Best Health Insurance Agencies in San Bernardino

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Affordable Insurance & Tax logo

Affordable Insurance & Tax

932 West 15th Street, San Bernardino, CA 92411
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  • Individual Plans
  • Life Insurance

Affordable Insurance & Tax offers future financial protection for individuals, families, and businesses in San Bernardino through personalized insurance solutions. Its agents offer customizable health insurance and Medicare plans, such as fee-for-service and managed care, that suit clients' specific needs. These insurance professionals guide clients through the process of selecting from a range of policy options, including long-term care and disability insurance. Additionally, they have access to carriers, such as Anthem Blue Cross, Health Net, Kaiser Permanente, and Molina Healthcare.

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Alices Insurance Services LLC & Income Tax logo

Alices Insurance Services LLC & Income Tax

1677 West Base Line Street, San Bernardino, CA 92411
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  • Individual Plans
  • Life Insurance

Based in San Bernardino, Alice's Insurance Services LLC and Income Tax is a health insurance agency that offers a full range of services under the categories of home insurance, auto and commercial insurance, and life insurance. It provides clients with life term insurance, whole life insurance, and universal insurance. The company also offers home insurance that covers replacement costs, living expenses in case of a disaster, liability, and personal possessions up to a certain amount. The company also provides notary services.

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Barich & Associates Insurance Marketing Services, Inc. logo

Barich & Associates Insurance Marketing Services, Inc.

1819 West Redlands Boulevard, Redlands, CA 92373
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  • Individual Plans
  • Life Insurance

Barich & Associates Insurance Marketing Services, Inc., is an independent insurance agency that has been serving clients in and around San Bernardino since 1979. It carries individual health insurance policies such as EPOs, HMOs, PPOs, health savings accounts, and short-term coverages. It also offers life insurance policies through its partner insurance companies, including The Hartford, Foresters, and MetLife. In addition, the agency works with business owners to implement employee benefit programs that help retain their employees.

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Bernardini & Donovan Insurance Services logo

Bernardini & Donovan Insurance Services

1200 California Street, Redlands, CA 92374
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  • Health Insurance

Bernardini & Donovan Insurance Services caters to the San Bernardino area and helps clients secure health insurance options that meet their specialized individual or group needs. As part of its health insurance assistance, the agency aims to provide Medicare assistance, continuous coverage, tax advantages, and financial protection from unexpected medical spending. Its agents also assist employers seeking health insurance benefits for their employees. Bernardini & Donovan Insurance Services has been offering its services for over three decades.

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CG Alliance Insurance Services logo

CG Alliance Insurance Services

245 East Redlands Boulevard, San Bernardino, CA 92408
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  • Individual Plans
  • Life Insurance

Located in San Bernardino, CG Alliance Insurance Services offers a range of insurance packages for individuals, families, and workers. Its agents handle the health insurance needs of clients, finding the best coverage and premiums that suit their needs and goals. The company also has a roster of policies in life insurance, homeowners' insurance, auto insurance, and general liability. They work with employees as well, covering claims for workers' compensation. For over 11 years, the company has helped clients secure their futures.

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JoAnn Sanchez Insurance Agency logo

JoAnn Sanchez Insurance Agency

104 E. State Street, Suite H, Redlands, CA 92373
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  • Individual Plans
  • Life Insurance

JoAnn Sanchez Insurance Agency is a full-service and independent company that offers insurance solutions to its clients around San Bernardino and its neighboring communities. The agency works with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. The firm can arrange Medicare Supplement Plans to cover deficiencies in its clients' existing policies. JoAnn Sanchez is a certified health insurance agent.

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Salazar Insurance & Financial Services, LLC. logo

Salazar Insurance & Financial Services, LLC.

1455 West Highland Avenue, San Bernardino, CA 92411
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  • Life Insurance

Salazar Insurance and Financial Services is an insurance and financial agency offering its services to its clients in San Bernardino and the surrounding areas. The agency offers health, life, auto, home, renters, motorcycle, and commercial insurance policies. It also offers financial services such as personal and business income tax assistance and debt settlements. It has partnered with several insurance providers to have a wide range of options for their clients to choose their insurance policies.

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Welsh Insurance Services logo

Welsh Insurance Services

1445 West Redlands Boulevard, Redlands, CA 92373
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  • Life Insurance

Based in San Bernardino, Welsh Insurance Services is a health insurance agency owned and operated by partners and independent insurance brokers Scott and Sarah Welsh. Co-founder Sarah has 25 years of experience in Medicare billing and Medicare Supplement insurance. She represents insurance carriers like Blue Shield, Aetna, and Healthnet. Meanwhile, Scott provides assistance in individual and family plans, business group health plans, and Covered CA plans. Together, they deal with a variety of Medicare services that also include hospital and medical insurance plans.

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Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Q: Do employers have to offer health insurance?

A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Q: Do you have to pay a health insurance deductible upfront?

A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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