Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Santa Ana

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Santa Ana Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

132Reviewed

82Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1522 East 4th Street, Santa Ana, CA 92701
WebsiteLicense: 0H91245

Expertise.com Rating

Review Sources

Yelp
3.0 (4)
Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

First Home Insurance Agency provides risk management solutions for renters and homeowners in the Santa Ana area. The company helps its clients get coverage for their dwellings and other structural properties, improvements, alterations, and additions. The insurance coverage also includes damages from fire, lightning, explosion, riots, and sudden and accidental tearing of heating or cooling systems. Moreover, First Home Insurance Agency offers assistance in terms of loss assessments, personal properties, and personal liabilities. It is also a member of the Farmers Insurance Group of Companies.

600 South Grand Avenue, Santa Ana, CA 92705
WebsiteLicense: 0C38846

Expertise.com Rating

Review Sources

Google
4.0 (332)
Facebook
3.5 (6)

Why choose this provider?

Founded in 1989, Neighborhood Insurance Agency serves individuals, families, and businesses in Santa Ana. The brokerage offers an array of risk management strategies, including renters' insurance, homeowners' insurance, and life insurance, as well as coverage for automobiles, motorcycles, RVs, and floods. It also provides Mexico auto insurance and umbrella coverage. Under its commercial line, it provides policies for cyber, professional, and general liability. Neighborhood Insurance Agency's website can be translated to Spanish and is made accessible for people with disabilities.

  • Multiple Policy Types

912 North Harbor Boulevard, Santa Ana, CA 92703
WebsiteLicense: 0K82884

Expertise.com Rating

Review Sources

Google
4.0 (45)
Yelp
3.0 (5)
Facebook
5.0 (2)

Why choose this provider?

Ebuy Insurance Services is an independent brokerage that serves individuals, families, and businesses in Santa Ana and the surrounding areas. It provides an array of risk management solutions, including renters' and homeowners' insurance, as well as coverage for pets, valuable items, vehicles, and travelers. Additionally, it offers extensive business insurance policies, including cyber and liquor liability, non-profit, and special events insurance. The brokerage also conducts additional services, such as tax preparation, refund estimates, and DMV solutions.

  • Multiple Policy Types

1905 North Main Street, Santa Ana, CA 92706
WebsiteLicense: 0509747

Expertise.com Rating

Review Sources

Google
5.0 (28)
Facebook
3.0 (4)

Why choose this provider?

Elmco Insurance, Inc., is an independent insurance agency that serves clients in Santa Ana. It offers renters' insurance from several insurance carriers, such as Travelers, Progressive, and Aetna. The agency also assists clients in obtaining other types of insurance products for cars, homeowners, workers' compensation, and special events. Elmco Insurance has been providing personal and business insurance for clients since 1958. It operates as both agent and broker and maintains membership in the Professional Insurance Agents Association.

  • Multiple Policy Types

60 Plaza Square #200, Orange, CA 92866

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

As a State Farm Insurance agent, Adam Guss offers his products and services to clients within Santa Ana and its surrounding areas. He designs insurance policies that help renters secure their belongings from loss or damage, with supplemental options available for personal articles like jewelry and collectibles. He and his staff offer similar products for home, vehicle, and business property owners, as well as solutions for concerns about banking and annuities. Guss' agency is also open to inquiries from Spanish- and Vietnamese-speaking clients.

  • Multiple Policy Types

1011 South Bristol Street, Santa Ana, CA 92703
WebsiteLicense: 0G00811

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
4.0 (17)
Yelp
5.0 (2)

Why choose this provider?

Gamez Insurance & Income Tax is a Santa Ana-based agency. It offers renters', homeowners', auto, and motorcycle insurance. Renters' insurance financially safeguards clients and their families against disasters and accidents taking place inside their rented space. It also covers liabilities the clients may have over guests who are harmed as a result. Renter's insurance coverage depends on the valuables included in the clients' inventory. The agency can address client concerns and inquiries in both English and Spanish.

