Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Hemet

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hemet Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1576Reviewed

946Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

232 Avenida Fabricante Suite 105, San Clemente, CA 92672
WebsiteLicense: 0G67918

Expertise.com Rating

Review Sources

Google
5.0 (216)
Yelp
4.8 (18)
Facebook
5.0 (10)

Why choose this provider?

Safe Life Insurance Agency is a team that helps the Hemet community in acquiring health insurance policies. It also offers dental care and life insurance plans as well as property coverages for homes, rentals, autos, and businesses. Its insurance specialists are knowledgeable on different products from various carriers and guide clients in shopping and streamlining plans suitable to their requirements and budgets. They represent insurance companies like Health Net, Infinity, Humana, Kemper, and Liberty Mutual, striving to deliver respectful and compassionate culture to their stakeholders.

  • Health Insurance

760 W Acacia Ave, Hemet, CA 92543
WebsiteLicense: 0C24041

Expertise.com Rating

Review Sources

Google
4.8 (42)
Yelp
4.1 (9)

Why choose this provider?

Chris Waterman is a State Farm insurance agent who has been serving clients in the Hemet area since 2002. People looking to expand their current healthcare coverage can get individual health insurance from the company. The policy subsidizes medical procedures and treatments, along with hospitalization costs. Waterman also provides Medicare plans for clients who are at least 65 years old. In addition, he offers insurance plans for life, autos, homes, properties, and businesses as well as handling investments like annuities and mutual funds.

  • Individual Health Insurance

707 S Sanderson Avenue, Hemet, CA 92545
WebsiteLicense: 0I60737

Expertise.com Rating

Review Sources

Google
4.4 (58)
Facebook
5.0 (12)
Yelp
3.7 (3)

Why choose this provider?

Ana Maria Cruz is a State Farm insurance agent who has been serving clients in Hemet since 2014. She provides individual health insurance for people who want to expand their healthcare coverage. This includes subsidies for treatments and hospitalizations. Cruz also helps clients who are at least 65 years old to get Medicare coverage, including supplemental plans. In addition, she offers policies for autos, homes, properties, and businesses, along with advice on investing in mutual funds and annuities.

  • Life Insurance
  • Medicare Supplements
  • Health Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What should you do if your insurance company in Hemet does not renew your health insurance plan?

    If your insurance company in Hemet does not renew your health insurance plan, you still have time to find another one and obtain new coverage during the special enrollment period. Due to a loss of coverage, you can apply during SEP. If you miss the SEP, you can only apply for new coverage during the open enrollment period.

  • What should you do when choosing health insurance in Hemet?

    When looking for health insurance in Hemet, it is recommended that you compare plans from various insurance service providers. This is because different health insurance plans have different benefits, premiums, copays, provider networks, and waiting periods for specific services. You should also ensure that your medications are covered, as well as that the policy covers specialty care such as acupuncture and therapeutic care.

  • How does hospital indemnity insurance work in Hemet?

    In Hemet, hospital indemnity insurance can be purchased to supplement your existing health insurance. This type of insurance pays for your hospital expenses. Observation rooms and intensive care units may be included in these costs. As a result, the benefits of hospital indemnity insurance assist families and individuals in reducing financial stress caused by rising healthcare costs.

  • Can individuals in Hemet purchase critical illness insurance?

    Yes, individuals in Hemet can buy critical illness insurance, which allows them to receive money directly if they are diagnosed with cancer, stroke, or heart failure. Other critical illnesses covered include Alzheimer's and Parkinson's disease, major organ transplants, and deafness. Critical illness insurance helps individuals and families prevent out-of-pocket expenses.

  • In Hemet, what expenses are not covered by health insurance?

    In Hemet, health insurance does not cover unnecessary medical procedures or treatments. Off-label prescriptions, cosmetic procedures, and fertility treatments are not covered by this insurance. However, in some cases, these procedures may be required. If your claim is denied, you have the option of filing an appeal along with your supporting documents.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.