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Best Local Car Insurance Agencies in Gainesville

2024

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Website
2200 Cassat Avenue, Gainesville, FL 32210
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Erwin Insurance Agency has been providing insurance solutions and products to residents of the Gainesville metro since 1963. It was founded by William W. Erwin, Sr. with the idea of changing the public's perception of insurance to the smartest method of protecting what clients value the most. It has since written auto insurance policies to clients that protect themselves and their vehicles from unexpected expenses caused by traffic accidents and other damages. The agency is licensed in 17 states.

License Verified:

License: L002665

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (127)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1925 North Young Boulevard, Chiefland, FL 32626
  • Bundling Option

Why choose this provider?

King Insurance was founded in 1974 and to this day serves clients throughout Gainesville. It offers auto insurance covering comprehensive, collision, liability, personal injury protection, and rental reimbursement. The agency has bilingual Spanish-speaking professional staff to navigate the policies available to match client needs. An independent insurance agency also offers surety bonds and home insurance and can provide policies for each client's specific requirements. King Insurance also provides industry-specific insurance plans for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (52)
Facebook
4.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2494 Blanding Boulevard, Middleburg, FL 32068

Why choose this provider?

Erwin Insurance Middleburg is an agency that has been offering auto insurance policies for residents in Gainesville and nearby areas for the past three decades. Its auto insurance plans may include six coverages, including collision, bodily injury liability, personal injury protection, comprehensive, and uninsured and underinsured motorist. As an authorized producer of different car insurance companies, Erwin Insurance Middleburg can help find the best auto insurance for young drivers, non-owners, and drivers with DUI's.

License Verified:

License: E127710

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
603 Northwest 10th Avenue, Gainesville, FL 32601
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

American Auto Insurance of Gainesville has been providing Gainesville residents and businesses with auto insurance services since 1982. Its team of agents helps clients avoid financial difficulties due to various issues, such as car accidents. They can also offer the right auto insurance policies for ATVs, wave runners, boats, cars, motorcycles, and other vehicles. In addition, the American Auto Insurance of Gainesville staff assists in FR44 DUI and SR22 State filings.

License Verified:

License: L088781

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
378 East Base Street, Madison, FL 32340
  • Bundling Option

Why choose this provider?

Nate Cruce is an independent State Farm insurance agent that serves clients in Gainesville and nearby areas. He offers a wide variety of products and services, such as personal and commercial auto insurance. Additionally, he can provide homeowners', life, and health insurance and also manages insurance coverage and claims for business clients. Cruce has been a Chartered Financial Consultant for 20 years. He is also a member of the Madison County Florida Chamber of Commerce.

License Verified:

License: E041796

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3501 West University Avenue, Gainesville, FL 32607
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

McGriff-Williams Insurance is an independent agency providing insurance and money-saving solutions to businesses and families in Gainesville. Its agents offer auto insurance policies to protect against financial loss in the event of an accident. Most of the companies the agency represents have auto insurance policy enhancements, such as diminishing deductibles, new car replacement, and gap insurance. McGriff-Williams Insurance also has a health insurance division that specializes in Medicare supplements, as well as individual and group health.

License Verified:

License: L055907

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Facebook
4.9 / 5 (20)
Yelp
4.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1111 Northwest 23rd Avenue, Gainesville, FL 32609
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Sunshine State Insurance Agency is an independent insurance brokerage operating in Gainesville. The firm provides personal and commercial insurance products to clients in the metro and nearby towns. It also writes auto insurance policies for clients which protect them from financial losses caused by liabilities, collisions, and medical payments. Sunshine State Insurance Agency was founded in 1971 and is a member of the Independent Insurance Agents and Brokers of America, Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (46)
Facebook
5.0 / 5 (26)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1210-B Blanding Boulevard, Gainesville, FL 32065
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

Andersen Insurance Group, Inc., has been providing individuals in Gainesville auto insurance policies for more than 30 years. It insures different types of motorized vehicles, such as cars, motorcycles, RVs, boats, and collector cars. Clients with new vehicles or who want to look for better insurance coverages are attended to by the company's agents. Standard coverages of auto insurance policies include financial protection for the vehicle and liability protection in cases of injuries. Additional options can be suggested by the agents depending on clients' insurance needs.

License Verified:

License: L050241

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1222 Northwest 16th Avenue, Gainesville, FL 32601
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Since 1973, Cotton's All Insurance Agency, Inc., has been offering auto insurance services to individuals and businesses in Gainesville and the nearby areas. As an independent agency, it represents various insurance carriers. giving it the flexibility to compare different policies and provide insurance plans that fit client needs. In addition, agents review clients' coverages to ensure that they match changing insurance needs. As a community member, its team of agents is committed to help and accommodate people in their times of need.

License Verified:

License: L011916

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2400 Northwest 6th Street, Gainesville, FL 32609
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Based in Gainesville, Aubrey Rogers Insurance Agency, Inc. has been providing insurance products and services to Floridians in Gainesville since 1982. It specializes in comprehensive auto policies inclusive of property damage or theft coverage; liability coverage to others in case of property damage or bodily injuries; and medical coverage for injury treatments, rehabilitation, and lost wages. The firm's seasoned agents also provide policy services, including ID card requests and policy modifications. Aubrey Rogers Insurance Agency is a Trusted Choice Independent Insurance Agent.

License Verified:

License: L080423

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Under what circumstances must Gainesville motorists show proof of insurance in their vehicles?

    In Gainesville, drivers are obligated to provide evidence of auto insurance in various situations, including after a collision, during the vehicle registration renewal process, and when requested by a law enforcement officer to verify their insurance coverage. Additionally, Florida law mandates that all vehicles operating or parked on the state's roads must maintain insurance coverage.

  • How does a poor driving record affect car insurance costs in Gainesville?

    Gainesville drivers with a record of speeding violations, DUI convictions, or past accidents should expect to incur higher costs when it comes to their car insurance premiums. Typically, speeding infractions can result in a 13% rate hike, being at fault in an accident can lead to a 30% increase, and a DUI conviction may lead to a 21% rise in rates. It is worth noting that the specific rate adjustments can vary from one insurance company to another.

  • What is the implication of Florida’s no-fault insurance system for Gainesville motorists?

    Florida is a no-fault state, where no driver is assigned blame in the event of an accident. Therefore, Gainesville motorists should not rely on the other driver's insurance to cover their injury claims following a car collision. Instead, they should submit any claims for injuries to their own insurers. Moreover, this emphasizes the significance of ensuring adequate coverage for potential car accidents.

  • Why do Gainesville drivers need more than the minimum car insurance coverage required by the state of Florida?

    The lowest amount of insurance required in Florida is not enough for Gainesville motorists to cover damages in the event of an accident. If drivers are at fault for seriously injuring someone else, their medical costs might go over the $10,000 PIP coverage allows. Given that Florida does not require liability car insurance, drivers might face further liability if the other driver's PIP limit runs out. Drivers may consider acquiring liability coverage with larger levels to protect their financial stability in case of an automobile collision.

  • Are there any driver discounts offered by car insurance companies in Gainesville?

    In Gainesville, car insurance providers provide various cost-saving opportunities to drivers, including discounts for safe driving records, excellent academic performance, and multiple vehicle ownership. Drivers can also explore potential savings by bundling policies and equipping their vehicles with anti-theft devices. Motorists can directly ask their local car insurance providers about discounts, or they can visit their websites.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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