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Best Mortgage Refinance Companies in Stamford

2023

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Website
2001 Marcus Ave, Lake Success, NY 11042
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Canyon Mortgage assists individuals and families in Stamford who seek to apply for mortgage refinancing. Its comprehensive process involves an analysis of available options, which are gauged individually based on a client's current loan program, monthly payments, credit score, and property value. Its staff monitors programs from a variety of known lenders and carries out in-depth assessments of market trends, banking factors, and interest rates. It also works with real estate agents from Keller Williams, Signature Premier Properties, and Charles Rutenberg Realty, Inc.

License Verified:

License: 28873

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (81)
Facebook
3.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3333 Main Street, Stratford, CT 06614
  • New Construction
  • Reverse Mortgages

Why choose this provider?

First Choice Mortgage Services, LLC, is a private company that caters to customers in Stamford and the surrounding areas. The firm offers mortgage refinancing services to shorten loan terms, consolidate high-interest debt, and reduce interest rates. It has VA, FHA, jumbo, investor, and conventional loans available to finance the purchase of vacation homes, condominiums, and investment properties. Terry Blake, the owner, started the company to create a client-centered, compassion-based, and outcome-driven process for providing refinancing services.

License Verified:

License: 101840

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
177 North St, Easton, CT 06612
  • Reverse Mortgages

Why choose this provider?

Private Financial Services is a family-owned and family-operated lending firm that caters to clients in the Stamford metro and nearby areas. It offers mortgage refinancing for loan products such as FHA and USDA, as well as 15- and 30-year fixed mortgages. The firm also has HELOC available for major repairs and remodeling, unexpected purchase, debt consolidation, college tuition, and a safety net. Private Financial Services is also licensed to operate in the State of New York.

License Verified:

License: 118657

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12 Mill Plain Road Suite 7, Danbury, CT 06811
  • New Construction

Why choose this provider?

Mortgage Affiliates of America, Inc., is a privately held corporation serving families and individuals in Stamford. Its team assists homebuyers and investors in refinancing properties. The company helps clients develop strategies on how they can lower their monthly payments and mortgage rates. It offers a variety of mortgage programs, such as VA home, FHA, jumbo, and adjustable-rate and fixed-rate loans. The organization also handles cash-out refinancing issues and has been in operation for over 25 years.

License Verified:

License: 74336

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
707 Westchester Ave., White Plains, NY 10604
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Scott Gunst is a loan officer at Citizens Financial Group, Inc., a mortgage refinance company serving the Stamford community. Gunst offers mortgage services including fixed rate, and adjustable rate mortgages. He also offers loan services such as FHA, VA, Jumbo loans, physician home loans, second home, and investment property loans. Other services include affordable home financing programs, condo financing, construction to permanent financing, and renovation to permanent financing. Citizens Financial Group, Inc. has nearly 200 years of serving customers and communities.

License Verified:

License: 420449

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 White Plains Road, Suite 334, Scarsdale, NY 10583
  • Reverse Mortgages

Why choose this provider?

Cityscape Mortgage Corp provides financial solutions to residents in Stamford and the surrounding areas. It has partnered with more than 12 lenders to create loan plans based on the borrower's unique needs, goals, and circumstances. It also guides people throughout the refinancing process. It offers a variety of loan programs, such as jumbo, VA, FHA, and reverse mortgages. The company employs the Floify portal, where clients can keep track of their loan progress, upload documents, and create e-signatures.

License Verified:

License: 991388

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (60)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5 Edgewood Avenue, 2nd floor, Greenwich, CT 06830
  • New Construction

Why choose this provider?

Strategy Mortgage Corp. caters to families and individuals in the Stamford community. The brokerage assists clients with purchases, refinances, construction loans, and investment properties. It offers mortgage loan programs, such as fixed rate, adjustable rate, and interest only. Its team of loan officers is available around the clock to answer clients' questions, understand their needs, and give appropriate mortgage options. Strategy Mortgage Corp. provides detailed loan program disclosures and represents national, regional, and local lenders.

License Verified:

License: 20811

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3 Dakota Drive Suite 100, Lake Success, NY 11042
  • New Construction

Why choose this provider?

Madison Mortgage caters to people residing in Stamford and its surrounding communities. It assists individuals throughout the whole home refinance process. Its team members help clients choose the loan option that fits their specific situation and needs, whether it is a fixed-rate mortgage, adjustable-rate mortgage, jumbo, FHA, VA, or USDA. The company's president and CEO, Shah Tehrany, has more than 10 years of experience in the mortgage banking and real estate sectors. He is available 24/7 to address customers' concerns.

