Expertise.com

Best Renter's Insurance Companies in Fullerton

2024

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Providers

Last updated:

Website
1370 North Brea Boulevard, Fullerton, CA 92835
  • Multiple Policy Types

Why choose this provider?

Joey Montgomery is a State Farm insurance agent who operates in Fullerton. He offers renters' insurance plans for tenants within and around the city. Joey helps first-time clients understand the different coverages of renters' insurance, from property damage to theft reimbursement. He also adds coverages for specific dangers or concerns, such as bursting and vehicular accidents. He is a second-generation insurance agent and has lived in the city since 1973. The professional is a member of the Fullerton Chamber of Commerce.

License Verified:

License: 0L80090

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6881 Stanton Avenue, Buena Park, CA 90621
  • Multiple Policy Types

Why choose this provider?

Street Smart Insurance Solutions is an independent insurance company that serves residential and commercial clients in Fullerton and its surrounding areas. The company offers a wide array of insurance products and services, including auto, home, business, and renters' insurance coverage. The company is managed by a team of experienced insurance specialists who can create coordinated protection plans that are tailored to each client's specific needs and situation. Street Smart Insurance Solutions also provides insurance for investment property and natural disasters such as windstorms and floods.

License Verified:

License: 0H58320

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (86)
Facebook
5.0 / 5 (22)
Yelp
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
770 South Brea Boulevard, Brea, CA 92821
  • Multiple Policy Types

Why choose this provider?

Operating for over 35 years, Westways Insurance Agency, Inc., provides renters' insurance plans for tenants in Fullerton and the surrounding areas. The company educates first-time policyholders through an interactive online graphic detailing different risks to their apartment. It includes detailed coverages regarding medical liabilities for guests, stolen or damaged possessions, and damage to the structure. The agency provides quotes from national carriers like Foremost and Mercury Insurance. Westways Insurance Agency is affiliated with the Cystic Fibrosis Foundation and the Brea K-9 Program.

License Verified:

License: 0B89397

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
201 West La Habra Boulevard, La Habra, CA 90631
  • Multiple Policy Types

Why choose this provider?

Tobie Flores is an insurance agent who works at State Farm. He serves clients in Fullerton and the surrounding communities. He offers renters' insurance products, which can cover losses from accidents, loss of use, malicious mischief, and weather impacts. In addition, he provides auto, business, health, home, and life insurance policies. Condominium, pet, personal articles, and property insurance plans are also available. Moreover, Flores speaks both English and Spanish, allowing him to accommodate a broad range of clients.

License Verified:

License: 0E10441

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (115)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Are you allowed to share a renters' insurance policy in Fullerton with your roommate?

    Whether you can share your renters' insurance policy with your roommate depends on your provider, but most carriers within the state do not allow roommates to share a policy. Instead, they may provide "other members of the household" coverage, which allows up to two unrelated roommates to be added to your renters' insurance.

  • What should you do once your Fullerton roommate moves out of the rental property?

    The first thing you need to do once your roommate moves out is to contact your Fullerton renters' insurance provider and inform them about this change. You will be asked to update your policy so that you will become the sole policyholder. In the event that you get another roommate that you want to share your policy with, you will have to update your policy again.

  • What is covered by a Fullerton renters' insurance?

    Renters' insurance in Fullerton covers the following expenses:

    • Personal property: This refers to your belongings, which means that your policy will reimburse you when your things get damaged or stolen.
    • Medical protection: This applies when a guest in your rental property gets injured and needs to be compensated for their hospital bills.
    • Loss of use: In the event that the rental property becomes uninhabitable due to covered losses, you will receive coverage for temporary rentals.
  • Are you legally required to have renters' insurance in Fullerton?

    There are no state laws that require tenants in Fullerton to carry renters' insurance. However, some landlords may require it as part of your lease agreement with them, and there are also no laws preventing them from requiring it in the agreement. However, keep in mind that your landlord cannot also evict you for not insuring your personal property in the event that they suddenly change their mind.

  • How much does renters' insurance cost in Fullerton?

    The cost of a Fullerton renters' insurance may range from $60 to $248 per year, with the average being $153 per year. When purchasing a policy, you can obtain discounts if your rental property has security and safety devices, such as burglar alarms and sprinklers. Opting for a higher deductible can also help you lower your insurance premiums.

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