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Best Credit Repair Companies in San Francisco

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San Francisco, CASan Francisco, CA

Credit Saint offers to repair and aid in rebuilding credit for consumers in San Francisco. In business for over 15 years, it provides clients with a credit monitoring system and evaluates their credit history for inaccurate, incomplete, unverified, or outdated information. These include collections, charge-offs, judgments, foreclosures, and repossessions. The company also counsels clients on their score's impact on their financial activities and on how to utilize a positive report when paying bills or opening credit.

San Francisco, CASan Francisco, CA

Website(857) 800-9435

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3230 Fruitvale Ave, Oakland, CA 94602
Oakland, CA 94602
Instagram
  • Debt Consolidation

760 Credit provides credit repair services for clients in San Francisco and the nearby areas. The company assists clients by determining whether credit repair is a viable solution, conducting credit analysis, reviewing credit report details, and forming an actionable credit repair plan. It also helps clients create dispute letters and file them to the corresponding credit bureaus. 760 Credit extends its services to clients who need to build their business credit or who want to improve their personal credit score.

3230 Fruitvale Ave, Oakland, CA 94602
Oakland, CA 94602

InstagramWebsite(510) 877-0760

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

123 E San Carlos St Unit #9, San Jose, CA 95112
San Jose, CA 95112
Instagram
  • Unconditional Money Back Guarantee

ASAP Credit Repair is a family-owned and family-operated company with a mission to improve clients' credit scores and help them achieve their financial goals. Serving the San Francisco metro, its team combines credit repair services with financial education to guide people towards maintaining positive credit. ASAP's credit repair process involves credit reviews and building credit improvement plans. Its professionals also assist in disputing and removing items that might be inaccurate, including repossessions, foreclosures, late payments, and charge-offs.

123 E San Carlos St Unit #9, San Jose, CA 95112
San Jose, CA 95112

InstagramWebsite(408) 664-9295

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

1505 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5214f Diamond Heights Boulevard, San Francisco, CA 94131
San Francisco, CA 94131
Instagram

ASAP Credit Repair's consultants offer individuals and business owners insights into improving their existing credit scores. They analyze each of the reporting agency's reports and dispute any inaccuracies, such as unverifiable debts, duplicate reporting, and items that have passed the statute of limitations deadline. The professionals also offer guidance for creating healthier spending habits. Their insights help clients realize that establishing good credit helps achieve goals faster and at a lower cost.

5214f Diamond Heights Boulevard, San Francisco, CA 94131
San Francisco, CA 94131

InstagramWebsite(713) 927-9979

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1 Sansome St Fl 35, San Francisco, CA 94104
San Francisco, CA 94104

Credit Advisor's Council is a credit repair company in San Francisco. Its professionals handle consumer credit and work on improving credit scores by fixing errors contained within existing credit reports. The credit repair measures involve evaluating credit reports to determine discrepancies and challenging the validity of credit problems with credit reporting agencies. Issues handled by the professionals include late payments, identity theft, collection accounts, charge-offs, and bankruptcies. The team provides various solutions for building positive credit, including credit builder and co-signed loans as well as credit cards. Credit Advisor's Council also works on student loan forgiveness and provides debt consolidation options.

1 Sansome St Fl 35, San Francisco, CA 94104
San Francisco, CA 94104

Website(510) 974-0030

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

350 Rhode Island St, San Francisco, CA 94103
San Francisco, CA 94103

Credit Repair Today is a credit repair company in San Francisco. Following a free initial consultation, its trained credit professionals work with clients to analyze their credit scores, challenge negative items, and prepare dispute letters, which are sent to the relevant credit bureaus and collectors. Additionally, the agency also resolves identity theft issues and provides ongoing education on maintaining a good credit score and general financial well-being. Credit Repair Today educates clients on how to read and understand credit reports, the statute of limitations on debts, and what makes up a FICO credit score.

350 Rhode Island St, San Francisco, CA 94103
San Francisco, CA 94103

Website(415) 343-7878

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1 Sansome St Fl 35, San Francisco, CA 94104
San Francisco, CA 94104

E-Fix Credit Solutions is a credit repair agency in San Francisco that has provided credit solutions to individuals and businesses since 2009. The firm removes incorrect personal information from credit reports, such as addresses and names, collection accounts, inquiries, foreclosures, child support issues, and tax liens. It helps settle accounts that cannot be erased and reports positive accounts that credit reporting agencies may have missed. E-Fix Credit Solutions also removes negative comments and names placed on Chexsystems. Other services include student loan consolidation, identity theft protection, budgeting, and money management.

1 Sansome St Fl 35, San Francisco, CA 94104
San Francisco, CA 94104

Website(855) 687-3349

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

57 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

388 Market St Ste 1300, San Francisco, CA 94111
San Francisco, CA 94111

Fix Your Credit Consulting has provided credit repair services in San Francisco since 2003. The company's repair experts evaluate credit reports from the three reporting agencies to determine the scope of work necessary. They handle the dispute negotiation process on behalf of clients, working towards the removal of negative information from credit reports, following a repair process that can yield results within 35 to 45 days. The company provides credit information and education to avert issues such as identity theft. Fix Your Credit Consulting offers student loan solutions to reduce federal student loan payments, with options including loan consolidation and forgiveness.

388 Market St Ste 1300, San Francisco, CA 94111
San Francisco, CA 94111

Website(877) 212-2450

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

388 Market Street, San Francisco, CA 94111
San Francisco, CA 94111
Instagram

Get Good Credit in San Francisco specializes in credit repair. It helps individuals clear bankruptcy files, negative accounts, and public records. They also help clients remove credit inquiries. Other than clearing credit history, they also provide consultation services that educate people on how to build and maintain a good credit score. A benefit of increasing credit score is the ability to acquire auto loans. Past clients praise the Get Good Credit team's diligence, hard work, and professionalism.

388 Market Street, San Francisco, CA 94111
San Francisco, CA 94111

InstagramWebsite(877) 212-2450

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

208 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

100 Pine St Ste 1250, San Francisco, CA 94111
San Francisco, CA 94111

IMax Credit is a credit repair agency in San Francisco. Its credit repair process encompasses pre-litigation disputes, regulatory complaints, and actual lawsuits against creditors. The staff work to increase credit scores by challenging late payments, charge offs, judgments, and tax liens. They engage creditors and audit their compliance information regarding clients' accounts. The firm's associate attorneys file regulatory complaints against credit bureaus, creditors, and collectors to delete negative accounts. They help clients to file for a Federal Trade Commission Identity Theft Affidavit when needed. IMax Credit also helps clients negotiate for lower collection payments.

100 Pine St Ste 1250, San Francisco, CA 94111
San Francisco, CA 94111

Website(415) 548-4148

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

121 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1390 Market St Ste 200, San Francisco, CA 94102
San Francisco, CA 94102

San Francisco Credit Repair Company provides solutions to residents of San Francisco in need of credit repair, debt elimination, and settlement services. The firm uses FDCPA and FCRA laws to fix credit reports and works with attorneys to sue for debt collection violations. It assists with situations involving creditor harassment and removes bankruptcy, third-party collection accounts, inquiries, and charge offs from credit records. Clients have access to debt counseling and credit education services that guide them towards financial freedom. San Francisco Credit Repair Company uses modern technology to keeps customer updated on the progress of their credit repair process.

1390 Market St Ste 200, San Francisco, CA 94102
San Francisco, CA 94102

Website(628) 239-3750

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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