Expertise.com

Best Mortgage Brokers in Santa Ana

2024

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Website
500 North State College Boulevard, Orange, CA 92868
  • New Construction
  • Refinance

Why choose this provider?

Integrity Credit Corporation is a mortgage brokerage firm that serves homeowners and small businesses in Santa Ana. It offers to compare and analyze the rates of different loan programs, including FHA and VA loans. It also provides its customers with pre-approval letters for both loan and refinancing plans. The firm's president, Andrew Ojeisekhoba, is licensed in four other states, including Texas and Georgia. He leads a team of thirteen mortgage advisors and allows clients to choose which advisor they will correspond with.

License Verified:

License: 1075823

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
2702 North Flower Street, Santa Ana, CA 92706
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Super Home Funding has a team of mortgage brokers offering different home loans across Santa Ana. It handles refinancing or restructuring of loans and provides other real estate services. Moreover, it helps seniors aged 62 and above with reverse mortgage options. The agency helps those who are entitled to benefits like lump sum cash, monthly payments, and lines of credit. The company also carries more than 15 years of experience in the business and works with other agencies like the Golden State Finance Authority.

License Verified:

License: 1509834

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17195 Newhope Street, Fountain Valley, CA 92708
  • Refinance
  • Purchase Transactions

Why choose this provider?

ML Realty & Mortgage is a full-service brokerage that serves home buyers and owners in Santa Ana. Its team works with lenders in order to find suitable loan programs for clients, whether they are applying for new mortgages or refinancing existing ones. These programs include jumbo, conforming, fixed-rate, adjustable-rate, VA, and FHA loans. The home loan specialists guide clients along the process, from pre-approval to mortgage selection. ML Realty & Mortgage is also licensed to operate in Texas and Arizona.

License Verified:

License: 1986713

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2522 Chambers Road, Tustin, CA 92780
  • New Construction
  • Refinance

Why choose this provider?

RWB Lending is a mortgage broker company serving Santa Ana and surrounding areas with home financing services since 2016. Its founder, Alexander Zelada, is a real estate broker with two decades of industry experience. He is joined by a team of mortgage professionals with a similarly extensive professional background. They offer different loan products, such as FHA, VA, and fixed-rate or adjustable-rate mortgages. Past clients also praise them for their responsiveness and communicative approach.

License Verified:

License: 1488745

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
160 Centennial Way, Tustin, CA 92780
  • Refinance

Why choose this provider?

The Hugh Mobley Team is a family-owned firm that provides mortgage solutions in Santa Ana. It offers assistance to families and individuals looking to purchase a home or refinance their existing loans. Its professionals focus on facilitating the application process by utilizing automated systems with consistent turnaround times. The Hugh Mobley Team has over 49 years of experience in the industry. Its vision is to help every client find success in achieving their goals and mortgage requirements.

License Verified:

License: 270131

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
600 Anton Boulevard, Costa Mesa, CA 92626
  • Refinance

Why choose this provider?

OC Mortgage Solutions is a brokerage that serves Santa Ana and the rest of Southern California. It offers different mortgage rates and loan program options, such as VA, USDA, FHA, and jumbo loans. The company is owned and headed by Pam Nguyen, who has more than a decade of experience in the industry. For convenience, OC Mortgage Solutions also allows its clients to submit applications, secure loan applications, or pre-qualify for home loans through their website.

License Verified:

License: 1141339

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
505 North Tustin Avenue, Santa Ana, CA 92705
  • New Construction
  • Refinance

Why choose this provider?

House Loans Mortgage is a brokerage firm that serves home buyers in the Santa Ana community. The firm guides clients throughout the home buying and loan process: from qualifying for a home loan and filing the application to finally getting approved for their desired mortgage. House Loans Mortgage's loan options include VA, conventional, and FHA loans. It also offers refinancing options and home equity cashouts. In addition, the firm provides tools and learning materials to clients to help them better understand the loan process.

License Verified:

License: 01451121

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2932 Daimler Street, Santa Ana, CA 92705
  • New Construction
  • Refinance

Why choose this provider?

Jon Nalbandian is a California loan specialist who services residents of the Santa Ana area as well as its adjoining communities. As a mortgage professional of the Arbor Financial Group, he aims to help his clients secure the most suitable mortgage loans that fit their current needs, goals, and financial situations. Some of his specializations include assisting first-time homebuyers and self-employed borrowers, accommodating loan applications that were previously turned down by large banks, and helping with FHA and VA loans.

License Verified:

License: 257128

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (15)
Zillow
5.0 / 5 (12)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3070 Bristol Street, Costa Mesa, CA 92626
  • Refinance

Why choose this provider?

