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Best Financial Advisors in Highlands Ranch

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SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

Highlands Ranch, CO
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Business Description

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Price: Free consultation

Charter Financial Resources logo
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Charter Financial Resources

9335 Commerce Center St Unit B5, Highlands Ranch, CO 80129
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  • Tax Planning

Business Description

Charter Financial Resources, a full-service investment advisory and financial planning firm founded in 1999, caters to the residents of Highlands Ranch and the surrounding areas. It helps clients save for retirement, protect their legacy, and obtain their financial goals by providing them with a broad range of services, including investment advisory, and financial, estate, tax, and insurance planning. The company also offers tax preparation services. Rick Martin, its associate advisor, is a certified public accountant.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
David M. Kaufmann, CPA logo
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David M. Kaufmann, CPA

2831 Wyecliff Way, Highlands Ranch, CO 80126
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  • Financial Planning
  • Finance Planning

Business Description

David M. Kaufmann, CPA, offers accounting, tax preparation, and tax planning services to Highlands Ranch residents. He provides tax-related solutions that are crucial in creating effective financial plans. Kaufmann advises on trust or estate, investment income, and divorce tax consequences. He is part of the Denver Tax Software, Inc., whose research gave him the opportunity to improve his knowledge on taxation and financial planning. Kauffman is a member of the American Institute Of CPAs Tax Division and the Colorado Society Of CPAs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (182)
Four Points Wealth Management logo
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Four Points Wealth Management

6400 S Fiddlers Green Cir #250, Greenwood Village, CO 80111
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  • Certified Financial Planner (CFP)

Business Description

Four Points Wealth Management caters to the financial planning needs of individuals in Highlands Ranch who pursue an active lifestyle. Its advisors help with investment management by customizing investment strategies and solutions. They assist in creating retirement income, planning social security, and dealing with risks. In addition, they advise individuals on how to pay taxes strategically and how to build and leave a legacy. Four Points Wealth Management also guides individuals and families through private wealth management and business succession planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (6)
Front Range Financial logo
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Front Range Financial

2305 E Arapahoe Rd, Centennial, CO 80122
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  • Certified Financial Planner (CFP)

Business Description

Front Range Financial is a full-service financial consulting firm serving clients in Highlands Ranch. The company has financial advisors who help retirees and individuals in financial planning, which includes investment, social security, and retirement planning assistance. It also handles tax reduction planning, asset protection, and wealth management. It provides other services such as estate conservation and insurance planning. The company's founder and director, Lex Hackley, is an investment advisory representative who conducts workshops on various financial subjects.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeanne M Adams CPA PC logo
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Jeanne M Adams CPA PC

10126 Cedar Street, Firestone, CO 80504
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  • Retirement Planning

Business Description

Jeanne M Adams CPA PC is a full-service accounting firm that serves individuals and businesses in Highlands Ranch and the surrounding areas. Although mainly focused on tax, accounting, and QuickBooks services for businesses, the firm also assists private individuals with personal financial planning, retirement planning, estate planning, and elder care matters. Business owner clients praise Jeanne M. Adams for preparing their financial documents in a timely manner and simplifying complex accounting and tax matters for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jenkins Wealth logo
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Jenkins Wealth

8310 S. Valley Highway, Suite 205, Englewood, CO 80112
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  • Certified Financial Planner (CFP)
  • Financial Planning
  • Wealth Management
  • Investment Advisor

Business Description

Jenkins Wealth is a wealth management firm that offers comprehensive services to the Highlands Ranch metro. The company helps clients in protecting their money through services such as wealth management, retirement planning, and guidance on life insurance and long-term care. Its professionals, led by CEO Brad Jenkins, assist clients in growing their money by creating investment management plans and strategies. Jenkins, a Certified Financial Planner, has more than two decades of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Miller & Associates CPAs LLC logo
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Miller & Associates CPAs LLC

8120 S Holly St., Suite 200, Centennial, CO 80122
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  • Tax Planning
  • Tax Preparation

Business Description

Miller & Associates CPAs, LLC, offers personal finance and tax preparation assistance to clients in Highlands Ranch. It provides financial guidance to help increase its customers' equity position and to reduce their tax liabilities. The agents of the company look into their financial goals and craft plans they can follow and implement. They also teach their clients about tax, financial, estate planning, as well as college savings plans. President Mike Miller, who has been a CPA since 1997, is an American Institute of Certified Public Accountants member.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (42)
Facebook
5.0 / 5 (16)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Morgan Rosel logo
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Morgan Rosel

1805 Shea Center Dr., Suite 420, Highlands Ranch, CO 80129
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  • Estate Planning

Business Description

Morgan Rosel offers financial planning and wealth management services to clients in Highlands Ranch. The firm delivers estate and tax planning, real estate investment consulting, and small business advisory. It provides financial guidance to high net worth families and individuals, recipients of inheritances or pension lump sums, and employees nearing retirement. Managing partner David Morgan is a CFP who worked for large firms on Wall Street for over 20 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paller Financial logo
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Paller Financial

