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Best Mortgage Brokers in Fort Collins

2023

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Website
Fort Collins, CO
  • VA Specialists
  • Purchase
  • Refinance
  • New Construction
  • First Time Homebuyer

Why choose this provider?

Uptown Mortgage is a locally owned brokerage firm that has been serving Fort Collins and the surrounding areas since 2000. Its loan originators explain the process to clients and show them the options available. FHA, USDA, VA, and conventional mortgage are among the programs they offer. The staff walks customers through the entire loan procedure as part of its commitment to provide white-glove services. Uptown Mortgage also works with people looking to buy or refinance a home in Florida, Georgia, Iowa, Texas, and Washington.

License Verified:

License: 167768

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (80)
Yelp
5.0 / 5 (79)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

848-BookPro
Fort Collins, CO

Why choose this provider?

Need help contacting a Mortgage Broker in Fort Collins? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
375 East Horsetooth Road, Fort Collins, CO 80525
  • Refinance

Why choose this provider?

Summit Home Mortgage, LLC, is a team of mortgage professionals serving the residents of Fort Collins. The company offers home purchase and refinancing options and assists clients in meeting their short-term and long-term financial goals. Its website provides mortgage and refinance calculators to help borrowers estimate their monthly charges. A Certified Financial Planner, Mike Chevalier, its loan originator, has over 15 years of experience as a financial advisor. He works with his wife, Virginia, on offering mortgage solutions.

License Verified:

License: 385453

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
123 North College Avenue, Fort Collins, CO 80524
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Serving in the North and South Denver and Fort Collins areas, Excel Financial Group, LLC is a home loan and mortgage company owned by Bryan Emmett and Corey Seitz. Its mortgage products include home purchase, jumbo, and cash-out home loan programs. The business works directly with its clients to achieve financial solutions, finding the right mortgages or loan programs. Excel Financial Group, LLC was awarded Top 100 Mortgage Brokerage by the Association of Independent Mortgage Experts in 2019.

License Verified:

License: 389894

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (76)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4700 South College Avenue, Fort Collins, CO 80525
  • New Construction
  • Refinance

Why choose this provider?

Dynamic Mortgage Concepts, Inc., is a mortgage lending company serving Fort Collins and the rest of Colorado since 2008. Whether a client is purchasing a home, refinancing an existing mortgage, or completing a construction loan, the company's mortgage brokers help navigate through an extensive line of mortgage products such as conventional loans, FHA loans, VA loans, and jumbo loans. There are also special programs available like 203K rehabilitation loans, reverse mortgages, and VA IRRL.

License Verified:

License: 480957

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
2950 East Harmony Road, Fort Collins, CO 80528
  • New Construction
  • Refinance

Why choose this provider?

Jill Hartman is a loan originator in Fort Collins who works for Gateway Mortgage. She gives walk-throughs on mortgage, vehicle, and personal loan processes. She also assists in refinancing and renovation financing. Moreover, Hartman provides commercial and corporate banking solutions, as well as specialized finance, jumbo mortgages, premium deposit products, and recreational property loans. Gateway Mortgage has served more than 100,00 clients in 20 years and has been included in the 50 Best Companies to Work For by the Mortgage Executive Magazine.

License Verified:

License: 481108

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
712 Whalers Way, Fort Collins, CO 80525
  • Refinance

Why choose this provider?

Kim Beirne is a branch manager and loan officer at Loan Simple. She assists customers in the community of Fort Collins and its surrounding areas. Beirne provides professional guidance to first-time homebuyers in the entire process of home buying and refinance. She offers a wide range of loan types, including VA, conventional, and FHA loans. Additionally, Loan Simple lets clients to DIY their own way throughout the entire mortgage process. The business also donates to Reading is Fundamental and Feeding America.

License Verified:

License: 243188

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (12)
Yelp
1.0 / 5 (2)

Website
123 North College Avenue, Fort Collins, CO 80524
  • Refinance

Why choose this provider?

Bruce Jenkins is a mortgage consultant who serves clients in Fort Collins. He has also been a partner in the Excel Financial Group for over 11 years. Bruce and his team help their clients purchase houses, refinance outstanding loans, and consolidate debts by providing financial solutions that fit their needs. Working with over 20 mortgage lenders, they offer loan programs such as refinance, purchase, conventional, jumbo, FHA, and VA loans. Moreover, they handle fixed-rate and adjustable-rate mortgages and USDA Rural Development loans.

License Verified:

License: 302209

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1318 South College Avenue, Fort Collins, CO 80524
  • Refinance
  • Reverse Mortgages

Why choose this provider?

TST Financial serves as a source of mortgage options for Fort Collins residents. With years of experience in the residential lending industry, the service provider offers a wide variety of loan packages, including ARM, conventional, construction, home equity, jumbo, and FHA. Its agents also process deals for refinancing, reverse, VA, and USDA. Borrowers are also given a choice to choose their premiums, whether single, lender-paid, or annual. TST Financial is committed to going above its clients' expectations.

License Verified:

License: 818550

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Website
2815 East Harmony Road, Fort Collins, CO 80528
  • Multi-Family Loans

Why choose this provider?

Established in 2011, Harmony Brokers is a Fort Collins-based real estate broker and lending company. The company helps clients apply for mortgages and refinance their existing mortgages. Its website contains resources that can assist clients through the mortgage process such as a mortgage calculator and a digital mortgage application form. Founder Jeff Theisen has worked in the banking and real estate industries for 25 years. In addition, he has been a real estate agent since 2003.

License Verified:

License: 397446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
149 West Harvard Street, Fort Collins, CO 80525
  • Refinance

Why choose this provider?

Integrity Lending Solutions is a mortgage brokerage firm that caters to clients in Fort Collins and in nearby communities. It was established in 2005 by Colorado natives and mortgage experts, Mark Martino and Justin Obert. They can compare and offer various loan programs such as FHA, VA, and USDA loans. They can also examine a client's existing loans to recommend refinancing programs for both fixed and flexible terms. Furthermore, Integrity Lending Solutions employs a dedicated loan processor to help close deals within 30 days.

License Verified:

License: 163052

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Website
3615 Mitchell Drive, Fort Collins, CO 80525
  • Refinance

Why choose this provider?

1st City Mortgage Group consists of a mortgage consultant and loan officers whose area of expertise is on residential mortgages. They have the in-house resources and experience to serve clients in Fort Collins looking to make a home purchase or refinance a mortgage. The mortgage professionals guide the clients through the loan process, including approvals. They tailor the loan products to the individual's goals. They also extend their services to other loan types, such as home equity and debt consolidation.

License Verified:

License: 243488

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (56)
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3665 John F Kennedy Parkway, Fort Collins, CO 80525
  • Refinance

Why choose this provider?

The Premier Mortgage Group is a division of Cherry Creek Mortgage, LLC serving clients in Fort Collins. Established in 1986, the Colorado-owned and operated company incorporates new ideas and strategies into conservative business practices. This approach presents clients with sensible and straightforward home purchase and refinancing options that meet their long-term financial goals and objectives. Founder Nick Peterson was a loan officer for 16 years and worked in consumer insurance and investment planning.

License Verified:

License: 695367

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.