Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

6 Best Sunnyvale Health Insurance Agencies

Bay Area Health Solutions

1816 Tully Road, San Jose, CA 95122

Visit Website

Individual Plans
Group Plans

Bay Area Health Solutions is an independent insurance agency that provides services in the Sunnyvale metro and the surrounding communities. It is a health insurance provider that offers short-term plans as well as individual and family coverages. The company also helps clients acquire Medicare insurance which includes Part C and D plans. Its insurance professionals also deal with life, disability, and travel insurance. Primary insurance agent Gary Church has been in the industry for 19 years.

Visit Website

Cheryl Ching

10025 South Tantau Avenue, Cupertino, CA 95014

Visit Website

Life Insurance

Cheryl Ching is an insurance agent who has been working at State Farm for over 30 years. She caters to individuals, families, and businesses in Sunnyvale and the surrounding communities. She offers different types of health insurance products, including individual, Medicare Supplement, and supplemental health insurance policies. Moreover, she provides auto, disability, home, life, and property insurance plans. Ching speaks both English and Mandarin, which allows her to cater to a broad range of clients.

Visit Website

Epi-Digm Insurance Agency

3600 Benton Street, Santa Clara, CA 95051

Visit Website

Health Insurance

Epi-Digm Insurance Agency is an insurance company offering a wide array of insurance options, including health insurance. This company serves individuals, families, and small business owners in Sunnyvale and its neighboring communities. As an independent agency, it has access to a wide range of insurance products through its partnership with numerous health insurance carriers, including Anthem, Covered California, and Kaiser. Additionally, Epi-Digm Insurance Agency offers other insurance plans, such as life, auto, homeowners, and commercial insurance policies.

Visit Website

Matrix Insurance Agency

3375 Scott Boulevard, Santa Clara, CA 95054

Visit Website

Life Insurance
Health Insurance

Matrix Insurance Agency is an independent insurance firm that serves Sunnyvale and the surrounding areas. The company was founded by individuals with over 50 years of combined experience in the industry. It offers health insurance solutions for individual, family, or small business purposes. Some of its products include short-term health, dental and vision, health savings accounts, and visitors insurance. In addition, commercial clients can choose from several policies like group health, general liability, error and omissions, and workers' compensation coverages.

Visit Website

Mike Klein

1052 East El Camino Real, Sunnyvale, CA 94087

Visit Website

Individual Plans
Life Insurance

Mike Klein is an insurance agent serving customers in Sunnyvale and the surrounding areas. Mike started out as a State Farm Insurance agent in 1998 and has more than 30 years of experience working for the company. He offers different products to clients, including health, life, auto, and business insurance. Home, renters, and condo insurance policies are also available. Mike can also assist with banking, mutual funds, and annuities. He has been an active member of the community, serving on the Sunnyvale Chamber of Commerce.

Visit Website

Omnis Risk Insurance Solutions

108 South Sunnyvale Avenue, Sunnyvale, CA 94086

Visit Website

Individual Plans
Life Insurance

Omnis Risk Insurance Solutions is a privately-owned risk and health insurance brokerage firm available to clients in Sunnyvale and nearby areas. The company handles both individual and business needs. Its staff offers medical, dental, and vision benefits. The team also makes sure to provide unique programs to accommodate circumstances such as self-funding, church and faith-based non-profits, and food service industries. Other insurance products include life, 401k, business, and workers' compensation insurance. Omnis Risk Insurance Solutions caters to both English- and Spanish-speaking clients.

Visit Website

Best Health Insurance Agencies in Sunnyvale

We did the research for you!

Health Insurance Agencies FAQs

Bay Area Health Solutions

Cheryl Ching

Epi-Digm Insurance Agency

Matrix Insurance Agency

Mike Klein

Omnis Risk Insurance Solutions

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

Wrong city? Here are some nearby places:

Other top picks in your area