License Verified:

License: 1862796

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (317)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18 Padanaram Rd, Danbury, CT 06811
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Prysma Lending Group offers refinancing and mortgage options to customers situated in Stamford. The options include adjustable and fixed-rate loans. Non-conventional government selections fit for national defense service members are available. The team also refinances the debts of families and single homeowners. Prysma Lending Group opened in 2003 and its founder is Monica Serva, who had been delivering conventional and FHA products before starting the company. Her employees have members who are fluent in Portuguese and Spanish.

License Verified:

License: 2250

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
25 Sylvan Road S, Suite M, Westport, CT 06880
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Gold Coast Financial Services, LLC, is a brokerage firm offering commercial and personal lending products to the Stamford community. The company creates refinancing solutions that are tailored to the specific needs of mortgage borrowers. Its team of professionals strives to streamline the refinancing process by providing online application options, assisting clients with document preparation, and offering educational resources. Additionally, the staff provides business loans and consulting services. Founder Brad Tippett has been in the mortgage financing industry since 2002.

License Verified:

License: 996877

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
83 East Avenue #117, Norwalk, CT 06851
  • New Construction

Why choose this provider?

1st Premier Mortgage Company LLC works with the people of Stamford and the surrounding areas. Its mortgage officers assist individuals who wish to refinance their existing mortgages for various purposes, such as cashing out equity, consolidating debts, lowering payments, and renegotiating loan terms. They also accommodate those looking to buy their first homes, explaining the borrowing process and the available programs matching their financial needs. The team extends its services to people who speak Hebrew and Spanish.

License Verified:

License: 56365

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (19)
Facebook
0.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
877 Post Road East, Westport, CT 06880
  • Reverse Mortgages
  • New Construction

Why choose this provider?

Westport Mortgage is a locally owned and operated brokerage firm that assists homeowners in Stamford get refinance loans. It helps those who want to reduce their monthly payments, pay off loans faster, convert to a fixed rate, or obtain an adjustable-rate mortgage with better terms through refinancing loans. It also has options for individuals who are combining a primary mortgage with a secondary one. Westport Mortgage supports community endeavors by volunteering for organizations around the area and offering services to the local government.

License Verified:

License: 13791

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2777 Summer St Suite #306, Stamford, CT 06905
  • New Construction
  • Reverse Mortgages

Why choose this provider?

WarCap Home Loans is a mortgage brokerage that offers loan programs and refinancing to clients in the Stamford area. The company helps residential property, vacation homes, and investment property owners with mortgage refinancing through a loan application app accessible on its website. Its NMLS-licensed loan officers then help the clients get lower closing costs, lower interest rates, reduced monthly mortgage payments, and tap into home equity for additional funds. WarCap Home Loans also assists clients in converting their adjustable-rate mortgages to fixed-rate mortgages.

License Verified:

License: 55279

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • Who are the ideal HARP borrowers in Stamford?

    The ideal HARP borrowers in Stamford are those who have mortgages owned or guaranteed by Fannie Mae or Freddie Mac. These borrowers should obtained the loan before May 31, 2009. They are the people who have no equity, still have adjustable rate mortgages on their homes, and have settled payments on time despite the financial crises during the mid-2000s.

  • How can you qualify for the VA Streamline Refinance Program in Stamford?

    In order to qualify for the VA Streamline Refinance Program in Stamford, you must prove that the program will benefit you financially. You should also have a current VA home loan and prove that you have settled payments on time. In addition, your new monthly payment for the VA IRRRL must be lower than your previous VA loan monthly payment.

  • In Stamford, what could be the other option aside from refinancing a mortgage loan?

    If you have been struggling to pay your mortgage loan in Stamford, you can ask your lender to recast the amortization of your mortgage. If you obtained your mortgage for at least five years and your monthly payments are always on time, you may qualify for a mortgage recast. Your loan will be recalculated to allow you to pay the amortizing fees over the period of your loan.

  • Can you not pay for the loan origination fees in Stamford?

    No. You cannot avoid the loan origination fees because it is one of the most common refinancing costs in Stamford. Loan origination is an important process because this will help you prepare and evaluate your loan documents. Usually, this is 1.5% of the principal, but you can still look for better rates by inquiring from different mortgage lenders.

  • Do you have the right to cancel your refinance application in Stamford?

    Yes. You can cancel your refinance application in Stamford three business days before the signing. You need to send a letter that indicates the reason why you will not push through the application. The letter must include a return receipt. You can cancel your refinance application if you think that your income is not enough for paying the loan.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

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