Expertise.com

Best Homeowners Insurance Agencies in Simi Valley

2024

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Providers

Last updated:

Website
4210 East Los Angeles Avenue, Simi Valley, CA 93063
  • Multiple Policy Types

Why choose this provider?

Boggs and Whitener Insurance Agency first opened its doors in Simi Valley in 1996. Since then, it has dedicated itself to helping individuals, families, and businesses protect themselves from risks and unexpected disasters. The agency helps property owners financially safeguard themselves, their properties, and belongings through homeowners' insurance. Boggs and Whitener Insurance Agency also offers other personal and commercial insurance policies, where it helps businesses from across industries find the right workers' compensation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1165 Roadrunner Way, Simi Valley, CA 93065
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Paula Miller is a State Farm Insurance agent serving clients living in Simi Valley and the surrounding areas. Since 1992, Miller has been representing the homeowners' insurance agency to the city's residents who are interested in getting a home insurance policy for their family home or rental home. Aside from providing home quotes, Miller also offers other types of insurance, such as auto insurance, business and commercial insurance, life insurance, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (28)
Yelp
3.5 / 5 (10)
Facebook
4.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2655 First Street, Simi Valley, CA 93065
  • Multiple Policy Types

Why choose this provider?

Chun & Reynolds Insurance Services offers commercial and personal insurance solutions to the residents of Simi Valley. Its homeowners' insurance plans provide financial protection in case of natural disasters and personal injury liabilities. Home insurance coverage includes losses from vandalism or theft, damages from fire, and medical expenses for non-resident injuries. The firm's agents walk clients through insurance options, help ensure adequate property coverage, and guide them on the claims filing and settlement processes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (13)
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
23929 Valencia Boulevard, Santa Clarita, CA 91355
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Young Insurance is a full-service insurance agency that assists homeowners with obtaining policies that provide coverage for damage and loss. Agent Ron Young and his team network with multiple carriers to give customers options regarding rates and coverage specifics. Policies can vary depending on customer needs, however most plans typically include coverage for certain types of water damage, loss of property and belongings, hail and windstorm damage, and structural issues resulting from fires.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (14)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1611 East Los Angeles Avenue, Simi Valley, CA 93065
  • Multiple Policy Types

Why choose this provider?

Rancho Simi Insurance is an authorized insurance company that has been serving clients in Simi Valley, Thousand Oaks, Moorpark, and the surrounding areas since 1980. It offers home insurance in a variety of coverage options, providing tailored solutions to clients. The advantages of purchasing home insurance from this company include repair guarantees, a 24-hour claims hotline, and living expenses. This family-owned and operated company also specializes in auto insurance from Mercury Insurance and other carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (162)
Facebook
5.0 / 5 (92)
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1409 Kuehner Dr 175, Simi Valley, CA 93063
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Neiens Insurance Services serves homeowners in Simi Valley and the neighboring communities. It is a homeowners' insurance agency protecting its clients' assets from destruction and damages caused by accidents and natural calamities. The agency has policies covering reimbursement or repair payments if the client becomes a victim of theft or vandalism. It also has a provision for liability protection and medical expenses incurred when a guest is injured within the clients' property. The company has been in the industry since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9620 Topanga Canyon Place, Los Angeles, CA 91311
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Gary E. Krouse Insurance Services is a professional insurance agency based in Simi Valley that handles homeowners and property policies. Agent Gary Krouse assists homeowners with obtaining policies to help cover financial losses due to fires and severe weather, property damage from vandalism and break-ins, and personal liability in the event of an accident on policyholder property. The business serves homeowners, condo owners, and landlords, and its website features an online portal for customers to file claims, obtain quotes, and request policy changes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21032 Devonshire Street, Chatsworth, CA 91311
  • Multiple Policy Types

Why choose this provider?

Best Rate Insurance Services is a professional homeowners insurance broker in Simi Valley that is fully licensed and independently operated. The company pairs with multiple carriers to help potential customers find and compare plans and rates that best suit their specific coverage needs, and it offers quote calculation tools on its website. Areas of coverage in most homeowners policies include damages due to certain weather conditions, damage caused by fires, personal liability, and property loss due to theft or vandalism.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
737 East Los Angeles Avenue, Simi Valley, CA 93065
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Simi Valley Insurance Services is an independent agency serving clients around Simi Valley. Its agents help homeowners secure their homes and personal belongings and offer different types of coverage from multiple insurance carriers in an effort to find the policy that suits the client's needs. They also offer insurance coverage for boats, cars, motorcycles, rental homes, and RVs, and provide umbrella policies that cover other provisions not available in regular insurance policies by default.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (22)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8323 Reseda Boulevard, Northridge, CA 91324
  • Multiple Carriers
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

CNI Financial & Insurance Services is a professional insurance broker providing homeowners policies to customers in the Simi Valley metro. In business since 2005, the company helps homeowners and condominium owners choose coverage plans to protect property and assets. Customers can request quotes through the company's online portal, and the business also handles renter's insurance. Areas of coverage include property loss, personal liability, and damages caused by fires and certain weather conditions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is termite removal covered under your homeowner's insurance in Simi Valley?

    No, your homeowner's insurance in Simi Valley typically does not cover the expense of termite control and damage repair. Termite coverage is often not sold by insurance companies, however, certain pest control businesses do provide plans for yearly inspection and treatment. For this reason, you must get a termite inspection before buying a property.

  • Will losses from arson be covered by homeowner's insurance in Simi Valley?

    No. Insurance providers in Simi Valley can decline coverage if it is determined that arson was behind the incident because it is a crime. This rule prevents abusive homeowners from purposely setting their homes on fire to obtain money. It aids insurers in defending themselves against insurance fraud. Homeowner's insurance coverage only covers damage from fires that happen accidentally, unintentionally, suddenly, and without the homeowner's fault.

  • Are your musical instruments insured by your homeowner's insurance in Simi Valley?

    Yes, your homeowner's insurance in Simi Valley may cover damage to your musical instruments. The policy may contain a limit per item as well as a cap on the overall property coverage. The per-item coverage could be less than the price of your musical instrument. In addition, only covered perils like fire and theft are protected by the homeowner's policy.

  • Can you file a claim with your homeowner's insurance provider in Simi Valley if your dog has damaged your television?

    No. If your own pet damages your furniture or appliances, homeowner's insurance in Simi Valley will not provide personal property coverage. Similarly, the majority of homeowner's insurance policies do not provide coverage for the harm a pet causes to the structure of your property, such as your door or your fence.

  • When does your homeowner's insurance in Simi Valley not cover plumbing-related damages?

    If your plumbing system is outdated and has to be replaced, if a pipe has been leaking for some time due to periodic upkeep issues, or if your plumbing system has been harmed by a sump pump, your Simi Valley homeowners insurance may not pay for plumbing-related damages. Additionally, if the insurance company discovers that you did not make an effort to keep your house warm throughout the winter causing the pipes burst or freeze as a result, they will reject your claim.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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