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2024

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Best Local Car Insurance Agencies in Jacksonville, FL

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Jacksonville Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

475Reviewed

292Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

822 A1A N, Suite 310, Ponte Vedra, FL 32082
WebsiteLicense: L095578

Expertise.com Rating

Review Sources

Google
5.0 (323)
Yelp
1.0 (1)

Why choose this provider?

Locke Insurance Group is a locally owned and operated agency that helps individuals, families, and businesses in Jacksonville protect their assets. Since 2015, its group of real estate agents has been providing car insurance policies that cover accidents, liabilities, medical expenses, and damage against natural disasters. They also offer other types of insurance, such as home, business, and life insurance plans. Locke Insurance Group partners with several carriers, including Progressive, Southern Oak, UPC Insurance, and Safeco Insurance.

  • Multiple Carriers

3450 Dunn Ave Ste 106, Jacksonville, FL 32218

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
5.0 (7)

Why choose this provider?

All Florida Insurance Options Inc. prides itself on its ability to obtain the lowest rates for its customers. The company's qualified agents assess drivers' needs to recommend an auto insurance policy that meets state requirements and includes suitable additional coverage. All Florida Insurance Options Inc. offers policies to young and experienced drivers and insures vehicles of all sizes including RVs and motorcycles. Its partners include Universal, Security First, and Foremost.

1400 Prudential Dr Suite 2, Jacksonville, FL 32207
WebsiteLicense: L102095

Expertise.com Rating

Review Sources

Google
4.9 (111)

Why choose this provider?

Aleman Insurance Agency LLC is a team of independent risk management professionals serving the Jacksonville area. They furnish car insurance policies that cover accidents involving uninsured motorists and reimburse losses in the event of theft and collision. They also provide protection plans for owners of classic cars, recreational vehicles, boats, and motorcycles. With access to policies from multiple providers such as Progressive, Mercury, and Bristol West, the agents are able to customize plans to suit clients' unique needs.

  • Multiple Carriers

7025 Normandy Boulevard, Jacksonville, FL 32205
WebsiteLicense: R046063

Expertise.com Rating

Review Sources

Google
4.4 (52)
Facebook
4.7 (15)
Yelp
2.5 (5)

Why choose this provider?

Bill Pool, a State Farm insurance agent since 1989, caters to people living in the Jacksonville area. He helps customers protect themselves financially in case they get involved in a car accident, by providing them with auto coverage solutions such as comprehensive, collision, rental, and rideshare. He also offers car insurance policies for business travelers, new drivers, and collectors, and assists clients in out-of-state transfers to Jacksonville. Other products include homeowners', renters', life, and health insurance.

  • Bundling Option

7807 Baymeadows Rd E Ste 301, Jacksonville, FL 32256

Expertise.com Rating

Review Sources

Google
4.8 (33)
Facebook
4.6 (10)

Why choose this provider?

Established in 1968 in Jacksonville, Florida, The Della Porta Group Inc. is an independent agency specializing in auto insurance. It defines its goal as to provide clear and concise explanations of policies so its clients can make the best decisions. The agency represents many carriers, allowing it to search from a wide range of auto insurance policies. Coverage will typically include damage to or theft of the car, liability to others hurt in an accident, and medical costs for injuries.

999 Blanding Blvd, Orange Park, FL 32065

Expertise.com Rating

Review Sources

Google
4.6 (10)

Why choose this provider?

Insurance Place of Orange Park in Orange Park, Florida, helps local drivers, including those in Jacksonville, Fleming Island, and Clay County, explore their auto insurance options. Doing business since 1989, this independent insurance agency maintains a wealth of relationships with leading insurance carriers that lets it easily obtain comparative quotes and coverage options to personalize an auto insurance policy that works for each individual client's needs. It also sells other personal insurance lines, including watercraft, motorcycle, and recreational vehicle policies.

5243 Beach Blvd, Jacksonville, FL 32207
WebsiteLicense: L002665

Expertise.com Rating

Review Sources

Google
4.6 (139)
Yelp
5.0 (1)

Why choose this provider?

Erwin Insurance Agency has been providing services to individuals in Jacksonville and nearby locations since 1972. It helps drivers acquire car insurance policies to protect them from financial losses caused by unexpected accidents, theft, and vandalism. The independent company crafts customized comprehensive, collision, property damage liability, and medical coverages. It also furnishes commercial insurance, which includes workers' compensation, BOP, and general liability policies. Erwin Insurance Agency is a member of the Florida Association of Insurance Agents.

  • Bundling Option

8659 Baypine Rd Ste 100, Jacksonville, FL 32256

Expertise.com Rating

Why choose this provider?

Founded in 1912, Lassiter-Ware Insurance is an insurance agency in Jacksonville, Florida, with four other offices throughout the state and a business approach of serving customers first. Lassiter-Ware focuses on finding the right automobile coverage for individuals, families, and businesses. With over 30 insurance carriers to choose from, Lassiter-Ware Insurance offers individualized plans for new to the most experienced drivers. In addition to automobile coverage, Lassiter-Ware offers coverage for ATVs, motorcycles, and watercraft.

