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Best Mortgage Refinance Companies in Antioch

2023

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Website
2600 Old Crow Canyon Rd #201, San Ramon, CA 94583

Why choose this provider?

Preferred Mortgage, Inc. serves homebuyers in Antioch and the surrounding communities. Its mortgage advisor, Sam Mahshi, has been in the lending industry for more than 25 years. Using his experience in sales management and business development, he guides borrowers on short and long-term mortgage planning. He helps clients decrease mortgage payments, obtain low-interest rates, and choose the appropriate loan program based on their needs and circumstances. Mahshi offers jumbo, conforming, USDA, FHA, and VA mortgages.

License Verified:

License: 1440176

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
380 Diablo Rd Suite 201, Danville, CA 94526
  • New Construction

Why choose this provider?

Chris Brent is a mortgage broker who offers refinancing loans to Antioch. He helps clients who want to save money by consolidating debts or by getting lower monthly and shorter loan terms through refinancing loans. Brent also attends to those who are exploring their options on how to get cash from equity. In addition, the broker assists first-time, second home, and investment buyers, as well as seniors seeking reverse mortgages. Brent guides his clients through every step of the loan process and aims to close loans on time.

License Verified:

License: 238564

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2950 Buskirk Ave Suite #300, Walnut Creek, CA 94597
  • Multi-Family Loans

Why choose this provider?

Watson Capital Mortgage offers Antioch residents various refinancing and purchase loan programs, including hybrid ARMs, conforming, and Jumbo loans. It assists in refinancing homes to consolidate debt, remove mortgage insurance, or cash out on equity. The independent mortgage brokerage seeks to deliver timely service through its 360 online application platform. The platform allows clients to access wholesale rates, e-sign and submit applications, and view loan status in real time. Watson Capital Mortgage welcomes online applications 24/7 and works to underwrite most loans within 48 hours.

License Verified:

License: 254145

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1000 Belmont Ln, Tracy, CA 95377
  • Divorce Mortgage
  • Government Programs
  • Conventional Lending
  • New Construction
  • Reverse Mortgages

Why choose this provider?

ReeseSquared Mortgage serves the Antioch community. The company helps homebuyers and mortgagors apply for and refinance various mortgage options, from lending solutions with fixed or adjustable rates to government-supported options like FHA and VA loans. For current mortgagors, its mortgage staff provides them with custom refinancing options based on information gathered from consultations and online analyses. They also assist clients in comparing these options to find ones suited to their financial situation. Owner Liz Reese has over five years of industry experience.

License Verified:

License: 1849451

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
380 Diablo Road Suite 201, Danville, CA 94526
  • New Construction

Why choose this provider?

Stonecastle Land and Home Financial, Inc., is a mortgage business catering to the Antioch community and has a multi-region reach. Its loan officers help mortgage holders in applying for another loan program to reduce monthly payments, consolidate high-interest debts, and shorten the term. They guide clients in every step of the refinancing process, from pre-approval and loan processing to underwriting and closing. The company was founded in 2000 and also serves Arizona, Montana, Colorado, and Nevada.

License Verified:

License: 296489

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4115 Blackhawk Circle, Suite 100, Danville, CA 94506
  • New Construction

Why choose this provider?

Julie McKinney is a mortgage consultant who serves clients in Antioch and the surrounding communities. She guides them through the various refinancing options available. She begs that a variety of factors be considered, including outstanding debt, the need for mortgage insurance, closing costs, and cash-out requirements. She has worked in the industry for over 25 years and has received the NAMB Lending Integrity Seal of Approval. JBM Mortgage, a lending firm registered with NMLS and CAMP, was founded by her in 2000.

License Verified:

License: 235354

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (5)
Facebook
0.0 / 5 (1)

Website
201 Sandcreek Road, Suite K, Brentwood, CA 94513
  • Reverse Mortgages

Why choose this provider?

One Brokerage is a mortgage firm that helps Antioch homeowners deal with refinancing programs. Its mortgage advisors conduct appraisals on current loans and analyze financial situations to create customized solutions. They assist clients in accomplishing their refinancing goals, such as shortening loan terms, receiving cash out, and lowering monthly payments. Owner Christian Bachelder has experience as a Realtor, insurance broker, and house flipper. At the same time, David Greene, a partner in the company, is a former police officer and Bigger Pockets Podcast co-host.

License Verified:

License: 2142653

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (339)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2675 Twin Creeks Dr, San Ramon, CA 94583
  • New Construction

Why choose this provider?

