Expertise.com

Best Bankruptcy Attorneys in Largo

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Bankruptcy Attorneys FAQs

Learn more
Carnal & Mansfield, P.A. logo
Visit WebsiteWebsite

Carnal & Mansfield, P.A.

6528 Central Avenue, St. Petersburg, FL 33707
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Carnal & Mansfield, P.A. offers legal services in the areas of bankruptcy, real estate, and elder law in Largo and the surrounding areas. Bankruptcy attorney Gary A. Carnal, the senior partner of the firm, has been practicing law for over four decades. The firm assists clients in determining their best option for debt relief, which could include filing for chapter 7 or chapter 13 bankruptcy. The firm also has asset protection attorneys to help protect clients' assets during the filing process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Castagliuolo Law, P.A. logo
Visit WebsiteWebsite

Castagliuolo Law, P.A.

801 West Bay Drive, Largo, FL 33770
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Castagliuolo Law, P.A. is a Largo bankruptcy law firm that offers legal services in the field of consumer bankruptcy, student loan debt, and real estate. The firm helps clients recover financially by assisting them in filing for chapter 7 bankruptcy protection, which discharges most debts (credit card, vehicle, and medical bills). In the case of wage earners, the firm also helps clients file for chapter 13 bankruptcy, which creates a settlement plan to be paid to creditors, based on the debtor's income.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Charles G Moore Attorney at Law logo
Visit WebsiteWebsite

Charles G Moore Attorney at Law

1135 Pasadena Avenue South, St. Petersburg, FL 33707
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Charles G. Moore, Attorney at Law, is a bankruptcy attorney who offers legal assistance in Largo. The firm helps clients file for either chapter 7 or chapter 13 bankruptcy based on their qualifications. This is all done after an extensive investigation and listing of creditors. With over 20 years of experience in consumer bankruptcy law, Charles Moore has handled more than 2,000 bankruptcy cases. All the firm's cases are handled by a team of professional lawyers and not paralegals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Avvo
4.5 / 5 (13)
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Christie D. Arkovich, P.A. logo
Visit WebsiteWebsite

Christie D. Arkovich, P.A.

1520 West Cleveland Street, Tampa, FL 33606
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy

Business Description

Christie D. Arkovich, P.A., represents individuals in bankruptcy cases in Largo. The law firm assists in the discharging and reorganization of personal debt and reorganization of businesses' debt. In addition to filing for chapters 7, 11, and 13 bankruptcies, bankruptcy lawyers Christie D. Arkovich, Barbara C. Leon, and Ha Thu Dao aid in relief from creditor harassment, wage garnishment, and home foreclosure. They are members of the National Association of Consumer Bankruptcy Attorneys, the American Bankruptcy Institute, and the Tampa Bay Bankruptcy Bar Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cremeens Law Group logo
Visit WebsiteWebsite

Cremeens Law Group

5100 West Kennedy Boulevard, Tampa, FL 33609
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Cremeens Law Group represents individuals in bankruptcy cases in Largo. The law firm assists in the discharging and reorganization of personal debt. In addition to filing for chapters 7 and 13 bankruptcies, the practice's lawyers, Patrick J. Cremeens and Blake J. Fredrickson, also provides foreclosure defense services. Cremeens Law Group is also a member of the Hillsborough County Bar Association, the National Association of Consumer Bankruptcy Attorneys, and The Florida Bar.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (22)
Avvo
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Feher Law logo
Visit WebsiteWebsite

Feher Law

1275 66th Street North, St. Petersburg, FL 33710
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Feher Law P.L.L.C. is a bankruptcy law firm based in Largo which also provides legal services in family law and small business law. The firm handles chapter 7, chapter 11, and chapter 13 types of bankruptcy protection to individuals or companies. It can help businesses who are seeking to liquidate their assets. The firm also offers a program called BK in a Day (BK for Bankruptcy) which aims to help clients unable to afford a lawyer.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (7)
Avvo
4.4 / 5 (7)
Facebook
5.0 / 5 (3)
Holland Law Group logo
Visit WebsiteWebsite

Holland Law Group

2600 East Bay Drive, Largo, FL 33771
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Holland Law Group represents individuals in bankruptcy cases in Largo. The law firm assists in the discharging and reorganization of personal debt. In addition to filing for chapters 7 and 13 bankruptcies, the law practice's team of lawyers also provides foreclosure and debt defense. Holland Law Group has 12 offices in the country, including Fort Myers, Lagro, Bradenton, Stuart, and Venice. It is a member of the National Association of Consumer Bankruptcy Attorneys and American Bankruptcy Institute.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (107)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jennis Morse Etlinger logo
Visit WebsiteWebsite

