Expertise.com

Best Health Insurance Agencies in Victorville

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Health Insurance Agencies FAQs 〉

Last updated:

Website
Barstow, CA 92311
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Justus Insurance Services Inc. comprises independent insurance specialists who have been providing insurance protection for self-employed clients, families, individuals, and small businesses in Victorville and nearby areas for more than 15 years. The team offers health insurance plans that financially protect from medical costs, such as hospital stays, doctor or emergency room visits, and medicines. Additionally, they have Medicare supplement and Medicare Advantage plans that cover out-of-pocket expenses. Dental and life insurance policies are likewise available.

License Verified:

License: 0E05290

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (119)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
PO Box 3456, Victorville, CA 92392
  • Individual Plans
  • Life Insurance

Why choose this provider?

The Insurance Crew offers health insurance to the residents of Victorville and its surrounding area. Available options include free-for-service and managed care. Long-term care is also available along with disability insurance. Other services include home, auto, life, business insurance, and worker's compensation. The Insurance Crew represents over 40 carriers and can look into insurance coverage that fits the client's needs. Their portfolio includes American Modern, Safeco, Berkshire Hathaway Guard, Kemper, Mercury Insurance, and Liberty Manual Insurance.

License Verified:

License: 0G27333

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16044 Outer Bear Valley Road, Victorville, CA 92395
  • Individual Plans

Why choose this provider?

Monica Martinez is a State Farm insurance agent serving clients in Victorville. She offers insurance products, such as health insurance, life insurance, and business insurance. Monica also provides other insurance policies for homes and automobiles. Additionally, she also handles clients' banking needs. Monica has been delivering insurance solutions since 2006. She is the head of a team of professionals with a focus on helping customers manage the risks of everyday life.

License Verified:

License: 0F48224

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the needed documents when applying for Medi-Cal health plans in Victorville?

    Families and individuals applying for Medi-Cal health plans in Victorville must provide proof of their metro address. In addition, they must present their birth certificate, passport, driver's license, or Social Security number. Furthermore, they must prepare proof of income, such as last year's tax return or pay stubs for the previous 30 days.

  • Can you still acquire health coverage in Victorville if you missed the open enrollment period?

    Yes, even if you missed the open enrollment period, you can still get health insurance in Victorville. Individuals in California can apply for health insurance during a special enrollment period if they are experiencing life events or changes. A change in home address, divorce, marriage, death in the family, or having a baby are all qualifying life events.

  • What should you do if you miss the open enrollment period in Victorville and do not qualify for a special enrollment period?

    If you miss the open enrollment period in Victorville and do not qualify for a special enrollment period, you can apply for a short-term health insurance plan in the meantime if you need health coverage. Short-term health insurance is available outside of the OEP. This type of insurance can last for up to 364 days.

  • How does the Medicare Savings Program work in Victorville?

    The Medicare Savings Program assists Victorville families and individuals in receiving Medicare benefits even if they do not have Medi-Cal health plans. They may be eligible for reimbursement for co-pays, deductibles, and Medicare Part A or B premiums. The program is intended to assist low-income Medicare beneficiaries and other qualified individuals.

  • What is the difference between Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans in Victorville?

    The Health Maintenance Organization (HMO) plan in Victorville offers families and individuals a network of doctors or healthcare service providers with whom they can consult. They must obtain a referral from their primary care physician if they decide to see a specialist. In contrast, the Preferred Provider Organization plan allows policyholders to consult with specialists and doctors at a reduced rate.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.