Close
Get Listed
 
Laurels

Best Life Insurance Companies in Oakland
2021

We scored 107 Life Insurance Companies in Oakland, CA and Picked the Top 13

Here are the Picks:

Alicia Franklin - Franklin Functions Insurance

Ambrose Financial & Insurance Services, LLC

Colleen Callahan Insurance Services

Crusberg Decker Insurance Services, Inc.

Dawn Fairbanks Insurance Services, Inc.

Fortune Financial Security Group

KR Benefits

Larry Fu Insurance Agency

MassMutual Northern California

Paragon Financial Planning

Peña's Notary, Tax & Financial Services

RWM Insurance

The Insurance Man

Why These Life Insurance Companies?

Our goal is to connect people with the best local experts. We scored Oakland Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 107 69 13

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Alicia Franklin - Franklin Functions Insurance

Alicia Franklin of Franklin Functions Insurance, a health insurance company in Oakland, is a licensed agent and health and life insurance specialist. Ms. Franklin is an independent agent, which provides her with access to multiple carriers, ensuring she can offer clients a wide choice of policies to suit every need, from covering funeral expenses and college fees to paying for hospital stays and long-term home care. Franklin Functions Insurance also specializes in arranging Medicare plans for seniors.

Click to Call

1954 Mountain Blvd Ste 13116
Oakland, CA 94611

Website

(925) 895-3034 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Ambrose Financial & Insurance Services, LLC

Ambrose Financial and Insurance Services LLC is focused on helping older adults transition into retirement. This health and life insurance company serves clients within the Oakland metropolitan area and offers assistance with Medicare and health insurance planning, as well as life insurance. It helps its clients access all types of benefits, including medical, dental, vision, and prescription drug coverage. In addition to health and life insurance, its team works with clients to manage wealth and investments.

Click to Call

972 Autumn Oak Cir Ste 100
Concord, CA 94521

Website

(925) 906-4609 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Colleen Callahan Insurance Services

Colleen Callahan Insurance Services is an insurance agency that's been serving clients in the Oakland area since 1989. The company offers a broad range of insurance policies, including life, Medicare supplement, medical, dental, and vision insurance. It also provides companies with employee benefit packages. These packages typically contain a combination of medical, dental, vision, life, and disability benefits. Colleen Callahan Insurance Services works with top providers in the industry, including TransAmerica and Genworth.

Click to Call

101 Gregory Ln Ste 32
Pleasant Hill, CA 94523

Website

(925) 363-5433 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

Crusberg Decker Insurance Services, Inc.

Based in four locations across the Oakland metro area, Crusberg-Decker Insurance Services Inc. is an independent agency with more than 65 years of history serving personal and business clients. Its independence gives the agency's advisers the freedom to compare the policies of many of the biggest carriers in the country. Typical policies fall into the term life and universal life categories, each offering varying degrees of coverage over limited and unlimited periods.

Click to Call

1440 Maria Ln Ste 100
Walnut Creek, CA 94596

Website

(925) 239-0004 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Dawn Fairbanks Insurance Services, Inc.

Dawn Fairbanks Insurance Services Inc. is an independent health and life insurance company in Oakland, serving individuals and businesses in the greater Bay Area. It's developed strong links with many of the industry's leading carriers, including Blue Shield and CaliforniaChoice, to offer a wide choice of policies that cover every need, from paying off a mortgage and funding the grandkid's education to meeting Medicare's shortfall and paying for an array of medical treatments.

Click to Call

12006 Broadway Ter
Oakland, CA 94611

Website

(510) 339-1483 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

Fortune Financial Security Group

Founded more than three decades ago, the Fortune Financial Security Group is a life insurance company in Oakland that offers independent and unbiased advise and support to individuals looking for life and medical insurance. The agency's tailored life insurance products can be used to replace lost income, fund education, and pay off mortgages. Its health products vary from plans where the client pays and is reimbursed or the carrier directly pays the provider, which could be the hospital or physician.

