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2024

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Best Pet Insurance Companies in Highlands Ranch

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Highlands Ranch Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1910Reviewed

1148Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8191 Southpark Lane, Suite 109, Littleton, CO 80120
  • Hereditary & Congenital Conditions
  • Policy Bundle Discount

Why choose this provider?

Insurance Specialists of Colorado offers pet insurance to clients in the Highland Ranch area and nearby communities. Coverage includes accidental injuries, hereditary conditions, and varying degrees of illnesses. Testing and diagnostics are also included, as well as holistic and alternative products. The firm also markets auto, life, and commercial insurance. Each product on its portfolio is customizable. Owner Todd Kirsch has been in the industry for almost 30 years. He also practiced law in the areas of corporations, tax, and securities.

License Verified:

License: 109509

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15179 E Colfax Ave Unit F/G, Aurora, CO 80011
  • Policy Bundle Discount

Why choose this provider?

All Purpose Insurance Group Inc. has been serving individuals, families, and businesses since 2014. It provides Highlands Ranch residents with several lines of personal and commercial insurance, ranging from pet health and valuable items policies to workers' compensation insurance. Its staff shops from carriers such as Liberty Mutual and the Bristol West Insurance Group to find insurance products matching the client's coverage needs and financial circumstances. Claims assistance services are also available. The agency also employs staff fluent in Spanish.

License Verified:

License: 448948

Colorado Department of Regulatory Agencies, Division of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5610 Ward Road Suite 300, Arvada, CO 80002
  • Policy Bundle Discount

Why choose this provider?

Blue Sky Insurance Consultants is an independent agency that works with individuals and families across Highlands Ranch and nearby areas. Since 2010, it has been assisting clients in finding the right protection for their entire families and possessions by offering personal insurance plans, including pets, vehicles, property, and life. Its pet insurance policy from FIGO reimburses owners for their pets' unexpected medical bills associated with sickness or injury. The agency is owned by Laura Wilbur, who has been working in the industry for over 14 years.

License Verified:

License: 352278

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (18)
Google
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1745 Shea Center Drive, Ste 400, Highlands Ranch, CO 80129
  • Policy Bundle Discount

Why choose this provider?

Mountain Storm is a locally owned independent insurance firm serving the pet insurance needs of clients throughout Highlands Ranch and the neighboring metros. The agency works closely with pet parents to assess their specific needs and connects them with its network of insurance carriers to secure policies that provide peace of mind in the event of accidents or illnesses. The agency's owner, Jeff Douglas, has more than 35 years of experience in financial services. He and his team also help with life, health, vehicle, and property insurance.

License Verified:

License: 284213

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (59)
Facebook
5.0 / 5 (31)
Yelp
3.8 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6901 S Pierce St #260, Littleton, CO 80128
  • Policy Bundle Discount

Why choose this provider?

Sean Morton is a State Farm insurance agent that serves residents in Highlands Ranch and the neighboring areas. Morton provides customers with various insurance services and products, including pet, homeowners, auto, and life insurance. He helps clients get different types of insurance plans for their pets, which typically cover illnesses, such as allergies, cancer, and heart disease, injuries resulting from accidents, such as broken bones and bite wounds, breed-specific conditions, and treatments and procedures. Sean Morton has been with State Farm since 2008.

License Verified:

License: 321883

Colorado Department of Regulatory Agencies, Division of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (150)
Facebook
4.7 / 5 (47)
Yelp
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • What in Highlands Ranch is the advantage of selecting an independent pet insurance company?

    An independent pet insurance policy in Highlands Ranch and elsewhere is free to choose from multiple providers without favoring any single entity over another. This gives the client more choices and customization when compared to agents who have to stick to a smaller selection.

  • What factors influence the cost of pet insurance in Highlands Ranch?

    The age and breed of an animal affect the cost of insurance in Highlands Ranch. Older pets are more prone to illnesses, while some pet breeds are more likely to suffer from disorders like hip dysplasia. The place where the owner lives also matters because this influences the likelihood of an accident.

  • Will pet insurance in Highlands Ranch foot the entire medical bill of a pet?

    Pet insurance policies in Highlands Ranch do not usually foot the entire medical bill of a pet. The owner has to pay deductibles and copayments before the reimbursement from the insurer kicks in. If you meet your deductible for the year, the insurance may cover the entire cost, but this is the exception rather than the rule.

  • Why would a pet owner in Highlands Ranch select accident-only insurance over accident and illness coverage?

    A pet owner in Highlands Ranch may opt for accident-only insurance over accident and illness coverage if it makes economic sense. A pet may be perfectly healthy and have little genetic predisposition to disease, making accidents the only likely health risk to protect against. Since accident-only coverage is cheaper, it could be a better choice in these cases.

  • Are wellness treatments like grooming and routine veterinary visits covered by pet insurance in Highlands Ranch?

    In Highlands Ranch, wellness treatments like grooming and routine veterinary visits are typically not covered by pet insurance. Insurers cover conditions that are unexpected and that come in the future, meaning preventative measures and routing grooming are not covered. You do have the option to have these services covered by adding them to your basic plan at a price.

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