Best Health Insurance Agencies in Temecula

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Deanne Carlson Insurance Services logo
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License Verified:

License: 0L06316

California Department of Insurance

Deanne Carlson Insurance Services

26111 Ynez Road, Temecula, CA 92591
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  • Life Insurance
  • Health Insurance

Business Description

Deanne Carlson Insurance Services provides health insurance products to clients in Temecula. These include fee-for-service and managed care that cover the surgical, hospital, and medical expenses of clients. It also assists individuals who want to plan for their long-term needs, such as nursing or medical assistance services that help them get through with the activities of daily living. Short- and long-term disability insurance products are also available. Additionally, the agency partners with General Insurance, Allied Insurance, and Travelers Insurance.

License Verified:

License: 0L06316

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Yelp
3.5 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ghio Insurance Agency logo
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License Verified:

License: 0M89634

California Department of Insurance

Ghio Insurance Agency

11440 West Bernardo Court, San Diego, CA 92127
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  • Health Insurance

Business Description

Established in 1989, Ghio Insurance Agency is a health insurance specialist that operates in San Diego. It provides temporary and long-term health insurance plans for residential and commercial clients in Temecula. The agency can compare quotes for health insurance from over 20 carriers, including Humana One and PCIP. It can also modify existing policies to add overseas trip insurance, Medigap plans, and Medicare supplements. Ghio Insurance Agency can process online applications for both individual and group plans.

License Verified:

License: 0M89634

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heiland Insurance Agency logo
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License Verified:

License: 0M60267

California Department of Insurance

Heiland Insurance Agency

27393 Ynez Rd Ste 158, Temecula, CA 92591
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  • Individual Health Insurance

Business Description

Heiland Insurance Agency assists clients in Temecula in getting Medicare health plans. It serves the needs of qualifying seniors in California aged 65 years and above and other adults with qualifying permanent disabilities or medical conditions. The agency educates consumers about the four parts of Medicare in order to help them select suitable coverages like Medicare Advantage and Medicare Supplement. It also assists in picking auto, business, home, and life protection policies. Heiland Insurance Agency carries Farmers Insurance products.

License Verified:

License: 0M60267

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (133)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
JPN Insurance Services logo
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License Verified:

License: 0K13471

California Department of Insurance

JPN Insurance Services

31779 Harden St, Menifee, Menifee, CA 92584
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  • Health Insurance

Business Description

JPN Insurance Services is a family-owned agency serving clients in Temecula. It offers health insurance options to families and small businesses. Its agents assist clients planning to avail of Medicare Advantage Plans, reviewing existing benefits and enumerating possible coverage options that suit each individual's unique needs. In addition, the agency can help companies and organizations set up group insurance for employees that cover vision and dental expenses. JPN Insurance Services works with carriers such as Covered California, UnitedHealthCare Inc, and Humana.

License Verified:

License: 0K13471

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Yelp
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Julie Ngo logo
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License Verified:

License: CA-0D85939

California Department of Insurance

Julie Ngo

41881 5th St, Temecula, CA 92590
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  • Health Insurance

Business Description

Through her local State Farm office, Julie Ngo helps residents in Temecula and nearby areas choose insurance products. She designs various health plans for individuals, such as medical coverage and supplemental health insurance. Ngo also works with Medicare beneficiaries looking for supplemental insurance to pay for deductibles, coinsurance, and copayment amounts. Additional solutions provided include life, auto, business, and homeowners' insurance. Ngo's team brings more than 50 years of combined experience in the industry.

License Verified:

License: CA-0D85939

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (43)
Yelp
4.5 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
News Financial Group logo
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License Verified:

License: 0B89363

California Department of Insurance

News Financial Group

43180 Business Park Dr, Suite 202, Temecula, CA 92590
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  • Health Insurance

Business Description

News Financial Group is a company that offers health insurance plans in Temecula. It has insurance options for a variety of needs, such as Medicare, vision, dental, long-term care, and disability insurance. Other insurance products the company offers are auto, recreational vehicle, high-net-worth protection, umbrella, motorcycle, and homeowners' insurance. It also provides employee practice liability and business umbrella protection insurance. News Financial Group has been helping individuals and businesses with their insurance needs since 1986.

