not be Credit Repair. Their 12-month program aims to remove all the outdated, erroneous, incomplete and unverifiable information from the credit reports but at the same time they restore the client’s credit and monitor them through-out the process. What makes them a leader in the industry and the most valuable thing they do is Credit Education. They teach their clients exactly how credit works and how to use it correctly. To top it off, Clean Slate Consulting, through partnering with The Buddies’ Network, helps realize many of the clients dreams by getting them to their goals such as purchasing a car, home, refinancing or getting business financing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Consulting Technicians logo
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Consulting Technicians

8930 W State Rd 84 #1041, Davie, FL 33324
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  • Credit Monitoring

Business Description

Consulting Technicians LLC is a credit score specialist serving residents in Miami and the surrounding areas. Its credit repair service involves a consultation in which clients receive a list of items impacting their credit scores. The company offers different credit repair packages, allowing it to cater to clients' individual needs. The Professional Plan covers charge-offs, repossessions, student loans, collections, and inquiries. Consulting Technicians also provides budget-planning services. In addition, it helps clients repair their business credit.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Ready Repair logo
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Credit Ready Repair

18901 SW 106th Ave #233, Cutler Bay, FL 33157
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  • Credit Audit

Business Description

Credit Ready Repair is a business in Cutler Bay that serves the Miami area. Equipped with knowledge of consumer, mortgage, and business credit, it provides credit repair services, which involve raising disputes with creditors and credit bureaus to address negative report items. Clients will be in touch with a designated credit professional throughout the process. They also have round-the-clock access to their accounts, allowing them to view credit score updates in real time. Credit Ready Repair has nearly two decades of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair Consultants logo
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Credit Repair Consultants

122 Hialeah Dr, Hialeah, FL 33010
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  • Credit Monitoring

Business Description

Credit Repair Consultants help clients in Miami improve their credit scores. It has helped over 20,000 Americans through the removal of misleading, inaccurate, unverifiable, or obsolete items from their reports. Its credit repair specialists have raised disputes on charge-offs, tax liens, and bankruptcies. Founder and CEO Alberto Montes has over 20 years of experience in business planning, management, financial analysis, and decision analysis. Before forming Credit Repair Consultants in early 2001, he started two Silicon Valley internet companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.2 / 5 (29)
Facebook
4.7 / 5 (12)
Yelp
2.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair Office logo
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Credit Repair Office

5190 NW 167th St #107, Hialeah, FL 33014
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  • Credit Dispute

Business Description

Credit Repair Office (CRO) has been helping individuals in Miami restore their credit scores since 2009. It offers intensive credit repair packages that include credit report analyses, inquiry removals, bureau challenges, debt negotiations, and dispute escalations. CRO also maintains partnerships with real estate agents and banking institutions to assist clients in qualifying for loans to finance cars, homes, and commercial properties. In addition to credit repair, the firm also offers tax preparation services and bookkeeping solutions for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (139)
Facebook
5.0 / 5 (25)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Credit Repair Solutions logo
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Credit Repair Solutions

8109 2nd St Ste 203, Downey, CA 90241
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Business Description

Founded in 2007, Credit Repair Solutions is a credit repair company near Miami that helps clients achieve a higher credit score. Its credit specialists take a look at all credit reports to identify any inaccurate items lowering a client's credit score. The company begins the repair process by contacting all creditors to have negative items deleted from a client's credit history. Using online tools, Credit Repair Solutions monitors credit scores and makes sure any changes made are correct.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.1 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Repair Systems, Inc. logo
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Credit Repair Systems, Inc.

9380 SW 72nd St Ste 207, Miami, FL 33173
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Business Description

Credit Repair Systems, “CRS ”was founded by Odalys Puig owner and operator since 2003. CRS is a full-service credit repair company in Miami with many years of experience, extensive knowledge of the Consumer and Fair Credit Laws, as well as a complete understanding of how credit reporting really works. During our free consultation, our credit experts will explain how credit reporting works, what we do, how we do it, and answer any questions they may have. Once they decide to come aboard, we will provide our clients with monthly evaluations & recommendations. Our 10-month program consists of monthly monitoring, disputes, evaluations, re-establishing credit, and recommendations. We will use any/all Consumer and Fair Credit laws to help remove negative, misleading, incomplete, outdated, and unverifiable items found on their credit reports. If we do what we say, and you follow our recommendations & advice there is no reason why you should not have cleaner credit reports and high scores by the end of the program.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Right logo
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Credit Right

Miami, FL
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  • Credit Monitoring

Business Description

Credit Right is a credit repair service in Miami. It fine-tunes and repairs credit on behalf of customers to help them attain their financial goals such as starting up businesses and property rentals and purchases. Its team deals with inaccurate information that negatively affects credit scores, including bankruptcies, judgments, late payments, collection and charged-off accounts, and unauthorized inquiries. It also offers credit education, assists with credit rebuilding, and works with credit bureaus to correct personal data.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (87)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Roadrunner of Miami logo
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Credit Roadrunner of Miami

1000 Nw 1st Ave Apt 1210, Miami, FL 33136
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  • Credit Monitoring

Business Description

Credit Roadrunner of Miami offers credit repair and restoration services to clients in the local metro. Whether clients are looking to secure a home or car loan, it provides assistance in the credit repair process, which involves challenging negative items such as late payments, foreclosures, and repossessions. Its team also disputes incorrect information that concerns addresses, names, and employment history, and its credit repair specialists also question unapproved credit inquiries. Credit Roadrunner of Miami's employees have more than 40 years of collective industry experience.

