Expertise.com

2024

Last updated:

Best Life Insurance Companies in Connecticut

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Connecticut Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

157349Reviewed

94414Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Connecticut
  • Health Insurance
  • Life Insurance

Why choose this provider?

B&A Benefit Solutions is a locally owned and nationally represented independent insurance agency. It helps residents of the state of Connecticut build insurance protection plans tailored to their current situation. Its team assists clients in comparing and selecting the coverage, pricing, and billing options offered by their various partner carriers. Among the products it offers are term life and whole life insurance. Clients can also turn to B&A Benefit Solutions for health insurance and Medicare plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Facebook
5.0 / 5 (39)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Connecticut
  • Individual Plans
  • Health Insurance
  • Life Insurance

Why choose this provider?

Housatonic Valley Insurance (HVI) helps Connecticut residents achieve financial security through its life insurance policies. It aims to protect family members in the event that the client meets an accident and becomes incapacitated or passes away. Its team explains the processes of obtaining programs and their benefits to policyholders. The company represents different providers, which allows clients to choose from several customizable plans, from personal to business policies. HVI has been in the industry since 1931.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Connecticut
  • Health Insurance
  • Life Insurance

Why choose this provider?

Tracy Driscoll is an independent company that offers insurance services in Connecticut. Since 1920, its team has been providing risk management solutions to protect individuals and families from financial losses in case of unexpected events. The organization helps clients obtain term and permanent life insurance that can cover their mortgage and investment expenses. It also processes health, auto, general liability, and workers' compensation insurance. Tracy Driscoll works with companies such as Andover, CNA, First Insurance Funding, and Hanover.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (34)
Google
4.7 / 5 (32)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Connecticut
  • Life Insurance

Why choose this provider?

Prestige Insurance Group serves individuals and families living in Connecticut who have life insurance needs. These policies include whole and term-life plans and programs that shield against short-term disability. Healthcare options are available, which answer for dental work and vision correction procedures. The company also has non-life coverage for automobile, business, and house owners. It is led by Mike Rivera and Marilyn Cruz, who have more than 24 years of combined insurance industry coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Connecticut
  • Life Insurance

Why choose this provider?

Connecticut Insurance Exchange of Southington, LLC, serves people in Connecticut. It offers life insurance policies that provide policyholders and their loved ones lifelong financial protection. Its independent insurance brokers assist customers in making sense of their financial situation and determining whether term or permanent life insurance is best for them. The company takes a comprehensive customer service approach by utilizing its extensive network of insurance companies to check if all aspects of its clients' lives are protected in the long run.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (39)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Connecticut
  • Life Insurance

Why choose this provider?

Bearingstar Insurance is an independent agency located in Connecticut and Massachusetts, serving individuals, families, and businesses for more than a decade. It provides both term life and permanent life insurance policies. The agency also offers related plans such as disability income, long-term care, and group benefits policies. Other personal insurance products include home, renters', auto, and umbrella insurance. In addition, it provides a wide range of commercial insurance products. Bearingstar Insurance is a member of the Arbella Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Facebook
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
Connecticut
  • Life Insurance

Why choose this provider?

Dryden Agency is an insurance agency that provides coverage for individuals, families, and businesses across Connecticut. It has a broad selection of products, such as life insurance plans, as well as coverage for automobiles, homeowners, motorcycles, businesses, and floods. The agency represents various insurance companies like Progressive, Travelers, Nationwide, The Hartford, and Kemper. Its agents work with clients to provide them with an insurance plan that matches their situation and preference. Dryden Agency has been in the industry for more than five decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Connecticut
  • Long Term Care
  • Life Insurance

Why choose this provider?

The Thompson Agency is a life insurance company serving the communities of Connecticut. The company provides a range of services, including life insurance, annuities, long-term care, impaired risk, and disability plans. The agency ranks among the organizations that provide identity protection. The business has worked with numerous benefit brokers, independent casualty and property agencies, and advisers and planners for life insurance. It was recognized as a leader in digital marketing by the Young Insurance Professionals in 2016.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (2)

Website
Connecticut
  • Health Insurance
  • Life Insurance

Why choose this provider?

Insurance Associates, Inc. is a New Britain-based independent agency that caters to clients throughout Connecticut. It advises individuals seeking to obtain life insurance policies. It also offers other personal insurance products, including homeowners' and automobile plans. To help commercial clients prevent significant financial risk, the agency provides policies that manage costs related to professional liability. Paul D'Addabbo, its president, has spent more than three decades in the financial services industry. He holds a Certified Insurance Counselor designation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Connecticut
  • Life Insurance

Why choose this provider?

Wilcox & Reynolds Insurance is a family-owned and family-operated agency serving the residents of Connecticut. It provides term, group, and whole life insurance policies to help beneficiaries pay off debts, bills, and tuition if policyholders die prematurely due to illness or accident. The independent agency works with several insurance companies, such as Safeco, Central, and Travelers, to provide products and services that match clients' needs. It has more than 75 years of experience helping clients mitigate and manage risks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (41)
Facebook
4.8 / 5 (29)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Connecticut
  • Individual Plans

Why choose this provider?

Bogden Insurance Agency is an independent business that serves customers in the area of Connecticut. The locally owned and operated agency offers various personal and commercial lines such as condo, umbrella, home, auto, and life insurance. It also works with multiple insurance carriers to provide clients with a comparison of policies that will meet their needs and financial standing. Bogden Insurance Agency has been serving the residents of Delaware with various insurance solutions since 2008.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (10)
Facebook
4.7 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Connecticut
  • Health Insurance

Why choose this provider?

Since its inception in 1984, Security First Insurance Group has worked to protect the future of families in Connecticut and promote financial growth by crafting a comprehensive personal, business, or life insurance policy. It carries term life, universal, whole, and variable life insurance products, as well as medical and disability policies. In addition to serving individuals and their families, the company caters to businesses by providing group life insurance plans and voluntary employee benefit programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.1 / 5 (12)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

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