3535 Hendricks Ave, Jacksonville, FL 32207

Expertise.com Rating

Review Sources

Google
4.6 (66)
Facebook
4.7 (33)
Yelp
3.5 (5)

Why choose this provider?

The Carlucci Agency in Jacksonville, Florida, helps area motorists find the auto insurance they need from an ample portfolio of well-known insurance carriers. Its experienced agents help drivers identify their risks and insurance requirements so that they can find the right level of coverage for their particular circumstances. Policies ranging from basic liability to full-coverage, collision, and comprehensive are available. This independent agency also writes home insurance and business insurance policies.

4348 Southpoint Blvd Ste 200, Jacksonville, FL 32216

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Insuramerica of Florida Inc. is an independent insurance agency with more than three decades of experience building customized auto policies for drivers in the Jacksonville metro area. The agency works with a variety of A.M. Best's most highly rated insurers to provide policies for cars, trucks, and motorcycles with robust coverage options such as liability, comprehensive, and personal injury protection. Insuramerica of Florida Inc. also offers commercial and life insurance.

1245 Cassat Ave, Jacksonville, FL 32205
WebsiteLicense: R015226

Expertise.com Rating

Review Sources

Google
4.1 (59)
Facebook
5.0 (11)

Why choose this provider?

Bob Brooks Insurance serves individuals and families in Jacksonville and nearby locations. It offers a selection of personal protection plans, which includes car insurance. The independent agency also helps clients obtain recreational vehicle and homeowners' policies to protect them from monetary losses due to natural disasters, theft, and vandalism. Additionally, its agents process BOP and general liability coverages. The company workw with various carriers, such as Safeco, The Hartford, and Travelers. Bob Brooks Insurance has been in business for over two decades.

  • Multiple Carriers

PO Box 50276, Jacksonville Beach, FL 32240
WebsiteLicense: L066513

Expertise.com Rating

Review Sources

Google
4.6 (10)
Yelp
5.0 (2)

Why choose this provider?

New Jax City Insurance serves individuals and businesses in Jacksonville. The agency offers auto, home, life, business, RV, and boat insurance. Its agents help car owners secure insurance that pays for repairs for car damages and medical expenses when someone is injured in the car. The independent insurance agency is affiliated with over 50 carriers. Its agents shop around for policies to find the ideal coverage at a reasonable cost for the clients. It has been operating for more than 20 years.

  • Multiple Carriers

4828 Blanding Blvd Suite 1, Jacksonville, FL 32210
WebsiteLicense: L000729

Expertise.com Rating

Review Sources

Facebook
5.0 (32)
Google
4.5 (19)
Yelp
2.5 (3)

Why choose this provider?

All Lines Insurance Agency provides services to individuals, families, and businesses in Jacksonville and the surrounding areas. It offers car insurance policies, which can include collision, comprehensive, rental reimbursement, and towing coverages. It makes recommendations based on the client's car value and financial protection. It also provides health, home, life, renters', and workers' compensation insurance plans. The firm brings over 40 years of experience in the industry. It represents companies like Cigna, Hagerty, Nationwide, and Travelers.

  • Motorcyle & ATV

4114 Sunbeam Road Suite 101, Jacksonville, FL 32257
WebsiteLicense: L048437

Expertise.com Rating

Review Sources

Google
4.6 (27)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Zellner Insurance Agency is a risk management specialist serving Jacksonville and the surrounding locations. It offers a variety of products, including car and home insurance. Its agents also furnish protection plans for businesses in the transportation, towing, lawn care, and construction industries. They provide workers' compensation and group health insurance policies. Zellner Insurance Agency was founded in 1921. It established the Zellner Foundation, which aims to provide job placement assistance for veterans and empower PTSD-diagnosed and disabled veterans.

  • Bundling Option
  • Motorcyle & ATV

2529 University Blvd West, Jacksonville, FL 32217
WebsiteLicense: L060828

Expertise.com Rating

Review Sources

Google
4.7 (30)
Facebook
5.0 (11)
Yelp
4.5 (5)

Why choose this provider?

Insurance Wagon is an independent agency that offers solutions to protect Jacksonville clients' homes, properties, and businesses. The firm represents over 50 carriers and provides quotes tailored to client needs. It offers a range of personal insurance policies, including auto, home, boat, fire, flood, and identity theft. It also provides general liability, commercial property, workers' compensation, commercial auto, life and disability, and long-term care insurance products. Insurance Wagon was founded in 2008.

  • Multiple Carriers
  • RV & Motorhome

1249 Cassat Ave, Jacksonville, FL 32205
WebsiteLicense: L049660

Expertise.com Rating

Review Sources

Google
4.9 (23)

Why choose this provider?

Mosley & Associates, Inc., is a family-owned and family-operated agency that caters to individuals, families, and businesses in the Jacksonville metro and the surrounding areas. It helps clients protect themselves against financial loss after an accident by offering different types of auto insurance policies. These include liability, medical, and property coverages. The firm also provides home, mobile home, general liability, and workers' compensation insurance products. Mosley & Associates has been in operation since the 1950s.