Click to Call

3940 High St Ste B
Oakland, CA 94619

Website

(510) 219-2838 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

KR Benefits

KR Benefits is a health and life insurance agency that serves clients in the Oakland area. The company specializes in employee benefit plans but also offers individual and family plans, as well as a variety of Medicare plans. Working with carriers such as GeoBlue, Western Health, and Blue of California, it provides its clients with a variety of plan options, such as dental, vision, and prescription drug coverage. KR Benefits is a Covered California Certified Insurance Agent.

Click to Call

1470 Civic Ct Ste 350
Concord, CA 94520

Website

(925) 338-0475 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

Larry Fu Insurance Agency

The Larry Fu Insurance Agency is a family-owned and operated life insurance company near Oakland, with more than 40 years of experience providing independent services and unbiased advice throughout the Bay Area. Its services include helping low-income clients discover if they're eligible for a tax credit on their health insurance, arranging retirement plans that generate incomes for individuals of all ages, and tailoring term life plans that pay off the client's mortgage.

Click to Call

1801 Grand St
Alameda, CA 94501

Website

(510) 268-0888 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

MassMutual Northern California

MassMutual Northern California is a financial services company licensed to offer advice and support to individuals and businesses in all 50 states, and Washington, D.C. Its agents can arrange all types of life insurance to cover every expected and unexpected need, such as paying off a mortgage within a specified term and financing the costs of a life-changing event. The agency also arranges disability income insurance and long-term care plans.

Click to Call

3003 Oak Rd Ste 250
Walnut Creek, CA 94597

Website Instagram

(925) 979-2300 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

Paragon Financial Planning

Paragon Financial Planning is a full-service life insurance agency near Oakland that offers a full suite of financial services to individuals and businesses throughout the Greater Bay Area. The agency offers clients a holistic approach to the wealth management and financial planing experience by providing exceptional service, thoughtful solutions to complex financial issues, and education that empowers. It is an independent boutique and offers a variety of products and solutions from multiple companies to fit each client’s specific needs. Paragon Financial Planning is independent, client-focused, and dedicated to the fiduciary standard that requires a CFP® professional to act in the best interests of clients at all times.

Click to Call

550 Park Street
Alameda, CA 94501

Website

(510) 227-5354 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

105 (Best)

Score Consistency:

Consistent (Best)

Peña's Notary, Tax & Financial Services

Peña's Notary Tax & Financial Services has been serving the Bay Area since 2015. The small agency is independent, which allows it to search the policies of multiple insurance companies to find and compare policies and tailor them to its client's unique circumstances. The agency handles all forms of life insurance, including term, whole, and universal life. Its employees are fluent English and Spanish-speakers, who also specialize in translation services.

Click to Call

828 San Pablo Ave Ste 220B
Albany, CA 94706

Website

(510) 506-2324 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

RWM Insurance

Life and Income Replacement Specialists since 1970. RWM Insurance serves the Oakland community and greater Bay Area for all of its Life Insurance and Income Replacement/Disability Insurance needs. As an an Oakland-based independent agency, it works with every insurance carrier, ensuring the lowest rates available. It is licensed to offer advice and tailor policies in 33 states. The agency specializes in life insurance and disability insurance. RWM can scour the policies of most of the nation’s biggest insurance carriers to find a wide choice of policies for its personal and business clients, covering everything from income and mortgage/asset protection and college funding to funeral and end-of-life expenses and developing retirement income.

Click to Call

2 Bates Blvd
Orinda, CA 94563

Website

(925) 254-4600 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

The Insurance Man

The Insurance Man is an independent life insurance agency near Oakland. Its licensed agents specialize in helping clients find policies with the right amount of coverage. They also ensure clients understand their policies and provide annual reviews to ensure they're coverage is optimized. As it's independent, The Insurance Man can access the policies offered by multiple carriers. It also specializes in arranging group insurance products for small and large businesses.

Click to Call

1834 Alcatraz Ave
Berkeley, CA 94703

Website

(510) 504-3613 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Wrong city? Here are some nearby places:

Other top picks in your area

Search for Life Insurance Companies near you