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Best Mortgage Brokers in Longmont

2023

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Website
7478 Park Circle, Boulder, CO 80301
  • Reverse Mortgages

Why choose this provider?

Colorado Reverse Mortgage serves the Longmont metro and surrounding areas. The company offers a reverse mortgage program to help senior citizens improve their quality of life and maintain financial independence. The reverse mortgage program enables clients to pay off their loans or establish their credit lines, sell their homes anytime or pass them to their heirs, and supplement their retirement income. The loan process includes answering clients' questions and helping them decide on options that help meet their retirement needs and goals.

License Verified:

License: 213789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7500 W Mississippi Ave., Denver, CO 80226
  • Refinance

Why choose this provider?

Land Above Ground Realty & Mortgage caters to people throughout Longmont. The company has experience working with aspiring homeowners, offering programs like FHA and VA loans. It also sets up hybrid ARMs, programs that combine the characteristics of adjustable-rate loans with fixed-rate mortgages. It provides other solutions for commercial clients and discusses their options to help them obtain properties like retail stores, offices, and apartments. The firm has been operating in the industry since 2006 and partners with more than 50 lending organizations.

License Verified:

License: 1012828

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (62)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12412 York St., Thornton, CO 80241
  • Refinance

Why choose this provider?

Lockstep Mortgage serves clients in Longmont and the surrounding areas. It provides loan solutions for clients looking to purchase or refinance a mortgage based on their unique scenarios. It offers adjustable-rate and 15-year and 30-year fixed-rate mortgages with various loan types, including conforming, jumbo, super jumbo, FHA, VA, and USDA. The firm has five-year to 30-year terms available. Lockstep Mortgage is headed by mortgage loan officer Dan Green, who has over 15 years of experience in the industry.

License Verified:

License: 1245420

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)
Facebook
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2505 Walnut St Suite #300, Boulder, CO 80302
  • Alternative Income Documentation Loans

Why choose this provider?

The Brian Manning Team provides mortgage services across Longmont and the neighboring communities. It aims to help individuals reach their financial goals and home purchasing needs by assisting them in applying for mortgage loan programs. It also handles mortgage refinance solutions. The company extends its services throughout Arizona, Wyoming, Florida, California, and Illinois. Its founder, Brian Manning, has been in the mortgage lending industry for more than two decades. He has also closed over 4,000 loans.

License Verified:

License: 324952

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (205)
Facebook
5.0 / 5 (116)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
200 Union Boulevard, Suite 110, Lakewood, CO 80228
  • Refinance
  • New Construction

Why choose this provider?

Nathan Mortgage offers diverse lending options to aspiring homeowners in Longmont. It provides access to more than 40 lenders carrying different programs, including conventional, adjustable-rate, reverse, jumbo, government-backed, and CHFA loans. The broker caters to first-time homebuyers, self-employed individuals, and financially challenged borrowers. It prepares simplified proposals and finds loan arrangements suitable to clients’ needs. Its lock-and-shop program allows homebuyers to secure interest rates while searching for properties. As a former underwriter, company founder Nathan Beauchamp presents clients' finances in a way that lenders understand.

License Verified:

License: 862651

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1900 9th Street Ste 310, Boulder, CO 80302
  • Refinance

Why choose this provider?

Since 2000, Mutual Security Mortgage has been a locally operated lending service firm that caters to people in the Longmont metro and the surrounding areas. Its mortgage brokers handle financing programs, such as conforming, conventional, FHA, jumbo, and VA loans, as well as fixed-rate mortgages. Its portfolio also includes new home purchase assistance and solutions for loan refinancing and debt consolidation. Mutual Security Mortgage's team of loan originators has more than 60 years of combined industry experience.

License Verified:

License: 475605

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (13)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
325 Dusk Ct, Erie, CO 80516
  • Refinance

Why choose this provider?

Your Mortgage Copilot serves individuals throughout the Longmont community and the neighboring areas. The company provides FHA loan programs, which allow clients to choose 15- to 30-year terms based on their financial goals and needs. It offers other loan options, including USDA, VA, jumbo, conventional, fixed, and adjustable. It also carries renovation loan options for individuals with 580 or higher credit scores who wish to improve or upgrade their homes. Company founder Elliott Bowman is licensed in Arizona, Florida, and Washington.

