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Best Credit Repair Companies in Miami Beach

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Asap Credit Repair Miami logo

Asap Credit Repair Miami

1000 Brickell Avenue, Miami, FL 33131
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  • Credit Monitoring
  • Credit Audit

Asap Credit Repair Miami offers solutions to Miami Beach customers who need to regain their good financial standing. Its staff conducts private assessments and communicates information on recent credit laws and statutes to help debtors find options for improving their credit scores. It evaluates the client's credit history to identify and address erroneous items and findings. In addition, the firm represents debtors before creditors, files documents and required forms, and establishes contact with related agencies on the client's behalf to handle inquiries or disputes.

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Clean Slate Consulting Credit Repair logo

Clean Slate Consulting Credit Repair

9445 SW 40th Street. Suite 105, Miami, FL 33165
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  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

Clean Slate Consulting Credit Repair helps clients in Miami Beach and the surrounding areas regain financial independence. Its team helps clients improve their credit scores by evaluating their records across three bureaus, filing discrepancy disputes, developing credit rebuilding strategies, and monitoring their progress over an eight-month period. The company has resolved more than 7,500 disputes and restored more than 9,000 credit points. Clean Slate Consulting has been in the credit repair industry for almost five years.

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CredFixx logo

CredFixx

111 NE 1st Street 8th Floor #1007, Miami, FL 33132
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  • Credit Audit

CredFixx provides credit restoration services in Miami Beach and the surrounding areas. It aims to help families and individuals improve their credit scores to achieve financial stability. The company assists clients in filing disputes, appeals, and requests for data validation. Its specialists remove negative credit reports such as bankruptcies, repossessions, and late payments. They create strategies to reestablish debtors' good credit status. CredFixx works with various credit reporting agencies, such as Equifax, Experian, and TransUnion.

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Credit Cleaner logo

Credit Cleaner

333 SE 2nd Ave, Suite 2000, Miami, FL 33131
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  • Credit Monitoring
  • Credit Audit

Credit Cleaner has been providing services to residents of the Miami Beach area and the surrounding metros since 2019. It aims to extend its services to other parts the world to help more individuals and families achieve financial freedom through credit repair. The company improves clients' credit histories, giving them the opportunity to acquire their dream properties and cars. Its specialists remove bad credit records related to collections, bankruptcy, foreclosures, late payments, and public records. Credit Cleaner is certified by the Credit Consultants Association.

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Credit Repair Genius logo

Credit Repair Genius

111 ne 1st street 8th floor #1014, Miami, FL 33132
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  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

Credit Repair Genius caters to clients in Miami Beach and the surrounding areas. It provides consultations and solutions aimed at building and repairing people’s credit scores. The firm keeps its clients’ credit reports updated and accurate by legally removing items such as collections, charge-offs, and inquiries. It deletes erroneous entries that include late payments, foreclosures, and judgments. The company also allows the filing of unlimited disputes every 30 to 45 days. Credit Repair Genius has a mobile app and an online portal accessible 24/7.

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Credit Score Restore logo

Credit Score Restore

150 SE 2nd Ave STE 1001, Miami, FL 33131
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  • Credit Dispute

Credit Score Restore caters to customers in the Miami Beach metro and the surrounding areas. It helps clients rebuild their creditworthiness and improve their scores by offering credit repair solutions. Its process involves pulling credit reports and identifying negative items, conducting an audit and filing disputes, restoring the clients' credit profile, providing protection against creditors violating the FDCPA, and administering a final credit interview. Credit Score Restore has been in the business for over 15 years.

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Credit Servicez logo

Credit Servicez

323 Sunny Isles Blvd, Suite 700, Sunny Isles Beach, FL 33160
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  • Credit Monitoring

Credit Servicez is a national company that serves individuals and small businesses in Miami Beach and the surrounding areas. Its team provides personalized credit consultations, report audits, and evaluations for all accounts, as well as score evaluations and solution recommendations. It assists clients in improving their TransUnion, Equifax, and Experian credit scores. Debt negotiation services are also available. Founder Solomon Algazi is a nationally recognized credit education expert who has more than decades of experience.

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Crown Credit and Debt Solutions logo

Crown Credit and Debt Solutions

2665 S Bayshore Drive, Suite #220, Miami, FL 33133
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  • Credit Monitoring

Crown Credit and Debt Solutions assists people in Miami Beach. It assists clients who want to buy a home or a car, or who want to get their finances in order, by providing credit and financial solutions. Its team offers credit repair services to clients, assisting them in rebuilding and restoring their credit standing. Its team examines credit reports and challenges negative items. It also provides financial literacy, a student loan program, and business credit services. Clients have access to a credit monitoring portal 24/7.

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Expert Credit Pro logo

Expert Credit Pro

1800 North Bayshore Dr. CU-1, Miami, FL 33132
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  • Credit Monitoring

Expert Credit Pro works with Miami Beach residents to improve their credit scores. The agency's team members examine reports to identify any red flags from details such as payment history, amounts owed, and credit types used. They make every effort to provide consumers with honest assessments of their credit standing. They tell them how long it may take to see any results from the restoration process. One client reported that after working with Expert Credit Pro for two months, his credit score improved.

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Florida Credit Firm logo

Florida Credit Firm

1000 Brickell Ave Ste 715, Miami, FL 33131
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  • Debt Consolidation

Florida Credit Firm works with individuals in Miami Beach who need their credit scores fixed. The company conducts one-on-one interviews to determine and analyze a client's outstanding financial obligations and formulate the appropriate courses of action for settling accounts and maintaining liquidity moving forward. It challenges derogatory records and gives monthly updates. The company also serves single customers and entire families. Florida Credit Firm has been in service since 2015. It works with major credit corporations like Equifax, Experian, and Trans Union.

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Lyfe Styles Credit logo

Lyfe Styles Credit

P.O. Box 61135, Miami, FL 33169
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  • Credit Audit

Lyfe Styles Credit provides solutions to clients in the Miami Beach area. It provides information and resources to help people be better informed about their finances and build financial confidence. Its specialists assist individuals in improving their credit rankings and correcting errors on their credit records by developing a personalized plan. During credit reviews, they check the status of clients' credit and uncover any inaccurate, outdated, or unverifiable information. In addition, the company offers mobile notary services.

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Miami Credit Repair logo

Miami Credit Repair

801 Brickell Ave, Miami, FL 33131
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  • Debt Consolidation

Since 2009, Miami Credit Repair has been helping consumers in Miami Beach and the neighboring areas. It offers a wide array of services, including debt settlement and credit rehabilitation, as well as consulting and resolution of ID theft. It also handles repossessions, bankruptcies, inquiries, late payments, and student loan consolidation difficulties. It employs a variety of approaches, including the premium, diamond, and VIP bankruptcy processes. In addition, the corporation has an affiliate and broker network through which businesses may benefit from referrals.

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Miami Credit Repair logo

Miami Credit Repair

10511 SW 40th St, Miami, FL 33165
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  • Credit Monitoring

Miami Credit Repair has been offering its services to clients in communities within Miami Beach since 1993. Its staff offers comprehensive counseling for those who wish to improve their scores and secure business loans, credit cards, or other types of mortgage. It evaluates credit histories and devises customized plans to address contributing factors like repossessions, outstanding medical bills, identity theft, and charge-offs. Each consultation also provides information regarding credit guidelines in order to help clients identify ways of consolidating their debt.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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