Credit Strike logo
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Credit Strike

Miami, FL
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  • Credit Dispute
  • Credit Audit
  • Credit Monitoring
  • Debt Consolidation

Business Description

Credit Strike caters to business owners, families, and individuals in Miami and nearby locations. It provides credit repair services to help clients resolve their bad credit history resulting from bankruptcy, late payments, charge-offs, and credit inquiries. The agency also offers credit repair management solutions to allow them to achieve their financial goals and obtain their dream homes, enterprises, merchandise, and vehicles. Its team works with various credit bureaus, including Experian and Equifax. Customers can access an online portal to monitor their credit history.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Supreme logo
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Credit Supreme

8200 Northwest 27th Street Suite 114, Doral, FL 33122
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Business Description

Credit Supreme is a credit repair company servicing the Miami community. Its credit repair services start with an initial evaluation before creating an action plan, starting the repair and rebuilding process, and rinsing and repeating the process. Its team can help eliminate negative accounts of the reports on all three major credit bureaus. The company's website features a client portal where clients can view the progress of the credit repair process. Services are available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (758)
Facebook
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Xperts logo
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Credit Xperts

12605 NE 13th Ave, North Miami, FL 33161
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Business Description

Credit Xperts is a national credit repair company based in Miami. The business caters to clients who are dealing with mortgage correction, judgments, bankruptcies, student loans, and identity theft. It also helps customers raise their credit scores by removing negative items, such as late payments and collections. Additional services from the company include helping individuals control their finances and maintain a healthy credit profile by implementing sound strategies and repairing past credit problems.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit360 logo
Visit WebsiteWebsite

Credit360

5825 SW 68th St Ste 101, South Miami, FL 33143
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Business Description

Since 2011, the Credit360 credit repair company has helped individuals in Miami restore their credit in a timely manner. As part of the credit repair process, its credit analysts review credit reports and explain available options to clients. The company sends dispute letters to the credit bureaus to have negative items such as collections, charge-offs, tax liens, judgments, and late payments removed. Credit360 continues the credit restoration process until all the major credit bureaus remove or correct disputed items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (86)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Executive Credit logo
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Executive Credit

11420 N Kendall Dr Suite 207-15, Miami, FL 33186
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  • Credit Audit

Business Description

Executive Credit in Miami offers credit repair services for its clients. It offers credit consultations and in-depth credit analyses for clients who need assistance in repairing and improving their credit scores. Its team challenges negative items with creditors and credit bureaus such as TransUnion and Equifax. Clients have access to their accounts 24/7, allowing them to view live updates on the progress of their credit scores. In addition to credit repair, Executive Credit provides education on credit score maintenance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (31)
Facebook
3.6 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Great American Credit Repair Company logo
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Great American Credit Repair Company

2629 SW 147th Ave, Miami, FL 33185
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Business Description

Great American Credit Repair Company is a credit repair company in Miami. With an emphasis on credit restoration after bankruptcy, the company works to eliminate negative items, such as late payments or judgment errors, from clients' credit reports. The company has extensive experience filing disputes with the three major credit bureaus, and clients can track the progress of the company's work through an online portal. A free credit consultation, e-book, and online credit course are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Impeccable Credit Services logo
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Impeccable Credit Services

3100 Timmons Lane, Houston, TX 77027
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Business Description

Impeccable Credit Services provides credit restoration services for individuals and businesses in Miami and the nearby areas. Its credit repair program focuses on fixing negative and inaccurate accounts such as late payments, tax liens, student loans, foreclosures, and repossessions from a client's report to improves credit scores. Its team of representatives assists clients in understanding what factors banks assess and value. Impeccable Credit Services can dispute inaccurate accounts on credit reports such as charge-offs, foreclosures, bankruptcy, and late payments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lincoln Credit Improvement, LLC logo
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Lincoln Credit Improvement, LLC

12080 SW 127th Ave Ste 151, Miami, FL 33186
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Business Description

Lincoln Credit Improvement LLC is a full-service credit repair agency in Miami. The agency works to improve clients' FICO scores, establish new lines of credit, and optimize current accounts. When negative items, such as late payments, judgments, or bankruptcy errors, are listed on clients' credit reports, Lincoln Credit Improvement disputes the inaccuracies with the three major credit bureaus. Once negative items have been removed, the agency provides clients with detailed plans to maintain positive credit and increase buying power.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Lineup Credit Repair logo
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Lineup Credit Repair