  • Multiple Carriers
  • Multiple Policy Types

2110 South Bristol Street, Santa Ana, CA 92704
WebsiteLicense: 0M12812

Expertise.com Rating

Review Sources

Google
4.0 (61)
Facebook
5.0 (4)
Yelp
5.0 (3)

Why choose this provider?

Insurance Services VIA is an insurance brokerage that serves residents and businesses in Santa Ana. It offers an array of risk management strategies, including renters' insurance and coverage for homeowners, automobiles, and businesses. The brokerage has an organized education system, which its insurance professionals adhere to when explaining insurance policies to clients. It also has a proprietary VIA Ticket Claim system for claims assistance. Additional services include tax preparation, vehicle registration, and money transfers.

  • Multiple Policy Types

601 North Parkcenter Drive, Santa Ana, CA 92705
WebsiteLicense: 0G29321

Expertise.com Rating

Review Sources

Google
5.0 (28)
Yelp
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Roberti's Insurance Agency, Inc. is a local business in Santa Ana that offers a wide range of insurance protection for individuals, property owners, and businesses. Founded in 1990, it provides renters' insurance that protects clients' personal property, such as furniture, clothes, computers, and jewelry. In addition, its plan also includes personal liability coverage. Clients can also benefit from the company's other personal line products, including auto, life, specialty dwelling, boat, homeowners', and recreational vehicle insurance.

  • Multiple Policy Types

1665 E 4th St 106, Santa Ana, CA 92701

Expertise.com Rating

Review Sources

Google
4.9 (404)
Facebook
4.9 (100)
Yelp
4.5 (28)

Why choose this provider?

Zeron Insurance offers a variety of policies to clients in the Santa Ana area. Tenants residing in rental properties get coverage for issues that are not part of their landlord's insurance policy. These include injuries that occur inside the residence and stolen personal items. The firm also provides insurance for cars, motorcycles, and RVs, as well as business policies that cover vehicle fleets and professional liability. Zeron Insurance partners with major carriers like Progressive, AIG, and Nationwide.

  • Multiple Policy Types

FAQs

  • What factors influence renters insurance costs in Santa Ana?

    Several factors influence renters insurance rates in Santa Ana, including the amount of personal property coverage included in the policy. Renters must also take into account various variables such as deductibles, the amount of liability coverage, and region-specific factors such as theft and crime rates. A typical policy provides $100,000 in liability coverage.

  • Why do Santa Ana residents need renters insurance?

    Santa Ana residents benefit from renters insurance as it protects their personal belongings from various hazards like wildfires and cooking fires. Renters in this area need to ensure their insurance policy includes liability coverage, given California's reputation as one of the nation's most legally contentious states. This coverage helps tenants defend against claims and covers expenses associated with judgments or settlements in negligence lawsuits.

  • What are the two types of reimbursement Santa Ana residents can get from their renters insurance policies?

    Depending on the type of insurance plan selected, Santa Ana renters can get their money back based on the real cash value or replacement cost value of their personal belongings. Under the actual cash value method, renters are reimbursed in cash depending on the depreciated worth of the used items. The replacement cost value method reimburses tenants for the comparable cost of purchasing a similar new item without depreciation.

  • What is the average annual cost of renters insurance in Santa Ana?

    The average annual cost of renters insurance in Santa Ana is $196. The price of renters insurance depends on various factors, such as the age of the building, its construction materials, and geographic location. Renters insurance tends to be pricier in regions susceptible to events like fire, lightning, or hail due to the added risk involved.

  • How can Santa Ana residents determine the worth of their personal belongings when filing a renters insurance claim?

    Santa Ana tenants should keep receipts and make an inventory of their possessions. It is important not to undervalue the worth of their valuable items. They can also photograph or videotape each area, protecting these images in a fireproof container. Renters can opt to electronically store documents or place them in a secure lockbox at a bank for safekeeping.

Related Articles

FeaturedHome-Remodel-Hero

Survey: COVID-19 Pandemic Leads to Surge in Demand for Renters Insurance

We surveyed 1,000 renters in the U.S. to see how the pandemic changed their thoughts about renters insurance, what they look ...