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Best Pet Insurance Companies in Fort Collins

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Collins Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

4020 S College Ave Unit 4, Fort Collins, CO 80525
WebsiteLicense: 2337905 Rating

Review Sources

5.0 (40)
5.0 (2)

Why choose this provider?

Sean Curry provides the residents of Fort Collins with pet insurance for their furry companions. The Allstate agent offers pet health policies that cover costs for treating dog and cat injuries and routine care. The insurance covers treatment for cancer, diabetes, allergies, and hyperthyroidism. Its coverage encompasses surgical costs, nursing care, hospitalization, and diagnostic and laboratory tests that include MRIs. Plans also include medications, alternative therapies, and genetic conditions. Curry has over two decades of industry experience.

  • Policy Bundle Discount

155 E. Boardwalk Drive, 4th Floor #403, Fort Collins, CO 80525
WebsiteLicense: 115073 Rating

Why choose this provider?

Alan Romero Agency caters to individual and business clients in Fort Collins and the surrounding areas. Alan Romero is an independent agent whose mission is to help consumers choose the appropriate policy according to their needs. He handles various policies, including pet insurance. He assists pet owners in determining coverage levels based on their preference and their pets' health. Alan Romero Agency also provides insurance stress tests to evaluate coverage impact on clients' finances. It represents more than 140 carriers, including Safeco, Lemonade, and Progressive.

  • Policy Bundle Discount

603 Kimbark St, Longmont, CO 80501
WebsiteLicense: 36725 Rating

Review Sources

4.0 (20)

Why choose this provider?

Wes Parker has been offering clients in Fort Collins insurance products from State Farm since 1993. One of the protection plans he and his team members offer is pet insurance, assisting clients in signing up for suitable plans for their cats or dogs. They identify the needs and circumstances of animals like breed-specific conditions, medications, prosthetic devices, and hospitalization to recommend applicable policies. The team also assists in adding extra coverage like alternative treatment and neutering.

  • Life Insurance

140 Boardwalk Drive Unit E, Fort Collins, CO 80525
WebsiteLicense: 187522 Rating

Review Sources

4.9 (26)

Why choose this provider?

Erin LeVan is a full-service insurance agent with State Farm who assists individuals, families, and businesses in Fort Collins. Since joining the company in 2004, she has helped owners take better care of their cats and dogs through pet insurance, which covers financial costs when pets get unexpectedly sick or injured, including healing costs. It also protects owners from monetary losses due to surgeries, laboratory tests, hospital stays, prescriptions, veterinary supplements, and prosthetic devices and carts.

  • Individual Plans
  • Life Insurance

262 E Mountain Ave Ste 100, Fort Collins, CO 80524
WebsiteLicense: 253327 Rating

Review Sources

5.0 (13)
5.0 (4)

Why choose this provider?

Peter Vlcek is an insurance agent at Farmers Insurance who serves individuals, families, and business owners in and around the Fort Collins metro. For over 11 years, he has been providing various insurance products, such as pet, recreational, business, and life. Pet health insurance coverage includes prescription medicines, illnesses like allergies and ear and skin infections, physical rehabilitation, and cancer treatments. Pet policyholders also receive behavioral-related advice from veterinarians through email and text messages. Vlcek supports the Alliance for Suicide Prevention of Larimer County.


  • Why is pet insurance crucial for pet owners in Fort Collins?

    In the event of a veterinary emergency, the financial protection offered by pet insurance is invaluable. It stresses the importance of preventative care, including annual checkups, vaccinations, and parasite prevention. It also ensures pets receive the finest care possible. Having insurance means Fort Collins pet owners can prioritize their pet's health and safety over any financial worries that may arise.

  • Why should Fort Collins pet owners have regular wellness exams for their pets?

    Regular wellness exams are essential because pets often conceal illnesses or injuries. Detecting issues early can prevent prolonged discomfort for pets in Fort Collins. Elderly pets should have these check-ups semi-annually due to increased health risks. For young pets, numerous visits in their first year are crucial, covering vaccinations, spaying/neutering, and microchipping.

  • How can Fort Collins residents seek immediate assistance regarding their pet's health?

    Many pet insurance companies in Fort Collins offer a 24/7 veterinary helpline. Pet owners can directly engage with skilled veterinarians through chat or phone, receiving timely advice for their animal's well-being. When veterinary clinics are closed, this service proves to be beneficial. Additionally, it saves pet owners from unnecessary vet visits.

  • What makes Fort Collins a location where pet insurance is highly advised?

    Fort Collins' diversified outdoor environment makes pet insurance highly advised in the area. Potential risks include rough terrains causing paw injuries and unclean water sources exposing pets to infections. Additionally, the region is home to tick species that can spread diseases, including Rocky Mountain spotted fever and Colorado tick fever. Securing insurance provides protection against the financial implications of these hazards.

  • Which pet insurance deductible should Fort Collins pet owners choose: annual or per-condition?

    Fort Collins pet owners should base their decision on their pet's health history. An annual deductible is more cost-effective if a pet has various distinct injuries or illnesses throughout the year. On the other hand, a per-condition deductible could be more economical for a pet with a single health issue requiring numerous vet visits but no further problems.