9000 E. Nichols Ave., Ste. #120, Centennial, CO 80112
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  • Certified Financial Planner (CFP)

Business Description

Paller Financial is a company that caters to the needs of clients in Highlands Ranch and the neighboring communities. It handles a wide range of services, including financial planning and analysis, investment management, small business advising, retirement planning, and tax preparation and management. The firm also assists with the sale of real estate properties and businesses. Paller Financial was established in 1992. Its founder, Mark Paller, is a Certified Financial Planner and certified public accountant.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Personal Financial Management logo
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Personal Financial Management

1805 Shea Center Drive, Suite 220, Highlands Ranch, CO 80129
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  • Certified Financial Planner (CFP)

Business Description

Personal Financial Management is a firm that serves clients in Highlands Ranch. It offers personalized wealth management solutions to individuals, families, and businesses. The firm's financial advisors are equipped to assist clients through the process of understanding and applying strategies to develop and protect their finances and assets. They handle retirement, investment, and tax planning matters. The firm's managing director and head of personal financial management, Joe Duran, is a member of the Consumer and Wealth Management Inclusion and Diversity Council.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vertex Financial Group logo
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Vertex Financial Group

640 Plaza Drive, Ste 120, Highlands Ranch, CO 80129
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  • Financial Planning

Business Description

Vertex Financial Group is a residential mortgage provider serving Highlands Ranch. Its loan advisors offer advice to help clients determine the best refinancing options based on their unique situations. Among the refinancing choices available are investment property, primary residence, and second home. They also assist clients regarding loans and help them navigate the complex process of buying a home. They also work with various mortgage lenders and offer various packages to help determine the type of loan.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (36)
Google
4.4 / 5 (28)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wealth Strategies logo
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Wealth Strategies

6455 South Yosemite Street, Suite 425, Greenwood Village, CO 80111
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  • Estate Planning
  • Wealth Management
  • Insurance Products
  • Retirement Planning

Business Description

Wealth Strategies is a team of financial advisors that serves the residents of the Highlands Ranch metro. The team offers a wide range of financial services designed for each client's goals and needs. With over 30 years of industry experience, these advisors assist individuals and families with retirement planning and life insurance strategies. They remain active in giving back to the community by supporting various endeavors, such as Project Angel Heart's 2021 Virtual Summer Cereal Drive and Bike for Multiple Sclerosis.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
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Frequently Asked Questions

Introduction

There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

  • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
  • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
  • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
  • An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

Are financial advisors worth it?

Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

What does a financial advisor do?

Financial advisors can have many types of specialties. Generally, a financial advisor advises on or helps to execute a financial plan. Some examples include assisting people with getting out of debt, building out an investment portfolio, and handling taxes.

How much money do I need to work with a financial advisor?

There’s no specific income level you need in order to work with a financial advisor, but there may be a minimum investment amount for certain types of services. Some financial advisors won’t manage your money unless you have $100,000 or more to invest, but this isn’t the case with financial coaches or robo-advisors.

What does a financial coach do?

Financial coaches focus on improving your financial literacy and money management skills. For example, they can help you figure out how to pay down your student loans or decide how much money to put away for retirement. They usually charge by the hour and don’t offer asset management services or investment advice.

When should I use a financial advisor vs. doing it myself?

Smart money management can give you freedom and comfort. Being responsible with your money makes it possible to meet goals and pay for major expenses. A financial advisor is trained and can offer you expertise that would otherwise take years to learn. They know how to save you money and make it go further.

How do I know if my financial advisor is trustworthy?

Because financial advisors aren’t licensed or regulated, it’s up to the client to make that determination for themselves. However, if your advisor is a fiduciary, that means they’re legally bound to act in your best interest. Some types of advisors, including Certified Financial Professionals (CFPs), are held to fiduciary standards.

What\'s the difference between a financial advisor and a financial planner?

The term financial advisor is a broad phrase that encapsulates many specialties, including financial planner. It's similar to how doctor applies to different physicians, while a cardiologist is a specialty doctor. A financial planner helps their client plan to achieve long-term financial goals, such as saving for a house or retirement.

Are financial advisor fees tax deductible?

Until 2018, financial advisor fees were tax deductible as a miscellaneous expense. However, the Tax Cuts and Jobs Act elimited that deduction until at least 2025.

What is a financial consultant?

A financial consultant and a financial advisor are essentially the same. In recent years, financial consultant has become a less popular term, with financial advisor being much more common. Sometimes, the financial professional may opt for the term consultant when offering services to a business rather than an individual.

What is a robo-advisor?