Jennis Morse Etlinger

606 East Madison Street, Tampa, FL 33602
Visit WebsiteWebsite
  • Debt Settlement

Business Description

David Jennis of Jennis Morse Etlinger is recognized as a certified business bankruptcy attorney by the American Board of Certification. He provides his services to Largo and other areas in the Tampa Bay Area, The Panhandle, and Central Florida. His firm's attorneys have a combined experience of almost 30 years in bankruptcy law, representing creditors, creditors' committees, debtors, and trustees. He also provides in-person consultation services to help people understand bankruptcy and learn about their options. Etlinger also handles commercial litigation and complicated assets transactions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of Buddy D. Ford, P.A. logo
Visit WebsiteWebsite

Law Offices of Buddy D. Ford, P.A.

9301 West Hillsborough Avenue, Tampa, FL 33615
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Established in 1989, the Law Offices of Buddy D. Ford, P.A., offers bankruptcy services to the people of Largo. Led by Ford and his associates Jonathan Alan Semach and Heather M. Reel, the firm provides solutions for personal and business debt relief and business restructuring and reorganization. A designated debt relief agency, the firm assists small businesses, individuals, and large corporations in filing for chapters 7, 11, 12, and 13 bankruptcy under the Bankruptcy Code. It also represents creditors during bankruptcy proceedings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.3 / 5 (18)
Facebook
4.7 / 5 (14)
Avvo
5.0 / 5 (10)

(+2 additional sources)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Perenich Law Injury Attorneys logo
Visit WebsiteWebsite

Perenich Law Injury Attorneys

25749 US Highway 19 North, Clearwater, FL 33763
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Perenich Law Injury Attorneys represent individuals and businesses in bankruptcy cases in Largo. The law firm assists in discharging and reorganization of personal debt and reorganization of a business's debt. In addition to filing for chapters 7, 11, and 13 bankruptcies, bankruptcy lawyers Gregory, Timothy, and Terence Perenich aid in relief from creditor harassment, wage garnishment, and home foreclosure. The law practice also handles auto accident, medical malpractice, personal injury, slip-and-fall injury, and wrongful death cases. Perenich Law Injury Attorneys has offices in Clearwater, Palm Harbor, St. Petersburg, Tampa, and Trinity.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (100)
Avvo
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Starr Law Offices logo
Visit WebsiteWebsite

Starr Law Offices

8181 US Highway 19 North, Pinellas Park, FL 33781
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Founded in 1991, Starr Law Offices is a bankruptcy law firm providing legal assistance to individuals facing debt issues in Largo. Founder Ted Starr has over 30 years of experience in the industry. He counsels clients about the benefits and consequences of filing for chapters 7 and 13 of the Bankruptcy Code. Starr also practices probate law, estate planning, and personal injury law. The Supreme Court of Florida has awarded his law firm for its contribution in providing pro bono services in the community.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (31)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stichter, Riedel, Blain & Postler, P.A logo
Visit WebsiteWebsite

Stichter, Riedel, Blain & Postler, P.A

110 East Madison Street, Tampa, FL 33602
Visit WebsiteWebsite
  • Debt Settlement

Business Description

Stichter, Riedel, Blain & Postler, P.A., represents businesses in Largo. The law firm assists in organization of a business's debt. In addition to filing for chapter 11 bankruptcy, its team of 19 bankruptcy lawyers also handles civil litigation and commercial transactions such as loan modifications, asset sales, and mergers acquisitions. Stichter, Riedel, Blain & Postler, P.A., has been in legal practice since 1974, and has offices in Destin, Fort Myers, Pensacola, and Tampa.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Law Firm of Douglas G. Jackson logo
Visit WebsiteWebsite

The Law Firm of Douglas G. Jackson

4437 Central Avenue, St. Petersburg, FL 33713
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

The Law Firm of Douglas G. Jackson is a bankruptcy law firm that provides legal services in Largo and nearby areas. The firm protects its clients from harassment, especially those facing bankruptcy and those who have undergone bankruptcy filing. It assists clients in determining if they qualify for chapter 7 (straightforward bankruptcy) or chapter 13 (court-ordered repayment plans). Douglas Jackson is accredited by the US Department of Veterans Affairs and an advocate for US veterans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)
FindLaw
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

Read all FAQs