Quality Choice Funding helps homeowners in Antioch improve their financial standing through refinancing. It uses an online analysis tool to help its borrowers compare rates and terms so that they can make the best choice that fits their needs. Its refinance loan products are fit for those who want to pay off an existing loan, obtain lower rates and shorter terms, and get cash from equity. It also offers fixed rates, FHA, VA, and jumbo loans, as well as reverse mortgages.

License Verified:

License: 352844

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2157 Country Hills Dr., Suite 206, Antioch, CA 94509
  • Reverse Mortgages

Why choose this provider?

E3 Home Loans serves first-time homebuyers and seasoned veterans in Antioch and the surrounding areas. The company offers different mortgage refinance programs, such as 203K, FHA, USDA, down payment assistance, VA, and 30-and 15-year fixed terms. Its loan officers collaborate with real estate agents to assist customers in home selling and purchasing, including creating marketing strategies and comparing mortgage interest rates and terms. One of its team members, Ryan Evanson, is also a Realtor with over 15 years of industry experience.

License Verified:

License: 1770437

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (9)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
862 Deer Spring Circle, Concord, CA 94521

Why choose this provider?

Acurus Home Loans is a full-service mortgage firm that serves customers in Antioch and the surrounding areas. It offers a wide range of mortgage refinancing programs, including conventional, FHA streamline, VA, co-op, jumbo, and manufactured home loans. It also provides financing for individuals and families who want to acquire a primary residence, an investment property, or a vacation home. Acurus Home Loans has been helping people realize their homeownership dreams for more than 20 years.

License Verified:

License: 1700596

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2303 Camino Ramon Suite 160, San Ramon, CA 94583
  • New Construction
  • Reverse Mortgages

Why choose this provider?

CNA Equity Group is a boutique mortgage firm that serves the refinancing goals of the Antioch community. It assists homeowners in the refinancing of ARMs, fixed-rate mortgages, and conforming, jumbo, and FHA loans. Its team of mortgage professionals helps clients improve their financial outlook by creating customized refinancing strategies and guides them in each step of the enrollment process. The firm has been serving borrowers since 2008 and works with over 30 of the world's largest mortgage platforms.

License Verified:

License: 357268

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2950 Buskirk Avenue, Ste 140, Walnut Creek, CA 94597
  • New Construction

Why choose this provider?

Preferred Mortgage, Inc., serves customers of Antioch who require a variety of refinancing and mortgage options. These products are aimed at first-time house buyers and those with low credit ratings. The team has government-backed options under the FHA and refinancing is available for existing debts. The company has programs for commercial entities and has been operating since 2012. It has ties with the National Association of Realtors, Bay East Association of Realtors, and the NAMB.

License Verified:

License: 1440176

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • What are the disadvantages of getting a refinance rate lock in Antioch?

    If you get a refinance rate lock, you may miss out on a lower rate. It is possible that your loan in Antioch will not close before the lock's expiry date. However, even if you have a rate lock, it is possible that your rate will change. Some of the reasons for this include changes in the value of your home following the appraisal, issues with income verification, and a drop in your credit score.

  • If you have a Mortgage Credit Certificate in your loan in Antioch, can you still be able to refinance?

    Yes, but you are only allowed to refinance once. You will lose the tax benefit if you refinance your home loan with the Mortgage Credit Certificate for the second time. When you refinance, your Antioch lender must first submit an application to Contra Costa. For more information, contact the Mortgage Credit Certificate Program at 925-655-2890 or visit the Housing and Community Improvement Department at 30 Muir Rd Martinez, CA 94553.

  • Can you change your mind after canceling your refinance transaction in Antioch?

    In such cases, only genuine personal finance emergencies are permitted. If you previously canceled your Antioch refinance transaction and now wish to proceed, you must send a written letter to your lender. Forms that have been pre-printed are not permitted. You must include a detailed description of your emergency situation as well as a waiver of your right to cancel in your letter. Once this application has been approved, you will not be able to cancel it again unless there is fraud involved.

  • Can having a home equity loan (HELOC) affect the refinancing of your first mortgage in Antioch?

    Refinancing with a home equity loan (HELOC) on your first mortgage in Antioch can be more time-consuming and complicated. This is because the process now includes more steps than the standard refinancing procedure. There may also be issues with the HELOC lender refusing to approve the refinance. The delay in obtaining funds, on the other hand, could be due to the home appraisal process, which may also be required.

  • What are the risks with a balloon mortgage in Antioch?

    Because a balloon mortgage requires a large payment at the end of the term, you may be unable to refinance in Antioch in time before the payment is due. Another disadvantage of this type of mortgage is that if the value of your property falls or your financial situation deteriorates, you may be unable to sell your home or pay the final amount.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

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