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Best Life Insurance Companies in Stamford

2024

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Website
38 Westchester Avenue, Pound Ridge, NY 10576
  • Life Insurance

Why choose this provider?

Future Value Associates, Ltd., is a financial services company that works with clients in Pound Ridge and its surrounding communities, including Stamford, through various financial solutions and insurance products. Its insurance products include life, disability, and long-term care insurance. In addition, its employees can assist individuals in planning for their estate and retirement. Founder Thomas G. Ferrara has over 30 years of experience in various fields related to financing. He has also served on the advisory board for The Westchester Bank.

License Verified:

License: 2117549

State of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5 Hillandale Avenue, Stamford, CT 06902
  • Life Insurance

Why choose this provider?

Total Insurance Brokerage is a full-service brokerage serving residents and businesses in Stamford. It offers a wide range of life insurance policies, including individual and group life and health coverage as well as term, whole, and universal life insurance. A combination of life insurance products, survivorship, and key employee insurance policies are also available. Additionally, the brokerage provides personal and commercial lines. Its team of insurance professionals has more than 50 years of combined experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
145 Bedford Road, Armonk, NY 10504
  • Life Insurance

Why choose this provider?

Rosen & Company, Inc., is an independent family-owned and family-managed insurance agency that provides insurance services to individuals, families, and businesses in Stamford and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries insurance plans like life insurance, home & personal property insurance, valuable possessions insurance, flood insurance, and excess liability insurance. Additionally, it provides automobile and boat insurance packages. Stephen B. Rosen is the current company president. He has been working in the industry since 1979.

License Verified:

License: 712515

State of Connecticut Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1311 Mamaroneck Avenue, White Plains, NY 10605
  • Life Insurance

Why choose this provider?

For over 50 years, Gerber Life Insurance has been providing financial security and protection services for families in Stamford. It specializes in offering parents life insurance products designed for all ages and stages, such as a grow-up plan, term life, whole life, and a guaranteed life plan for seniors. It also offers college plans and accident protection. The company was founded in 1967 and is licensed in all fifty states and the District of Columbia and Puerto Rico.

License Verified:

License: 2253324

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Facebook
3.0 / 5 (37635)
Google
3.7 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1011 High Ridge Road, Stamford, CT 06905
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kevin Tabet serves the Stamford area as a State Farm Insurance agent that provides life coverage options. His services include changing policies, finding employee incentives for businesses, and filing claims. Tabet offers short-range coverage for debt payments, protection for children, plans for families with income loss, benefits for spouses of the deceased, and funds for buy-and-sell agreements. He also helps with resident relocations and provides coverage for homes, cars, jewelry, businesses, and renters.

License Verified:

License: 002395741

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (15)
Facebook
5.0 / 5 (2)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
110 Lenox Avenue, Stamford, CT 06906
  • Life Insurance

Why choose this provider?

Lenox Insurance Agency is a full-service company serving individuals and businesses in the Stamford area. It is an independent insurance business that provides customized life insurance plans. It also helps its clients acquire other products, such as homeowners', renters', auto, umbrella, and commercial insurance. Moreover, it represents various insurance carriers, like Progressive, Assurant, and Safeco. Lenox Insurance Agency has been in the business for more than four decades and its owner, Doug Van Dusen, has been an insurance professional for over 35 years.

License Verified:

License: 929733

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1074 Hope Street, Stamford, CT 06907
  • Life Insurance

Why choose this provider?

Allkane Insurance is an independent insurance agency that serves clients in Stamford. It offers various life insurance plans that provide financial security to beneficiaries in the event of an unexpected death. The agency works with several insurance carriers, including Progressive, Ace Insurance Agency, and Safeco Insurance. Allkane also assists clients in obtaining other types of insurance products and services for cars, homes, floods, and condominiums. Brian C. Kane established the agency in 2009. Account executive Patricia Amaya can speak Spanish.

License Verified:

License: 425975

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
29 Hoyt Street, Stamford, CT 06905
  • Life Insurance

Why choose this provider?

Troy Insurance is an independent and woman-owned insurance agency that has been serving Stamford and the surrounding areas since 1960. It offers term and whole life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency also covers other insurance products for travelers, cars, businesses, and homeowners from several providers that include Progressive and Hagerty. Troy Insurance was established by Paul Troy. Allison Gagliardi bought the agency in 2015 after being with the company for 31 years.

License Verified:

License: 839050

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (5)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1152 East Putnam Avenue, Greenwich, CT 06878
  • Life Insurance

Why choose this provider?

Putnam Insurance Agency is an independent agency established in 1990. The company provides insurance products to businesses and individuals in and around Stamford. Its life insurance options include term life and permanent life. It also offers automobile, business, and homeowners’ insurance policies. The company carries insurance products from different providers, including National General Insurance, Progressive, Travelers, and Liberty Mutual. Putnam Insurance Agency is licensed to operate in Connecticut, New York, New Hampshire, South Carolina, and New Jersey.

License Verified:

License: 2292672

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
777 Westchester Avenue, White Plains, NY 10604
  • Life Insurance
  • Health Insurance

Why choose this provider?

Oberman is a family-owned insurance brokerage and consulting agency that offers protection to clients in Stamford and the surrounding cities. The company provides a wide scope of business and personal insurance products, including workers' compensation insurance, general business protection, builders risk, and earthquake coverage. Furthermore, it also offers personal excess liability coverage that protects the members of the family from unexpected incidents. Oberman is an independent agency that has been in the business since 1921.

License Verified:

License: 2334889

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
228 East Main Street, Mount Kisco, NY 10549​
  • Life Insurance
  • Health Insurance

Why choose this provider?

Rammcy Corp is a full-service insurance agency serving individuals and businesses around the Stamford area since 2011. It offers term life insurance, whole life insurance, universal life insurance, variable universal life insurance, and life sound basis. Additionally, it offers commercial insurance, and group benefits insurance and insurance bonds, vehicle and property insurance, health insurance, and other financial services. The agency is also a member of Master Networks, Business Council of Westchester, and MKCC.

License Verified:

License: 2465202

State of Connecticut Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What type of life insurance should you have if you want to grow your wealth in the Stamford market?

    If you want to grow your wealth in the Stamford market, you should acquire variable life insurance. This long-term insurance allows your loved ones to obtain tax-advantaged cash value. Using a model-portfolio approach, you can customize your policy depending on your time horizon, risk tolerance, and goals.

  • How does universal life insurance in Stamford differ from other types of permanent insurance?

    Universal life insurance in Stamford allows policyholders to pay flexible premiums. This means that they can decide on how much insurance rates they want to pay. Also, this type of insurance accumulates cash value that can potentially grow over time. If you withdraw the cash value of your universal life insurance, you may pay a 10% federal income tax penalty.

  • Can life insurance policyholders in Stamford add long-term care rider coverage?

    Yes, policyholders in Stamford can add long-term care rider coverage to their life insurance. Most of the time, individuals who have concerns about paying long-term care costs obtain this type of coverage. Long-term care rider coverage enables individuals to use the death benefit to pay other expenses while they are still alive.

  • In Stamford, how much life insurance do individuals need?

    There is no specific amount because life insurance rates are based on every individual's situation in Stamford. The premiums typically depend on their financial obligations or priorities, how much money is needed to pay funeral costs or medical bills, and how much mortgage or credit card loan debts must be paid by their loved ones.

  • What happens if you lie on your life insurance application in Stamford?

    If you lie on your life insurance application in Stamford, your application might be rejected, or a claim may be denied if the false information is discovered within the first two years of the policy. You may also pay higher insurance premiums or be sued for filing a claim after the two-year contestability period.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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