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Best Local Car Insurance Agencies in Fort Collins

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Collins Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



4Top Picks

Learn about our selection process.


featured provider = Featured Provider

2627 Redwing Road, Suite 160, Fort Collins, CO 80526
WebsiteLicense: 142907 Rating

Review Sources

5.0 (34)
4.9 (14)

Why choose this provider?

Insurance Specialties is an independent insurance brokerage servicing clients in the Fort Collins metro and nearby areas. The company specializes in auto and home insurance products and offers comprehensive auto insurance policies that provide state-required coverage for liabilities, damages, and medical payments. SR-22 coverage can also be added for high-risk drivers. Insurance Specialties has been serving for over 30 years and has extensive experience covering specialty cars, motorcycles, boats, and ATVs.

  • Bundling Option
  • Motorcyle & ATV

3675 South College Avenue, Fort Collins, CO 80525
WebsiteLicense: 383826 Rating

Review Sources

5.0 (42)

Why choose this provider?

The Doebbeling Agency is an independent insurance company based in Fort Collins. Its auto insurance agents can design customized policies that fit the unique financial needs of clients. They educate policy buyers about the factors that determine insurance premiums, such as driving record, car model, home location, and credit score. The agency’s owner, Ashley Doebbeling, has earned the Chartered Property and Casualty Underwriter designation and has been in the insurance industry for over 20 years.

  • Bundling Option

4532 Mcmurry Avenue, Fort Collins, CO 80525
WebsiteLicense: 139903 Rating

Review Sources

4.5 (24)
5.0 (7)

Why choose this provider?

Mountain Plains Agency, Inc., is a locally owned and operated agency that provides car insurance services to clients in Fort Collins. Established in 2005, its team of agents specializes in creating personal and commercial insurance policies that are tailored to the clients' needs. They work with various insurance carriers in providing personal and business insurance plans. The Mountain Plains Agency team is committed to treating clients with loyalty and providing excellent and detailed service.

  • Multiple Carriers

1531 Riverside Avenue, Fort Collins, CO 80524
WebsiteLicense: 45177 Rating

Review Sources

5.0 (2)

Why choose this provider?

Skies West Insurance Agency is an independent and family-owned auto insurance provider that has been serving Fort Collins and other areas in Northern Colorado since 1981. They work with several leading insurance carriers to ensure that they will provide the best rates that fit their clients' needs. They offer auto insurance coverage for a variety of vehicles including personal, collectors, and classic vehicles. They also provide coverage for other personal and business insurance.

  • Multiple Carriers


  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is there a way to minimize the cost of your car insurance in Fort Collins?

    Reducing the cost of your car insurance in Fort Collins can be achieved by maintaining a safe driving record. Secondly, choosing a more budget-friendly vehicle can result in reduced insurance expenses. Additionally, bundling your car insurance with other policies from the same provider, such as homeowners insurance, can yield discounts. It's also advisable to inquire about available discount programs with your local car insurance agency.

  • What is the advantage of getting a commercial auto insurance cover in Fort Collins?

    Commercial auto insurance in Fort Collins is beneficial for business vehicles because it covers the same risks as personal auto insurance but also includes extras, like coverage for rental cars used for work travel and protection when employees use their own cars for business errands. Additionally, commercial auto insurance typically offers higher coverage limits, ensuring that your business is well-protected.

  • What does a collision policy in Fort Collins car insurance cover?

    Collision insurance in Fort Collins covers damages caused by a car crash with another vehicle or object. It can also protect non-collision cases such as car theft and vandalism. Collision insurance, in other words, pays for the replacement or repair of vehicles up to their market value after subtracting the specified amount in the policy.

  • What factors determine the cost of car insurance in Fort Collins?

    The price of your auto insurance in Fort Collins hinges on numerous elements, which include the expense of repairing your vehicle, your annual mileage, and the safety features of your car. The other considerations in determining your car insurance cost may include personal factors, such as your driving record, homeownership status, and credit rating.

  • Are you allowed to get car insurance in Fort Collins even if your license is suspended?

    You can get car insurance in Fort Collins even if your driver's license is suspended. Most insurance companies don't offer coverage to drivers with suspended licenses, but you can get a hardship license or file an SR-22 form. You can also buy a policy and name someone with a valid license as the primary driver or be added as an excluded driver on someone else's policy.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.