Expertise.com

2024

Last updated:

Best Mortgage Brokers in Simi Valley

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Simi Valley Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

36Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4353 Park Terrace Drive, Westlake Village, CA 91361
WebsiteLicense: 1570216

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Yelp
5.0 (2)

Why choose this provider?

Customer Service Mortgage Corporation Mortgage is a mortgage company that serves clients in Simi Valley. The company offers a wide range of loan options for homebuyers and homeowners, including conventional loans, jumbo loans, reverse mortgages, FHA loans, non-qualified mortgage loans, and VA home loans. The privately held mortgage banking and brokerage firm was founded in 2017. Its leadership team includes president and broker of record Jeff Baum, CEO Brian Troop, and COO Jessica Guzman.

  • New Construction
  • Refinance

21031 Ventura Boulevard, Los Angeles, CA 91364
WebsiteLicense: 1740672

Expertise.com Rating

Review Sources

Yelp
5.0 (43)
Zillow
5.0 (34)
Facebook
5.0 (9)

Why choose this provider?

Lendevity is a mortgage brokerage and lending firm that works with clients in the Woodland Hills area, including Simi Valley. Its scope of loan products include jumbo loans, fixed-rate loans, FHA loans, and VA loans. Lendevitytake s a hands-on approach when working with clients. This, along with the company's commitment to transparency during the mortgage process, allows it to understand the client's financial goals and assist them in finding a financing option that fits their needs.

  • Refinance

22935 Ventura Boulevard, Los Angeles, CA 91364
WebsiteLicense: 275201

Expertise.com Rating

Review Sources

Facebook
5.0 (25)
Yelp
5.0 (17)

Why choose this provider?

Crestico is a realty and funding company that offers mortgage loans from over 20 lenders nationwide. It caters to first-time and experienced homeowners and homebuyers in Simi Valley. The company educates its customers about possible option plans and connects them to a catalog of over 500 different programs. Its experts then provide advice on suitable options based on their credit score and income information. The company's website also has a glossary that explains different loan documents, such as "borrower's affidavit" and "notes."

  • Refinance

6047 Tampa Avenue, Tarzana, CA 91356
WebsiteLicense: 1516640

Expertise.com Rating

Review Sources

Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Utmost Docs is a transaction coordinator that offers a wide range of real estate services in and around Simi Valley. The company's contracts-to-closing real estate services include transaction coordination and mortgage contract processing. Property transaction coordination involves order home warranty, NHD, disclosure preparation, e-signatures, contractual timeliness tracking, and purchase contract review. Mortgage contract processing covers loan setup, third-party service management, deadline notification, document execution checking, and closing coordination. Utmost Docs' team members have decades of experience in real estate.

  • New Construction

22144 Clarendon Street, Woodland Hills, CA 91367
WebsiteLicense: 1942

Expertise.com Rating

Review Sources

Yelp
5.0 (14)

Why choose this provider?

United American Mortgage Corporation is a full-service company serving Simi Valley and nearby communities. It offers conventional loans, reverse mortgages, special HARP loans, and FHA and VA loans. Its team of bankers and brokers has access to its wide network of lenders to provide borrowers the mortgage solution that fits their financial situation. United American Mortgage Corporation also uses technology, such as its own website, with the aim of processing mortgage transactions quickly and delivering beneficial rates and terms.

  • New Construction
  • Refinance

28632 Roadside Drive, Agoura Hills, CA 91301
WebsiteLicense: 275189

Expertise.com Rating

Review Sources

Yelp
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Premier Funding is a locally operated mortgage lending company that delivers funding solutions to borrowers in Simi Valley. It offers home loan programs backed by the government, including FHA and VA loans. Along with conventional loans, it also helps homeowners in refinancing their current mortgages to short-term programs. As an equal housing lender, the company likewise caters to clients with all levels of credit scores. Premier Funding has been in the mortgage business for over three decades.

  • Refinance

18616 Ventura Boulevard, Tarzana, CA 91356
WebsiteLicense: 250838

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

M1 Mortgage attends to residential purchase and refinancing needs in Simi Valley and the surrounding areas. It is operated by Joe Neuah and Erik Chapman, who have over two decades of experience in mortgage brokering services. They work with different lenders to provide loan options that suit client goals. Their area of expertise lies in residential loans, such as conforming, FHA, VA, and jumbo mortgages. M1 Mortgage also offers commercial loan products, as well as residential and commercial construction loans.

  • Refinance

24025 Park Sorrento, Calabasas, CA 91302
WebsiteLicense: 1489946

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Alexandra Gadi focuses on offering borrowers in Simi Valley access to mortgage financing solutions. Gadi has been in the mortgage industry since 2006. With her ability to speak various languages, such as Farsi, German, Hebrew, and English, she has successfully closed millions of dollars worth of loans. In addition, Alexandra Gadi is one of the origination team members of Marquee Funding Group. This full-service mortgage banking firm specializes in origination, investment sale, and private equity loans.

  • New Construction

21900 Burbank Boulevard, Los Angeles, CA 91367
WebsiteLicense: 851999

Expertise.com Rating

Review Sources

Yelp
5.0 (18)

Why choose this provider?

Fifth Avenue Realty is a real estate company that offers mortgage loans to homeowners in Simi Valley. Its loan programs include fixed-rate mortgages, conventional loans, FHA, and VA. The company's staff explains each plan, its benefits, and other details, such as contract duration and minimum credit scores. In addition, its website has an online refinance calculator to help compare interest rates and their monthly down payments. Fifth Avenue Realty also provides daily interest rate reports on condos, single-family houses, and other residential properties.

