How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br>

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br>

How frequent should one change auto or homeowners\' insurance to another provider?

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br>

6 Best Victorville Homeowners Insurance Agencies

Aims Insurance Services - Bear Valley

14665 Bear Valley Road, Hesperia, CA 92345

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Personal Property Insurance
Multiple Policy Types

Aims Insurance Services - Bear Valley is a homeowners' insurance agency consisting of home insurance experts that serve residents in Victorville and the surrounding areas. They offer a homeowner analysis, which is most beneficial to clients who already have existing policies. This process allows the team to review their client's current policy and confirm if they are properly covered or if they can switch to a better one. Aims Insurance Services also offers auto and motorcycle insurance policies.

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ASAP Insurance Services

15319 Palmdale Rd B, Victorville, CA 92393

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Personal Property Insurance
Multiple Policy Types

ASAP Insurance Services is an insurance services provider that gives financial protection to homeowners in Victorville and the surrounding areas. The company offers comprehensive homeowner's insurance that saves clients from financial losses at home. The carrier repairs houses following damages and pay for temporary living expenses when homes become inhabitable. The types of homeowner's insurance packages are basic homeowner, broad basic homeowner, special extended homeowner, comprehensive homeowner, and modified homeowner.

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City Best Insurance Services, Inc.

15024 Bear Valley Rd B, Victorville, CA 92395

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Multiple Policy Types

City Best Insurance Services, Inc. has been providing financial and insurance solutions in Victorville and nearby areas for over two decades. The company assists homeowners and first-time homebuyers in selecting the right insurance policy that best suits their interests. Its licensed and independent agents compare several insurance carriers and select the best policy that can adequately cover structural damages, personal property losses, and homeowner's liabilities in times of peril. Other insurance products include auto, business, and life plans.

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Dan Smith Insurance Agency, Inc.

14950 Circle Dr, Victorville, CA 92395

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Personal Property Insurance
Multiple Policy Types

Dan Smith Insurance Agency, Inc., helps Victorville and Southern California residents acquire comprehensive personal and commercial insurance plans. The company specializes in home insurance. Its programs protect homeowners financially in case of disasters, theft, or vandalism. These programs feature liability protection and medical coverage. The company also delivers automobile, business, health, and life insurance. Founded in 1917, the agency is one of the oldest of its kind in the area.

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ISU Stephen B. Marvin Agency

18409 US Highway 18, Apple Valley, CA 92307

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Renter's Insurance
Personal Property Insurance
Fire

ISU Stephen B. Marvin Agency is a homeowners' insurance provider that has been serving the Victorville area since 1912. It has a team of insurance professionals that design homeowners' insurance policies for different clients. A homeowners' insurance can cover hazards that many homeowners can potentially face, such as fire, theft, storm damages, and accidents involving guests. ISU Stephen B. Marvin Agency assesses its clients' needs to identify which policy and coverage they need before they purchase the insurance.

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sfinsuranceteam.com

14444 California Avenue, Victorville, CA 92392

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Personal Property Insurance
Multiple Policy Types

Anthony Flores - State Farm Insurance Agent serves clients in Victorville and other areas in California, providing information on different types of insurance like auto, home, renters, and life. Anthony Flores has been a State Farm Insurance Agent since 2005 and has received awards like the Legion of Honor and State Farm Ambassador Travel. The agency's home insurance protects the home from threats like fire, theft, or vandalism. It also covers the protection of keepsakes and hobby items.

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Best Homeowners Insurance Agencies in Victorville

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Homeowners Insurance Agencies FAQs

Aims Insurance Services - Bear Valley

ASAP Insurance Services

City Best Insurance Services, Inc.

Dan Smith Insurance Agency, Inc.

ISU Stephen B. Marvin Agency

sfinsuranceteam.com

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

Q: What should a homeowners\' insurance include/cover?

Q: How frequent should one change auto or homeowners\' insurance to another provider?

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