How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br>

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br>

How frequent should one change auto or homeowners\' insurance to another provider?

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br>

7 Best Hemet Homeowners Insurance Agencies

Agape Brokers Insurance Agency

3750 East Florida Avenue, Hemet, CA 92544

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Multiple Policy Types

Agape Brokers Insurance Agency provides insurance solutions for homeowners in Hemet. This company helps families and individuals protect their homes and personal belongings from risks such as fires, robberies, and unforeseen incidents that may affect their finances. Its professional agents advise clients on maximizing the value of their insurance policies while possessing comprehensive coverage plans. The firm also offers renter's insurance to help college students protect their assets in a rented home or apartment.

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Aguayo Insurance Solutions, Inc.

243 North Sanderson Avenue, Hemet, CA 92545

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Multiple Policy Types

Aguayo Insurance Solutions, Inc., is a local, family-owned, independent insurance agency that serves a wide area in California from its two locations in Moreno Valley and Hemet. One of its main offerings is homeowners' insurance, which typically has coverage for property, personal property, liability, medical expenses, and living expenses. It has related but separate policies for beach homes, high-value homes, rentals, and vacation homes. The firm also offers auto, business, and umbrella insurance.

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All Discount Insurance

1900 East Florida Avenue, Hemet, CA 92544

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Multiple Policy Types
Personal Property Insurance

Located in Hemet, All Discount Insurance has more than 25 years of experience helping clients in the city and throughout California, Texas, and Arizona. This agency is committed to helping its clients find affordable coverage that protects their mental health in the event of a major disaster. Its home insurance policies typically cover fire, theft, and water damage. Additional flood insurance can often be purchased on top of homeowners' policies.

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Aloha Village Insurance Services

629 East Florida Avenue, Hemet, CA 92543

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Renter's Insurance
Multiple Policy Types
Condos

Aloha Village Insurance Services is an independent insurance agency located in Hemet, California. It is locally and family-owned and has been in business since 1978. It offers personalized comprehensive homeowners' insurance policies written by seasoned insurance agents. Coverage options of houses and other structures, condominiums, renters, and mobile homes are available. Other personal insurance products include life insurance, auto insurance, RV insurance, motorcycle insurance, and recreational and boat insurances. It also provides commercial insurance products such as general liability insurance and workers' compensation insurance.

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Ana Maria Cruz - State Farm Insurance Agent

707 South Sanderson Avenue, Hemet, CA 92545

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Multiple Policy Types

Ana Marie Cruz State Farm Insurance Agent is available to help her clients 24 hours a day. She and her team provide homeowners insurance in Hemet and throughout all of California and Arizona. In addition to home coverage, this agency also sells a range of other personal and commercial insurance products. That includes auto, pet, property, business, life, and health insurance coverage. Ms. Cruz has been in the insurance industry since 2002.

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Control Insurance Services Inc.

24267 Sunnymead Boulevard, Moreno Valley, CA 92553

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Multiple Policy Types

Control Insurance Services Inc. has been serving clients in the Hemet area since 1999. This agency offers an array of personal products, including homeowners insurance. Its team helps clients determine the right amount of insurance for their homes and belongings and shops around on their behalf to find policies that suit their needs and budgets. Control Insurance Services works with an array of carriers, including Bristol West Insurance Group and GMAC Insurance.

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Russell & Kaufmann Insurance

400 South State Street, Hemet, CA 92543

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Renter's Insurance
Condos

Russell & Kaufmann Insurance is a local homeowners' insurance agency serving families in Hemet and the surrounding areas. Its insurance professionals assist homeowners who are looking for policies that can protect their homes and their finances. They offer homeowners' liability quotes that can cover liability defense fees, property damage claims, and injured parties' medical expenses. Additionally, Russell & Kaufmann Insurance also provides quotes for condo insurance, mobile home insurance, and renters' insurance.

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Best Homeowners Insurance Agencies in Hemet

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Homeowners Insurance Agencies FAQs

Agape Brokers Insurance Agency

Aguayo Insurance Solutions, Inc.

All Discount Insurance

Aloha Village Insurance Services

Ana Maria Cruz - State Farm Insurance Agent

Control Insurance Services Inc.

Russell & Kaufmann Insurance

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

Q: What should a homeowners\' insurance include/cover?

Q: How frequent should one change auto or homeowners\' insurance to another provider?

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