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Best Life Insurance Companies in Huntington

2024

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Providers

Last updated:

Website
1469 Deer Park Avenue, North Babylon, NY 11703
  • Life Insurance

Why choose this provider?

Atlantic Agency is an independent insurance policy provider that serves the Huntington area. It works with over 47 insurance carriers to deliver a range of life protection policies to customers. Its life packages help families, businesses, and individuals become financially ready when unexpected circumstances occur. It also offers coverages for commercial properties, automobiles, rentals, and real estate. Its agents aim to ensure that the services they offer are accurate and suitable to the consumers' needs. The firm has been in the industry since 1987.

License Verified:

License: 835054

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (10)
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1985 New York Avenue, Huntington Station, NY 11746
  • Life Insurance
  • Health Insurance

Why choose this provider?

Monica Murphy has been with State Farm insurance since 1985 and has been an insurance agent since 2003. She provides assistance in life insurance coverage to clients in Huntington. Other personal risk management solutions offered are auto, home, health, and pet insurance. Her team is composed of English- and Spanish-speaking agents who brief clients on the scope of policies. Monica Murphy also offers business insurance products. Additionally, the team can assist with annuities, banking, and mutual fund needs.

License Verified:

License: 973379

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
223 Wall Street, Huntington, NY 11743
  • Life Insurance

Why choose this provider?

Founded in 1968, A.J. Bonocore Agency, Inc. is an insurance company that serves the insurance needs of the families and businesses in the metro and throughout the United States. It is an independent company that carries life insurance plans like term life and whole life insurance. It works with manufacturing industries like pharmaceutical and woodworking. In the beginning, it focused on commercial insurance but later expanded into personal lines, group life, and health & surety insurance.

License Verified:

License: 641171

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
545 East Jericho Turnpike, Syosset, NY 11791
  • Health Insurance
  • Life Insurance

Why choose this provider?

Founded by Nicholas W. Iarrobino, Premier Financial Network is an insurance agency in Huntington. With over 10 years in the industry, the company works with each client to make sure they have enough information to make a well-informed decision on their insurance options. The company serves individuals, families, and businesses with various insurance products, including life insurance, health insurance, long-term care, and disability income. The company also offers financial planning and wealth management services such as tax preparation and IRAs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
760 Park Avenue, Huntington, NY 11743
  • Life Insurance

Why choose this provider?

Julia M. Mantovi Agency, Inc., is an insurance broker with offices in Huntington and Elmont. For more than 45 years, it has been providing a variety of products, including life, home, and automobile insurance. The agents from this company help match life insurance benefits to the coverage that customers need for their families. The family-owned business was founded by Thomas G. Mantovi and is now managed by his daughter, Julia Mantovi Moschitta.

License Verified:

License: 1082714

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15 David Court, Huntington Station, NY 11746
  • Life Insurance

Why choose this provider?

Based in Huntington, The Modern Medicare Agency is an insurance company that offers life insurance plans to individuals and families in and around the metro. Clients can choose from term, whole, universal, and variable universal from the agency's list of life insurance policies. In addition, the agency specializes in providing senior citizens with Medicare services, including Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug plans. As an independent company, it represents multiple carriers such as AIG, Ameritas, and United Healthcare.

License Verified:

License: 1651891

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1573 New York Avenue, Huntington Station, NY 11746
  • Life Insurance

Why choose this provider?

Graf Insurance provides services to residents of the Huntington community and its surrounding areas. The agency provides group medical, life, disability, long-term care, family protection, and loss of income insurance solutions. It also handles other insurance products such as auto, homeowners, renters, builders risk, contractors and manufacturers, and professional liability. The company was established in 1924 by Richard A. Graf. Graf Insurance's current owner, Mary Graf, is a chartered property and casualty underwriter and Huntington Rotary Club's first female president.

License Verified:

License: 667984

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • What are the available types of life insurance policies in Huntington?

    In Huntington, there are two types of life insurance policies: term and whole life. Term insurance is budget-friendly but does not accumulate equity because it only provides coverage for a limited time. Whole life insurance, also known as permanent or "universal insurance, guarantees a payout and grows in value over time, albeit at a higher cost. The type to choose is determined by the individual's financial goals and circumstances.

  • Why does the amount of life insurance for an individual in Huntington varies?

    For various reasons, the appropriate amount of life insurance for a person in Huntington varies. These reasons may include the fact that life insurance should cover outstanding debts, replace lost income for an extended period of time, and provide financial security to loved ones in order to maintain their current standard of living. However, the precise amount is determined by individual circumstances, making a personalized assessment critical in determining the appropriate coverage.

  • When is the right time to have a life insurance policy in Huntington?

    The best time to purchase a life insurance policy in Huntington is a personal decision based on an individual's unique circumstances. If a person has dependents, such as a spouse or family members, who rely on their income for necessities, savings, and quality of life, it is wise to consider purchasing a life insurance policy. The timing should correspond to the individual's specific financial responsibilities and obligations.

  • What are the eligibility requirements for life insurance policies in Huntington?

    The eligibility requirements for life insurance policies in Huntington vary depending on the type chosen. Individuals aged 18 to 80 are eligible for Fully Underwritten Term Life insurance, with some pre-existing conditions considered. Simplified Issue Term Life insurance, on the other hand, is available to individuals aged 18 to 60 with no health problems and no medical exam required.

  • Will an individual's relatives in Huntington be able to receive the proceeds after the death of the life insurance policyholder?

    Yes, relatives of an individual can receive the proceeds of a life insurance policy after the policyholder's death in Huntington. This death benefit is a valuable financial resource that allows beneficiaries to meet immediate needs without the delays that estate probate can cause. Furthermore, the death benefit from a life insurance policy is usually not taxed.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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