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Best Credit Repair Companies in Antioch

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4125 Hopyard Road, Pleasanton, CA 94588
Pleasanton, CA 94588
  • Credit Monitoring
  • Credit Audit

Asap Credit Repair Bay Area supports clients in Antioch in improving their credit ratings in order to receive better loan terms, such as lower interest rates. The company contacts credit bureaus to dispute false or misleading information in reports, such as repossessions, charge-offs, medical bills, and student loans. It also contacts creditors to assist with the renegotiation of terms and the establishment of repayment programs. The firm's team is trained in the most recent credit reporting practices.

4125 Hopyard Road, Pleasanton, CA 94588
Pleasanton, CA 94588

Website(925) 727-8208

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

500 Capitol Mall Suite #2350, Sacramento, CA 95814
Sacramento, CA 95814
  • Credit Monitoring
  • Credit Dispute

CreditWix offers services to help Antioch residents achieve their financial goals. In order to repair their clients' credit scores, the company creates personalized action plans and collaborates with credit bureaus. Its method entails reviewing their records for inconsistencies and removing negative accounts such as inquiries, late payments, collections, repossessions, and bankruptcies. It also provides personalized dispute resolution options and custom dispute letters on behalf of its clients. Additionally, it gives customers access to their case status 24/7, allowing them to stay up to date.

500 Capitol Mall Suite #2350, Sacramento, CA 95814
Sacramento, CA 95814

Website(916) 222-2020

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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