300 SE 2nd St Suite 600, Fort Lauderdale, FL 33301
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  • Credit Monitoring

Business Description

Lineup Credit Repair serves clients in Miami and the surrounding areas. The company helps clients increase their credit ratings by removing unverifiable and inaccurate information including credit card debt, late payments, tax liens, foreclosures, bankruptcy, and repossessions from their credit reports. Clients are assisted by experienced case advisers to build credit through customized credit improvement programs. Case advisers also provide tools to educate clients on how to maintain their credit ratings. Lineup Credit Repair is affiliated with FCRA attorneys to defend the rights of clients against non-compliant credit bureaus.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Madison Monroe & Associates logo
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Madison Monroe & Associates

7975 NW 154th Street | Suite 242, Miami Lakes, FL 33016
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Business Description

Founded in 2009, the credit repair firm Madison Monroe & Associates helps residents of Miami and surrounding areas settle their outstanding unsecured debts. Its credit repair experts review credit reports with clients and take action to begin improving and optimizing credit scores. Working with the credit bureaus and creditors, the firm has negative items deleted from a client's credit report. Madison Monroe & Associates can also assist clients with Debt Settlement (All unsecured debts), Credit Repair and Student Loan Consolidation.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Miami Credit Repair logo
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Miami Credit Repair

10511 SW 40th St, Miami, FL 33165
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Business Description

Miami Credit Repair has been serving clients in the metro since 1993. It provides one-on-one credit repair services and covers different credit cases, such as identity thefts, outstanding medical bills, charge-offs, repossessions, and mounting credit card debts. It helps clients navigate the entire credit repair process. This includes determining the relevant credit reporting agency, providing credit rebuilding support, and delivering the solution specific to a client's case. The company has bilingual staff members who are fluent in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Real Clique Credit Repair logo
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Real Clique Credit Repair

10300 SW 72nd St Suite 190, Miami, FL 33173
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  • Credit Dispute

Business Description

Real Clique Credit Repair is a Miami-based business that specializes in credit score improvement services. It assigns a personal credit specialist to each client, who will create tailored credit repair plans and dispute negative items with credit bureaus. In addition to removing negative items, the credit repair professional also educates clients about credit wellness and management. Real Clique Credit Repair also serves clients looking to build their sparse credit. Its co-founder Anthony Marquez has over six years of trade experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (541)
Google
4.8 / 5 (279)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Safe Credit Solutions Inc. logo
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Safe Credit Solutions Inc.

11900 Biscayne Blvd Ste 801, North Miami, FL 33181
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Business Description

Safe Credit Solutions Inc. is a credit repair and restoration company founded in 2009 to help individuals and families in Miami enhance their credit scores. It assists with credit report evaluation and develops customized plans to dispute inaccurate items. The company assists clients faced with collections, bankruptcy, late payments, charge-offs, tax liens, and repossessions. Safe Credit Solutions also provides credit guidance and is a member of the National Association of Credit Services Organization (NACSO).

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (830)
Facebook
5.0 / 5 (43)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Credit Pros logo
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The Credit Pros

7750 Okeechobee Boulevard, West Palm Beach, FL 33411
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Business Description

The Credit Pros is a team of credit report specialists serving the Miami area. They educate clients on the helpful and harmful credit report items with an aim to help them better understand their credit scores. Furthermore, the professionals take care of sending debt validation and goodwill letters to creditors as well as cease and desist letters to collection agencies. Company owner Jason M. Kaplan, Esq. spent 10 years in developing and refining methods and studying each credit law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.1 / 5 (363)
Yelp
2.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Credit Repair Team logo
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The Credit Repair Team

4101 SW 73rd Ave, Miami, FL 33155
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Business Description

The Credit Repair Team provides credit repair services in Miami. The credit professionals thoroughly analyze clients' credit reports and devise strategies to remove erroneous items, including charge-offs, judgments, and late payments. By directly contacting the creditors and credit bureaus, The Credit Repair Team must have an answer concerning removal within 30 days. Additionally, the agency assists clients with credit counseling to maintain positive credit and increase buying power for future purchases, such as new homes or automobiles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
U.S. Credit Defense logo
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U.S. Credit Defense

757 NW 27th Ave Suite 202, Miami, FL 33125
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  • Credit Dispute

Business Description

U.S. Credit Defense helps clients in Miami in improving their credit reports. It specializes in resolving debts due to job loss, unexpected medical expenditures, and divorce using credit repair solutions and tactics. The company also provides educational materials and tools to prevent future derogatory items from appearing in clients' credit reports. It aims to empower clients and prevent creditor actions, such as foreclosures, garnishments, repossessions, and judgments. U.S. Credit Defense has been providing credit repair services since 2010.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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