Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Lancaster

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lancaster Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3027

Reviewed

1817

Curated

4

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

620 West Avenue L, Lancaster, CA 93534
WebsiteLicense: 0B98105

Expertise.com Rating

Review Sources

Google
5.0 (163)
Facebook
4.9 (84)
Yelp
5.0 (6)

Why choose this provider?

Todd Main is an insurance agent who specializes in health insurance in Lancaster and its nearby communities. Todd is a State Farm Agent who has received the Antelope Valley Press community's vote and award for three years in a row since 2019. His agency also accepts clients looking for assistance in auto insurance, homeowners' insurance, renters' insurance, life insurance, and business insurance. Todd Main is also a member of the Antelope Valley Chamber of Commerce and the Acton/Aqua Dulce Chamber of Commerce.

  • Life Insurance

44824 Cedar Avenue, Lancaster, CA 93534
WebsiteLicense: 0E28825

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Visco Financial Insurance Services is an agency that provides business enhancement services in Lancaster. It started as a small insurance office in 1970. Over several decades, the agency expanded its services and evolved into a financial service corporation offering not just health insurance but also other business solutions such as welfare programs, retirement and business continuation planning, and third-party administration and self-insurance services. It also offers life, disability, and long-term care insurance policies as well as estate planning.

  • Individual Plans

41235 11th Street West, Palmdale, CA 93551
WebsiteLicense: 0G98518

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

Driscoll & Driscoll Insurance Agency answers the health insurance needs of Lancaster residents. Its insurance professionals have a total experience of more than 147 years in the sector. They work with several financially strong and reputable carriers to provide coverage plans that are tailored to their clients' unique needs. Available options include individual and family health insurance, group health insurance, child health insurance, and travel health insurance. The agency also offers dental and vision coverage as well as disability insurance.

  • Individual Plans
  • Group Plans
  • Life Insurance

940 W. Ave J, Lancaster, CA 93539
WebsiteLicense: 0366679

Expertise.com Rating

Review Sources

Google
4.8 (52)
Facebook
5.0 (12)
Yelp
4.0 (8)

Why choose this provider?

Vinsa Insurance Associates is an independent agency that serves the Lancaster community. It offers health insurance solutions to cover expenses for medical and treatment costs. Dental and vision plans are available. Its website has an online health quote application to help clients find the right policy. In addition, its agents assist with permanent and term life plans, as well as with auto, boat, home, and business policies. Vinsa Insurance Associates works with various carriers, including Anthem and Kaiser Permanente.

  • Group Plans
  • Individual Plans

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can a medical group in a health insurance plan help the insured in Lancaster?

    A medical group comprising doctors, specialists, and nurses is dedicated to improving the health of the insured in Lancaster. Its function depends on the health plan. For example, in a PPO plan, a medical group provides care during the appointment. However, in this plan, the insured is mainly responsible for coordinating care among different medical professionals. On the other hand, in an HMO plan, the medical group can proactively work to provide overall healthcare for the insured. This includes immediate and preventive care.

  • Can Medi-Cal benefits be terminated if a beneficiary in Lancaster goes to prison?

    No, Medi-Cal benefits are only suspended upon incarceration and will be restored once the inmate is released. A recently released beneficiary in Lancaster can contact the LA County DPSS Customer Service Center at 1-866-613-3777 for further guidance. The benefits will be reinstated on the day of the release without the need for a new application.

  • How can someone in Lancaster apply for In-Home Supportive Services from LA County?

    To get In-Home Supportive Services benefits, one must be a California resident, apply for Medi-Cal, and complete the Health Care Certification form. There are three ways to apply: through mail, phone, or fax. Once the application is processed, some required documents will be requested. For individuals in Lancaster, these documents must be faxed to their respective DHSS District Office in Lancaster at 661-940-8709.

  • Does buying health insurance on your own in Lancaster cost more than getting it from your employer?

    Generally, buying health insurance on your own can be costlier than getting an employment group benefit. This is because employers pay a portion of your monthly premiums in Lancaster. If these benefits meet federal standards, you can no longer apply for financial assistance to lower the cost of a health plan when you buy through Covered California, the state's office online insurance marketplace.

  • Are mental health services covered in a health plan obtained in Lancaster?

    Yes, all insurance policies sold in Lancaster and throughout California must provide coverage for mental health conditions and substance use disorder under the 2020 Health Parity Act. Some of these conditions include schizophrenia, major depressive disorders, autism, bulimia, and anorexia. According to this law, insurers must cover the medically necessary treatment, not limit benefits on acute treatment, and coordinate out-of-network services for necessary treatments if in-network services are not available.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

Featured

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...