License Verified:

License: 1982189

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1271 Banner Circle, Erie, CO 80516
  • Refinance

Why choose this provider?

Kimberlee Clancy is a mortgage broker and owner of Mindful Mortgage Group. She serves individuals and families wishing to purchase homes in Longmont using mortgage loan programs, including VA, FHA, and USDA. Kimberlee guides clients in obtaining and submitting pre-approval requests and comparing mortgage rates and terms to help them choose loans suitable for their needs and goals. In addition, she assists homeowners wanting to use mortgage refinancing solutions to reduce their monthly payments and receive cash from their home's equity. Kimberlee also serves California clients.

License Verified:

License: 47572

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (79)

Website
1905 Saddleback Dr, Milliken, CO 80543
  • Refinance
  • New Construction

Why choose this provider?

Mortgage Boss Corp. serves Longmont residents seeking to buy or improve their homes. It offers a variety of loan options, such as FHA, Jumbo, VA, conventional, USDA RA, and refinancing loans. The company works with most types of borrowers, including first-time homebuyers, remodeling homeowners, and vacation real estate investors. Its staff handles the loan processing in-house and sends documents to clients for e-signing. Mortgage Boss Corp. has closed over 3,000 loans. Loans are closed within 21 days on average.

License Verified:

License: 2286912

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
155 Salina St., Lafayette, CO 80222
  • Refinance

Why choose this provider?

Canyon River Mortgage, LLC, serves clients in Longmont. It provides a variety of loan products, assisting clients who plan to purchase a new home, refinance their mortgages, or get cash out of their homes. It offers owner-occupied, non-owner financing, ARMS, equity lines of credit, and second and reverse mortgages. Its team assists clients throughout the loan application process and works closely with their Realtors. This company has been serving clients since 2006. It offers consultations over the phone, web, and email for its client's convenience.

License Verified:

License: 231858

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1710 13th Street, Boulder, CO 80302
  • Refinance
  • New Construction

Why choose this provider?

Matthew Cooke Mortgage serves clients across Longmont. The company guides individuals looking to purchase properties on their various mortgage options. It offers programs, including VA, FHA, and USDA loans, as well as super jumbo and jumbo mortgages. Its team prepares documents like pre-approval letters as part of its work process. The company also assists homeowners in refinancing their loans and addresses their concerns involving interest rates. Its namesake, Matthew Cooke, has over seven years of industry experience.

License Verified:

License: 1323541

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
106 S Harrison Ave, Lafayette, CO 80026
  • Refinance
  • New Construction

Why choose this provider?

The 20/20 Mortgage Solutions Team aims to help families and individuals throughout Longmont and the surrounding metros achieve their goal of homeownership through its wide array of services. The firm works closely with clients to determine their specific needs and helps them select among products such as FHA, VA, jumbo, USDA, and conforming loans. One of the firm's loan officers, Sean Selters, is a Certified Divorce Lending Professional and Certified Divorce Specialist who helps clients in refinancing their marital home or buying a new one.

License Verified:

License: 150953

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (89)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6775 E. Evans Avenue, Denver, CO 80224
  • Refinance
  • New Construction

Why choose this provider?

North Suburban Mortgage provides financial solutions to Longmont residents. Its team helps first-time and recurring applicants throughout the whole process, from loan search and property appraisal to underwriting review and funding approval. Darrell Lewis founded the company in 1989 and is currently managed by his daughter, Marna Deines, who has over 65 years of combined experience in accounting, brokerage, and management. The company is committed to giving back to the community by donating a portion of its commission to a charity of the client's choice.

License Verified:

License: 2996

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1844 Folsom St, Boulder, CO 80302
  • Refinance

Why choose this provider?

Noel Bennett Team provides mortgage solutions for residents of Longmont and neighboring communities. It helps individuals and families achieve their homeownership goals through a variety of loan programs, including VA, FHA, USDA, conventional, jumbo, and low-down payment loans. It also helps homeowners who want to refinance their mortgage. The team is led by Noel Bennett, a senior loan officer working for Cherry Creek Mortgage. His previous clients praised Noel for being able to help her close three mortgages.

License Verified:

License: 290197

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Yelp
5.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.