Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

4 Best Lancaster Health Insurance Agencies

Driscoll & Driscoll Insurance Agency

41235 11th Street West, Palmdale, CA 93551

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Individual Plans
Group Plans
Life Insurance

Driscoll & Driscoll Insurance Agency answers the health insurance needs of Lancaster residents. Its insurance professionals have a total experience of more than 147 years in the sector. They work with several financially strong and reputable carriers to provide coverage plans that are tailored to their clients' unique needs. Available options include individual and family health insurance, group health insurance, child health insurance, and travel health insurance. The agency also offers dental and vision coverage as well as disability insurance.

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Todd Main

620 West Avenue L, Lancaster, CA 93534

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Life Insurance

Todd Main is an insurance agent who specializes in health insurance in Lancaster and its nearby communities. Todd is a State Farm Agent who has received the Antelope Valley Press community's vote and award for three years in a row since 2019. His agency also accepts clients looking for assistance in auto insurance, homeowners' insurance, renters' insurance, life insurance, and business insurance. Todd Main is also a member of the Antelope Valley Chamber of Commerce and the Acton/Aqua Dulce Chamber of Commerce.

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Vinsa Insurance Associates

940 W. Ave J, Lancaster, CA 93539

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Group Plans
Individual Plans

Vinsa Insurance Associates is an independent agency that serves the Lancaster community. It offers health insurance solutions to cover expenses for medical and treatment costs. Dental and vision plans are available. Its website has an online health quote application to help clients find the right policy. In addition, its agents assist with permanent and term life plans, as well as with auto, boat, home, and business policies. Vinsa Insurance Associates works with various carriers, including Anthem and Kaiser Permanente.

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Visco Financial Insurance Services

44824 Cedar Avenue, Lancaster, CA 93534

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Individual Plans

Visco Financial Insurance Services is an agency that provides business enhancement services in Lancaster. It started as a small insurance office in 1970. Over several decades, the agency expanded its services and evolved into a financial service corporation offering not just health insurance but also other business solutions such as welfare programs, retirement and business continuation planning, and third-party administration and self-insurance services. It also offers life, disability, and long-term care insurance policies as well as estate planning.

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Best Health Insurance Agencies in Lancaster

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Health Insurance Agencies FAQs

Driscoll & Driscoll Insurance Agency

Todd Main

Vinsa Insurance Associates

Visco Financial Insurance Services

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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