  • Multiple Carriers

12412 San Jose Blvd, Suite 201, Jacksonville, FL 32223
WebsiteLicense: L093452

Expertise.com Rating

Review Sources

Google
4.9 (37)

Why choose this provider?

Varsity Insurance is an independent agency that caters to individuals, families, and businesses in the Jacksonville metro and the surrounding areas. It offers auto insurance policies, which can cover collision, liability, and medical payments. It also includes diminishing deductible, rentals reimbursement, and roadside assistance. In addition, the firm provides health, home, life, renters', umbrella, and workers' compensation insurance plans. Varsity Insurance represents carriers like Foremost Insurance Group, Hagerty, Progressive, Safeco Insurance, and Tower Hill Insurance.

  • Multiple Carriers

1840 University Blvd. So, Jacksonville, FL 32216
WebsiteLicense: R003742

Expertise.com Rating

Why choose this provider?

Insure-All Insurance Agency assists residents of Jacksonville in comparing and finding the auto insurance plan that fits their needs. The independent insurance company works with various providers that offer financial protection for clients' cars in the case of an accident. It also identifies policy perks like medical coverage, liability, collision, and uninsured or underinsured motorist protection. Its team will guide the client in navigating car insurance questions regarding deductible rates and procedures for filing or settling a claim.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Locke Insurance Group
822 A1A N, Suite 310, Ponte Vedra, FL 32082
All Florida Insurance Options, Inc.
3450 Dunn Ave Ste 106, Jacksonville, FL 32218
Aleman Insurance Agency LLC​
1400 Prudential Dr Suite 2, Jacksonville, FL 32207
Bill Pool
7025 Normandy Boulevard, Jacksonville, FL 32205
The Della Porta Group, Inc.
7807 Baymeadows Rd E Ste 301, Jacksonville, FL 32256
Insurance Place of Orange Park
999 Blanding Blvd, Orange Park, FL 32065
Erwin Insurance Agency
5243 Beach Blvd, Jacksonville, FL 32207
Lassiter-Ware Insurance
8659 Baypine Rd Ste 100, Jacksonville, FL 32256
The Carlucci Agency
3535 Hendricks Ave, Jacksonville, FL 32207
Insuramerica of Florida, Inc.
4348 Southpoint Blvd Ste 200, Jacksonville, FL 32216
Bob Brooks Insurance
1245 Cassat Ave, Jacksonville, FL 32205
New Jax City Insurance, Inc.
PO Box 50276, Jacksonville Beach, FL 32240
All Lines Insurance Agency
4828 Blanding Blvd Suite 1, Jacksonville, FL 32210
Zellner Insurance Agency
4114 Sunbeam Road Suite 101, Jacksonville, FL 32257
Insurance Wagon
2529 University Blvd West, Jacksonville, FL 32217
Mosley & Associates, Inc.
1249 Cassat Ave, Jacksonville, FL 32205
Varsity Insurance
12412 San Jose Blvd, Suite 201, Jacksonville, FL 32223
Insure-All Insurance Agency
1840 University Blvd. So, Jacksonville, FL 32216

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the minimum liability requirements for car insurance in Jacksonville?

    Florida law mandates specific minimum liability insurance coverage for drivers in Jacksonville, including $10,000 per person or $20,000 per accident for bodily injury coverage. The law also requires $10,000 for property damage coverage in the event of a car accident, $10,000 per person or $20,000 per accident for uninsured motorist coverage, and $10,000 for personal injury protection coverage.

  • How much do Jacksonville drivers pay for car insurance on average?

    In Jacksonville, the typical cost for a six-month car insurance policy is around $1,372. This amount translates to an average monthly expense of approximately $229. Jacksonville drivers enjoy a cost advantage compared to the average car insurance expense in Florida, which stands at $1,463 every six months. However, their premiums are higher than the national average of $880.

  • Do insurance companies cover the medical expenses of a Jacksonville driver who causes a car accident?

    Yes. In Florida's no-fault insurance framework, insurance companies serving Jacksonville motorists are responsible for covering their medical costs, regardless of whether they are found to be responsible for the accident. Personal injury protection provides coverage for up to 80% of medical expenses and 60% of lost income in case the driver is unable to work due to injuries, with a total coverage limit of $10,000.

  • What sorts of supplemental car insurance coverage are available to Jacksonville motorists with a minimal amount of coverage?

    The supplemental car insurance coverage options available to Jacksonville motorists include comprehensive coverage, which pays for losses resulting from incidents like fire, theft, and vandalism. Additionally, there is towing coverage, which generally covers towing expenses up to $80.00. Motorists also have the choice to purchase medical payment coverage, which pays medical expenses in conjunction with PIP coverage.

  • How can Jacksonville drivers lower their car insurance rates?

    Jacksonville motorists can potentially reduce their car insurance costs by comparing quotes from different insurance providers. They may also explore the different discounts provided by insurance companies, including multi-car discounts. Additionally, drivers can explore deductible options. The car insurance coverage types that have deductibles include comprehensive, collision, and personal injury protection.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.