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Best Life Insurance Companies in Huntington

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2023
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A.J. Bonocore Agency, Inc. logo

License Verified:

License: 641171

New York State Department of Financial Services

A.J. Bonocore Agency, Inc.

223 Wall Street, Huntington, NY 11743
  • Life Insurance

Business Description

Founded in 1968, A.J. Bonocore Agency, Inc. is an insurance company that serves the insurance needs of the families and businesses in the metro and throughout the United States. It is an independent company that carries life insurance plans like term life and whole life insurance. It works with manufacturing industries like pharmaceutical and woodworking. In the beginning, it focused on commercial insurance but later expanded into personal lines, group life, and health & surety insurance.

License Verified:

License: 641171

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Atlantic Agency logo
Visit WebsiteWebsite

License Verified:

License: 835054

New York State Department of Financial Services

Atlantic Agency

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1469 Deer Park Avenue, North Babylon, NY 11703
  • Life Insurance

Business Description

Atlantic Agency is an independent insurance policy provider that serves the Huntington area. It works with over 47 insurance carriers to deliver a range of life protection policies to customers. Its life packages help families, businesses, and individuals become financially ready when unexpected circumstances occur. It also offers coverages for commercial properties, automobiles, rentals, and real estate. Its agents aim to ensure that the services they offer are accurate and suitable to the consumers' needs. The firm has been in the industry since 1987.

License Verified:

License: 835054

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (10)
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Graf Insurance logo
Visit WebsiteWebsite

License Verified:

License: 667984

New York State Department of Financial Services

Graf Insurance

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1573 New York Avenue, Huntington Station, NY 11746
  • Life Insurance

Business Description

Graf Insurance provides services to residents of the Huntington community and its surrounding areas. The agency provides group medical, life, disability, long-term care, family protection, and loss of income insurance solutions. It also handles other insurance products such as auto, homeowners, renters, builders risk, contractors and manufacturers, and professional liability. The company was established in 1924 by Richard A. Graf. Graf Insurance's current owner, Mary Graf, is a chartered property and casualty underwriter and Huntington Rotary Club's first female president.

License Verified:

License: 667984

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Julia M Mantovi Agency Inc logo
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License Verified:

License: 1082714

New York State Department of Financial Services

Julia M Mantovi Agency Inc

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760 Park Avenue, Huntington, NY 11743
  • Life Insurance

Business Description

Julia M. Mantovi Agency, Inc., is an insurance broker with offices in Huntington and Elmont. For more than 45 years, it has been providing a variety of products, including life, home, and automobile insurance. The agents from this company help match life insurance benefits to the coverage that customers need for their families. The family-owned business was founded by Thomas G. Mantovi and is now managed by his daughter, Julia Mantovi Moschitta.

License Verified:

License: 1082714

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Monica Murphy logo
Visit WebsiteWebsite

License Verified:

License: 973379

New York State Department of Financial Services

Monica Murphy

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1985 New York Avenue, Huntington Station, NY 11746
  • Life Insurance
  • Health Insurance

Business Description

Monica Murphy has been with State Farm insurance since 1985 and has been an insurance agent since 2003. She provides assistance in life insurance coverage to clients in Huntington. Other personal risk management solutions offered are auto, home, health, and pet insurance. Her team is composed of English- and Spanish-speaking agents who brief clients on the scope of policies. Monica Murphy also offers business insurance products. Additionally, the team can assist with annuities, banking, and mutual fund needs.

License Verified:

License: 973379

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Premier Financial Network logo
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Premier Financial Network

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545 East Jericho Turnpike, Syosset, NY 11791
  • Life Insurance
  • Health Insurance

Business Description

Founded by Nicholas W. Iarrobino, Premier Financial Network is an insurance agency in Huntington. With over 10 years in the industry, the company works with each client to make sure they have enough information to make a well-informed decision on their insurance options. The company serves individuals, families, and businesses with various insurance products, including life insurance, health insurance, long-term care, and disability income. The company also offers financial planning and wealth management services such as tax preparation and IRAs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Modern Medicare Agency logo
Visit WebsiteWebsite

License Verified:

License: 1651891

New York State Department of Financial Services

The Modern Medicare Agency

Visit WebsiteWebsite
15 David Court, Huntington Station, NY 11746
  • Life Insurance

Business Description

Based in Huntington, The Modern Medicare Agency is an insurance company that offers life insurance plans to individuals and families in and around the metro. Clients can choose from term, whole, universal, and variable universal from the agency's list of life insurance policies. In addition, the agency specializes in providing senior citizens with Medicare services, including Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug plans. As an independent company, it represents multiple carriers such as AIG, Ameritas, and United Healthcare.

License Verified:

License: 1651891

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.