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2024

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Best Health Insurance Agencies in San Bernardino, CA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Bernardino Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4061Reviewed

2439Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1200 California Street, Redlands, CA 92374
WebsiteLicense: 0G30662

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Yelp
5.0 (4)

Why choose this provider?

Bernardini & Donovan Insurance Services caters to the San Bernardino area and helps clients secure health insurance options that meet their specialized individual or group needs. As part of its health insurance assistance, the agency aims to provide Medicare assistance, continuous coverage, tax advantages, and financial protection from unexpected medical spending. Its agents also assist employers seeking health insurance benefits for their employees. Bernardini & Donovan Insurance Services has been offering its services for over three decades.

  • Health Insurance

1677 West Base Line Street, San Bernardino, CA 92411
WebsiteLicense: 0G81267

Expertise.com Rating

Review Sources

Google
4.0 (11)

Why choose this provider?

Based in San Bernardino, Alice's Insurance Services LLC and Income Tax is a health insurance agency that offers a full range of services under the categories of home insurance, auto and commercial insurance, and life insurance. It provides clients with life term insurance, whole life insurance, and universal insurance. The company also offers home insurance that covers replacement costs, living expenses in case of a disaster, liability, and personal possessions up to a certain amount. The company also provides notary services.

  • Individual Plans
  • Life Insurance

1455 West Highland Avenue, San Bernardino, CA 92411
WebsiteLicense: 0L44372

Expertise.com Rating

Review Sources

Google
4.0 (7)

Why choose this provider?

Salazar Insurance and Financial Services is an insurance and financial agency offering its services to its clients in San Bernardino and the surrounding areas. The agency offers health, life, auto, home, renters, motorcycle, and commercial insurance policies. It also offers financial services such as personal and business income tax assistance and debt settlements. It has partnered with several insurance providers to have a wide range of options for their clients to choose their insurance policies.

  • Life Insurance

1819 West Redlands Boulevard, Redlands, CA 92373
WebsiteLicense: 0563829

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Barich & Associates Insurance Marketing Services, Inc., is an independent insurance agency that has been serving clients in and around San Bernardino since 1979. It carries individual health insurance policies such as EPOs, HMOs, PPOs, health savings accounts, and short-term coverages. It also offers life insurance policies through its partner insurance companies, including The Hartford, Foresters, and MetLife. In addition, the agency works with business owners to implement employee benefit programs that help retain their employees.

  • Individual Plans
  • Life Insurance

104 E. State Street, Suite H, Redlands, CA 92373
WebsiteLicense: 0I68178

Expertise.com Rating

Why choose this provider?

JoAnn Sanchez Insurance Agency is a full-service and independent company that offers insurance solutions to its clients around San Bernardino and its neighboring communities. The agency works with a vast network of health insurance companies that provide coverage for medical, surgical, medicare, group insurance, and hospital expenses. The firm can arrange Medicare Supplement Plans to cover deficiencies in its clients' existing policies. JoAnn Sanchez is a certified health insurance agent that sells Medicare & Group insurance.

  • Individual Plans
  • Life Insurance

1445 West Redlands Boulevard, Redlands, CA 92373
WebsiteLicense: 0G47539

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Based in San Bernardino, Welsh Insurance Services is a health insurance agency owned and operated by partners and independent insurance brokers Scott and Sarah Welsh. Co-founder Sarah has 25 years of experience in Medicare billing and Medicare Supplement insurance. She represents insurance carriers like Blue Shield, Aetna, and Healthnet. Meanwhile, Scott provides assistance in individual and family plans, business group health plans, and Covered CA plans. Together, they deal with a variety of Medicare services that also include hospital and medical insurance plans.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Bernardini & Donovan Insurance Services
1200 California Street, Redlands, CA 92374
Alices Insurance Services LLC & Income Tax
1677 West Base Line Street, San Bernardino, CA 92411
Salazar Insurance & Financial Services, LLC.
1455 West Highland Avenue, San Bernardino, CA 92411
Barich & Associates Insurance Marketing Services, Inc.
1819 West Redlands Boulevard, Redlands, CA 92373
JoAnn Sanchez Insurance Agency
104 E. State Street, Suite H, Redlands, CA 92373
Welsh Insurance Services
1445 West Redlands Boulevard, Redlands, CA 92373

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are Medi-Cal managed health plans available in San Bernardino?

    Medi-Cal managed health plans are available in San Bernardino. It is a low-cost health coverage program provided to low-income individuals and families in California. Policyholders can access general health and specialized care, including mental health, pediatric care, laboratory, addiction rehabilitation care, radiology, and transgender services.

  • How much are Medi-Cal health plans in San Bernardino?

    In San Bernardino, Medi-Cal coverage for kids is free. Their families do not pay for premiums, deductibles, or copays. However, if they have CCHIP coverage, their families pay $13 per month per child, roughly up to $39 per family. Medi-Cal policyholders can use their coverage even before they choose their Medi-Cal health plan.

  • Who qualifies for health insurance premium tax credits in San Bernardino?

    Individuals in San Bernardino qualify for health insurance premium tax credit if their individual income is between $12,880 and $51,520. Under the American Rescue Plan Act of 2021, more people might be eligible for reduced health insurance premiums or subsidies due to expanded eligibility requirements for subsidies. Individuals may also qualify for $0 health insurance premiums.

  • When can San Bernardino residents apply for Affordable Care Act health insurance?

    Residents in San Bernardino can apply for Affordable Care Act health insurance during the annual open enrollment period. This period usually happens from November 1 to December 15 yearly. However, if they fail to apply for health insurance during the open enrollment period, they can still apply during a special enrollment period.

  • How can San Bernardino individuals qualify for a Health Insurance Payment Plan?

    Individuals in San Bernardino can qualify for a Health Insurance Payment Plan if they have high-cost medical conditions, including organ transplant, pregnancy, and HIV/AIDS. They should not be enrolled in a Medi-Cal managed care plan. Moreover, they may qualify if they have a current private health coverage policy or employer-provided health insurance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.