License Verified:

License: 0B89363

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
PSA Insurance Services logo
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License Verified:

License: 0589324

California Department of Insurance

PSA Insurance Services

27292 Vía Industria, Temecula, CA 92593
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  • Life Insurance

Business Description

PSA Insurance Services is a Temecula-based insurance agency that works with individuals and businesses in six states. The company offers group health insurance to companies that use it as employee benefits. These policies cover health, vision, dental, and health savings accounts. Founded in 1979, the family-owned independent brokerage is staffed by 14 insurance brokers and six assistants. Some of its carrier partners are MetLife, Liberty Mutual, Health Net, and Blue Cross Blue Shield.

License Verified:

License: 0589324

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rick Douglas logo
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License Verified:

License: 0750995

California Department of Insurance

Rick Douglas

27300 Jefferson Avenue, Suite B, Temecula, CA 92590
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  • Life Insurance
  • Medicare Supplements
  • Health Insurance

Business Description

Rick Douglas is a State Farm insurance agent who serves Temecula residents. He offers an array of health insurance options to families and seniors, providing coverage for individual medical expenses, disability paycheck protection, supplemental health. and Medicare Supplement plans. In addition, his agency has options to protect automobiles, homes, rental spaces, and personal articles. Term, whole, and universal life insurance options are also available. Douglas has been in the insurance industry since 1983. His team has a collective experience of over 100 years.

License Verified:

License: 0750995

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.1 / 5 (72)
Yelp
4.0 / 5 (18)
Facebook
3.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Temecula Insurance Services logo
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License Verified:

License: 0C04828

California Department of Insurance

Temecula Insurance Services

41923 2nd Street, Suite 201, Temecula, CA 92590
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  • Life Insurance
  • Business Insurance

Business Description

Temecula Insurance Services has been providing coverage for clients in the metro since 1984. The firm's individual health insurance policy can pay for hospitalization expenses, along with medical and surgical procedures. It also covers dental expenses, mental health services, and prescription drugs. The company has insurance plans for vehicles like cars, motorcycles, RVs, and boats, along with property insurance for renters and homeowners. Businesses can also obtain coverage for general liability and workers' compensation. Founder Brad Salute serves as the CEO of Desert Southwest Insurance Brokers.

License Verified:

License: 0C04828

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (5)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Health Insurance Guy logo
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License Verified:

License: 4068040

California Department of Insurance

The Health Insurance Guy

41669 Winchester Rd #101, Temecula, CA 92590
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  • Health Insurance

Business Description

The Health Insurance Guy is a local agency serving clients in Temecula. It provides health insurance options for individuals, families, and businesses. The agency helps employers in creating a group health plan for its employees depending on the company structure and the type of business. Its agents explain the differences between PPO and HMO and the Bronze, Silver, Gold, and Platinum options. It also offers accident coverage. The Health Insurance Guy is affiliated with Thrive Health Insurance.

License Verified:

License: 4068040

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Health Insurance Lady logo
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License Verified:

License: 0H98382

California Department of Insurance

The Health Insurance Lady

41669 Winchester Road, Temecula, CA 92590
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  • Health Insurance

Business Description

The Health Insurance Lady caters to Temecula clients searching for individual and family coverages, medicare supplements, and employer group health policies. Additionally, the company offers comparisons of different plans, finds new doctors for clients when needed, and processes policy enrollments. Jami McNees, president, has survived cancer and has appeared in TED Talks to share her experience. A previous client, Dori G., recognizes McNees' knowledge of the medical industry and ability to complete the insurance enrollment within days.

License Verified:

License: 0H98382

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.7 / 5 (18)
Yelp
5.0 / 5 (14)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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