A robo-advisor is essentially an algorithm that manages your investment portfolio for you. Because their services are automated, you’ll pay less than you would for a human advisor — often between 0.25% and 0.50%. They don’t require large initial investments either, making them a popular choice for entry-level investors. However, you won’t get the same level of advice that you would get from a personal financial advisor.

What makes someone a fiduciary?

Fiduciary is a legal term for a person who has a legal or ethical responsibility to act in your best interests. For example, a trustee and a beneficiary. A financial advisor may have a fiduciary obligation to make financial choices that are best for you, even if it means they earn less in commissions or fees.

How often should I meet with my financial advisor?

After your initial meeting, you may only need to check in with your financial advisor on a quarterly or annual basis. Ask them in advance how often you can expect to hear from them, and whether they offer in-person, phone, or virtual meetings.

Should your financial advisor be a fiduciary?

It’s important to understand that only some — not all — financial advisors have a fiduciary obligation to their clients. Always ask your financial advisor if they’re bound by fiduciary duty. If not, it’s possible that they’ll push products or services that earn them the highest commission, not necessarily what’s best for you. Opt for a financial advisor bound by fiduciary duty whenever possible.

Can my financial planner help with taxes?

Financial advisors aren’t necessarily accountants or tax preparers, so don’t expect them to prepare your taxes for you. However, they may be able to provide tax-related advice to help you optimize your returns and deductions. If you need an advisor who can file your taxes, look for one who is also a CPA (Certified Public Accountant).

Do I need a financial advisor?

Ask yourself if a financial advisor can fill a need or solve a problem you can’t easily handle on your own. They can be helpful in a wide variety of ways, such as building budgets or financial plans, finding ways to save money on taxes, creating an investment portfolio, or offering investment advice.

How do financial advisors get paid?

Clients pay to work with a financial advisor whether it’s through fees, commissions, or salaries. If they’re paid by client fees or commissions, their salary is tied to how much business they bring in. The harder they work, the more they make. In comparison, a salaried employee is guaranteed their wage no matter how many clients they have.

What experience should I look for in a financial advisor?

 If you have specific goals or a unique financial situation, look for a financial advisor with expertise in that area. For example, some financial advisors specialize in working with millennials or focus on socially responsible investing.

How much does a financial advisor cost?

A financial advisor’s costs depend on their fee structure. Some advisors charge a fee — either hourly or a percentage of the client assets under management. Another common option is to charge a commission on the products sold or investments made.

Should I hire a financial advisor before buying a house?

While not always necessary, a financial advisor could help you decide how large of a mortgage to apply for, how much money to put down, and how to balance the purchase with other savings and investment goals.

How many financial advisors are there in the U.S.?

According to the U.S. Bureau of Labor Statistics, it’s estimated that there are 218,050 financial advisors. California is the state with the highest employment of financial advisors across the nation.

Do banks offer financial advisors?

Yes, many banks have financial advisors on staff. Your bank may also offer incentives to work with their financial advisors, such as lower fees or free accounts. However, it's important to note that many of the bank's financial advisors don't have a fiduciary obligation and might prioritize the bank's products above all else. There is a cost when working with your bank's financial advisor.

Should I hire a wealth manager?

A wealth manager can help offer complex financial planning services, including tax guidance, estate planning, and legal assistance. While you don't have to be a high-income earner to benefit from a financial advisor, a wealth manager is typically for those that have a high net worth. However, many people build wealth and need a wealth manager later on in life.

Is wealth management worth it?

Wealth management is typically worth it for those who need help with multiple endeavors or comprehensive financial situations, such as charitable contributions or investment portfolio management, or want to protect their assets. A wealth manager can also offer you guidance if you’ve been neglecting your finances or making poor judgements.

How can you tell if a financial advisor is bad?

Your relationship with your financial advisor is a very personal one, as you’re trusting them with your wealth and future. Some general signs that your financial advisor is bad include:

  • They can’t answer your financial questions
  • You have worked with them for a while but haven’t seen a financial improvement
  • They don’t provide you with progress reports
  • They don’t check in with you

What do you need to be a financial advisor?

As mentioned, there are over 100 types of certifications for financial advisors. The training or experience you need will depend on which specialty you want to pursue. Generally, financial advisors need to have:

  • A Bachelor’s degree
  • A General Securities Representative license (Series 7 license)
  • A Certified Financial Planner (CFP) certification isn’t mandatory but is often preferred

Where do financial advisors work?

Where a financial advisor works will depend on what type of financial advisor they are. Financial advisors can work at a variety of places, including:

  • Securities and commodity brokers
  • A bank
  • A credit union
  • Independently
  • Insurance companies
  • Financial investment firms
  • Small investment advisory firms

How much do financial advisors make?

In 2019, the national average salary for a financial advisor was $87,850. However, it’s important to note the average salary varies from state to state and the different focus areas — an investment advisor may make a lot more than a financial planner. Lastly, salary can depend on how the individual is getting paid. Financial advisors can be paid by client fees, commissions, or salaries.

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