LoanSnap is a mortgage brokerage that provides personalized mortgage options in Santa Ana and the surrounding areas. It carries a variety of mortgage options for borrowers, including FHA loans, VA loans, and non-conforming loans. The company also helps clients borrow home equity through HELOC, reduce monthly mortgage payments through refinancing, and purchase a home for veterans through VA loans. LoanSnap was featured in various publications, such as Forbes, Business Insider, and Bloomberg.

License Verified:

License: 76967

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (214)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1912 North Broadway, Santa Ana, CA 92706
  • New Construction
  • Refinance

Why choose this provider?

MGM Lenders, Inc. is a firm of mortgage brokers in Santa Ana that offers home financing and mortgage options to clients in the metro. Some of its loan programs include conventional loans, FHA loans, USDA loans, VA loans, and jumbo loans. It also provides financial programs for home renovations, new home constructions, and debt consolidation. MGM Lenders also provides advisory services for first-time homebuyers, property investors, as well as current homeowners looking to refinance their current mortgage.

License Verified:

License: 318065

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.5 / 5 (11)
Google
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
17842 Irvine Boulevard, Tustin, CA 92780
  • New Construction

Why choose this provider?

Skynet Financial is a mortgage brokerage firm that serves clients in the Santa Ana area and the surrounding areas. The company's goal is to connect clients with its vast network of mortgage lenders to help them choose the most suitable loan option for their specific goals and needs. Some of the loan options being offered are fixed- and adjustable-rate mortgages, FHA loans, and VA loans. Skynet Financial is also able to help homebuyers who have low credit scores.

License Verified:

License: 334646

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17291 Irvine Boulevard, Tustin, CA 92780
  • Refinance

Why choose this provider?

Equinox Home Financing helps clients in Santa Ana who are seeking assistance with home purchase and mortgage refinancing. Included in the list of its loan options are conventional mortgage, down payment assistance, jumbo loans, VA loans, private money loans, and FHA loans. It also offers special home purchase loan programs. Equinox Home Financing also provides its clients access to tools that can help them narrow their search for the right loan including refinance analysis, home value estimate, and payment calculator.

License Verified:

License: 1212805

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (245)
Facebook
4.7 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
2510 Red Hill Avenue, Santa Ana, CA 92705
  • Refinance

Why choose this provider?

SOL Mortgage is a mortgage company serving clients in Santa Ana and the surrounding areas. The company helps its clients understand the mortgage process and various loan programs to determine the right mortgage that fits their needs. Such loan programs include conventional, jumbo, first-time homebuyers, FHA, and VA loans. It also helps clients purchasing or refinancing various properties, including owner-occupied residences, investment properties, condos, and townhomes. Furthermore, SOL Mortgage is an approved dealer of Freddie Mac, Fannie Mae, and Ginnie Mae.

License Verified:

License: 53112

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Zillow
4.8 / 5 (67)
Yelp
4.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17822 17th Street, Tustin, CA 92780
  • Refinance
  • Reverse Mortgages

Why choose this provider?

United Finance is a mortgage brokerage serving clients in Santa Ana and surrounding areas. Its culturally diverse real estate and mortgage professionals team helps facilitate the refinancing and home loan process for a seamless client experience. Additionally, they are trained to search the market for the right loan options clients qualify for. The brokerage offers a wide range of loan products, including conventional, FHA, VA, and jumbo loans. It also assists clients in getting reverse mortgage loans.

License Verified:

License: 1572922

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
5.0 / 5 (133)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (14)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
416 East Myrtle Street, Santa Ana, CA 92701
  • New Construction

Why choose this provider?

GR Financial Services is a Santa Ana team of mortgage advisors that sources and analyzes home financing and refinancing options for clients in the metro. The firm offers various home loan programs, such as conventional loans, government loans, and jumbo loans. It also provides mortgage options such as interest-only mortgages and graduated payment mortgages. GR Financial Services also offers mortgage education through online guides, mortgage calculators, and downloadable forms that can be accessed through its website.

License Verified:

License: 990796

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18002 Irvine Boulevard, Tustin, CA 92780
  • Refinance

Why choose this provider?

Absolute Mortgage Inc. is a Tustin-based mortgage broker company that provides loan services in Santa Ana. It offers services for home purchases, home refinancing as well as specialized loans. The company's mortgage professionals guide and assist clients throughout the process of applying for loan programs such as conventional fixed rate, adjustable rate, reverse mortgage, FHA, USDA, and VA. Its refinancing experts evaluate the clients' mortgage needs and draft refinancing plans that fit their financial situations.

License Verified:

License: 331684

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.