  • Refinance

Simi Valley, CA
WebsiteLicense: 611775

Expertise.com Rating

Review Sources

Google
5.0 (63)
Yelp
5.0 (24)
Facebook
5.0 (2)

Why choose this provider?

Brandon Moss is a senior mortgage advisor helping clients purchase or refinance their homes in Simi Valley. He offers fixed- and adjustable-rate mortgages, as well as government-backed loans from the FHA and USDA. Moss is affiliated with the Fairway Independent Mortgage Corporation and has been in the lending industry for 20 years. He closed over $65.7 billion worth of mortgages in 2020 alone and has been recognized in the Scotsman Guide and Mortgage Executive Magazine.

  • Refinance

23801 Calabasas Road, Calabasas, CA 91302
WebsiteLicense: 332523

Expertise.com Rating

Review Sources

Yelp
5.0 (4)

Why choose this provider?

David Gomer is a mortgage professional representing Senior Funding Reverse Mortgages that services the residents of the Simi Valley metro. He is an expert in processing reverse mortgages and has closed over 2000 applications since his start in 1989. Some of the loan programs he helps with include HECM loans, HECM for purchases, and jumbo reverse mortgages. His independent brokerage firm works with six different financial institutions and is registered under the NMLS and the CA Bureau of Real Estate.

  • Reverse Mortgages

2775 Tapo Street, Simi Valley, CA 93063
WebsiteLicense: 353528

Expertise.com Rating

Review Sources

Google
5.0 (106)
Facebook
5.0 (3)
Zillow
5.0 (1)

Why choose this provider?

Located in Simi Valley, Alameda Mortgage Corp. is a mortgage lender that serves the entire state of California. It provides home purchase loan programs, such as 15-year mortgages, 30-year mortgages, and FHA loans. In addition, it also offers cash-out home loans and debt consolidation services. Alameda Mortgage Corp. helps clients resolve issues such as bankruptcy, foreclosures, and bad credit. Its branch manager, Mike Fisher, has been working in the mortgage industry for more than 20 years.

  • Refinance

20301 Ventura Boulevard, Woodland Hills, CA 91364
WebsiteLicense: 260091

Expertise.com Rating

Review Sources

Google
5.0 (23)
Yelp
4.0 (10)
Facebook
4.5 (4)

Why choose this provider?

California Home Solution Inc. is a direct banker and mortgage broker attending to real estate financing needs in Simi Valley. The company provides financing solutions based on the clients' personal situations. It specializes in 30 year fixed mortgages, 15 year fixed mortgages, adjustable-rate mortgages, and jumbo home loans. California Home Solution also deals with programs such as bridge loans, interest-only loan options, non-conforming loans, and private money. It also has a tool in helping calculate the down payment, interest rate, and amortization period.

  • Refinance

2955 East Hillcrest Drive, Thousand Oaks, CA 91362
WebsiteLicense: 343612

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Payless Loan Source is a mortgage broker that serves clients in the Simi Valley community. Since 2000, its full-scale service has helped clients with their real state and mortgage lending needs. The company's goal is to guide clients through their opportunities and help them identify the best option for their specific plans. Payless Loan Source's loan programs include FHA, fixed-rate home, jumbo, refinance, and VA loans. It also offers loan process assistance and rate calculations.

  • Refinance

2239 Townsgate Road, Westlake Village, CA 91361
WebsiteLicense: 264875

Expertise.com Rating

Review Sources

Yelp
4.0 (8)
Facebook
5.0 (3)

Why choose this provider?

Elite Financial is a mortgage lending company that offers a wide range of loan packages in Simi Valley such as stated income products and adjustable ARM loans. The company provides personalized assistance for easy navigation of loan processes, aiming to secure the needs and goals of their clients. Michael Kagan, the president of the company, has been in the industry for more than 25 years and has assembled a team that is experienced and well-informed about lending services.

  • Refinance

6355 California 27, Los Angeles, CA 91367
WebsiteLicense: 278221

Expertise.com Rating

Review Sources

Yelp
5.0 (10)
Facebook
5.0 (7)

Why choose this provider?

Lend to America is a team of mortgage specialists who serves Simi Valley. They help home buyers throughout the entire loan process, from the pre-qualification stage up to closing. During pre-qualification, the mortgage professionals assist in finding suitable loan programs for clients while providing professional advice and notifying them of credit issues along the way. Furthermore, they offer refinancing options for homeowners looking into lowering interest rates or shortening mortgage terms. Lend to America has been in service since 2005.

  • Refinance

18801 Ventura Boulevard, Los Angeles, CA 91356
WebsiteLicense: 1265772

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Loan Professors is a team of independent mortgage brokers that serves Simi Valley. They have access to over a hundred wholesale lenders, allowing them to find programs that match clients' specific needs. The mortgage advisors guide clients throughout the process, from educating them on their options to helping them get approved. On average, they can close mortgages in 15 days. Loan Professors was founded by Moe Ghazi, who has more than 15 years of home financing experience.

  • Refinance

23241 Ventura Boulevard, Suite 308, Woodland Hills, CA 91364
WebsiteLicense: 1451120

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

First Capital Funding is a real estate and financial service company that operates with concierge-level service in Woodland Hills. With over 20 years of experience in the mortgage industry, it has provided financial services in the metro and its surrounding areas including Simi Valley, offering loan programs such as FHA loans, VA loans, reverse mortgages, conventional and jumbo loans. Its mortgage professionals assist clients in the process of finding and securing loan programs that fit their needs.

  • New Construction
  • Refinance

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.