Expertise.com

2024

Last updated:

Best Life Insurance Companies in Fontana

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fontana Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

9195Reviewed

5520Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

16555 Butano Place, Fontana, CA 92336
WebsiteLicense: 0N04715

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

The Insurance Goddess, Inc., is an independent insurance agency that provides insurance services to families and businesses of Fontana and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. Its professionals help clients determine the right insurance coverage. Moreover, it provides insurance services like life insurance, health insurance, dental insurance, vision insurance, Medicare services, and social security maximization. It has been providing insurance services for more than 10 years.

  • Life Insurance
  • Health Insurance

9870 Sierra Avenue, Fontana, CA 92335
WebsiteLicense: 0624153

Expertise.com Rating

Review Sources

Google
4.6 (11)
Yelp
5.0 (2)

Why choose this provider?

Mary Powers leads a team of insurance agents at State Farm. She has been guiding individuals and families in the community of Fontana and its surrounding areas since 1982. She offers a wide range of insurance products, including automobile, health, life, home, and renters' insurance. She also serves small business owners with business insurance packages. To give back to the community, Mary has sponsored various programs such as the American Heart Association, Habitat for Humanity, and Special Olympics.

  • Life Insurance
  • Health Insurance

16655 Foothill Boulevard, Fontana, CA 92335
WebsiteLicense: 0G72993

Expertise.com Rating

Review Sources

Google
4.0 (819)
Facebook
5.0 (4)

Why choose this provider?

All Types Insurance Agency is a locally owned and operated business that has been serving individuals, families, and businesses in Fontana and the surrounding communities for more than a decade. It offers individual life insurance plans and reviews existing life insurance policies. It also carries other types of insurance options, such as business, automobile, watercraft, boat, motorcycle, and homeowners' insurance. Moreover, the agency provides insurance solutions to new drivers, as well as drivers with bad records and no license.

  • Life Insurance

17122 Slover Avenue, Fontana, CA 92337
WebsiteLicense: 0F89806

Expertise.com Rating

Review Sources

Google
5.0 (27)
Yelp
3.0 (8)

Why choose this provider?

Lenita Graves provides various lines of insurance products for residents of Fontana. Graves has been working with State Farm Insurance since 1999 and is knowledgeable about life, home, property, and business insurance. She can help clients assess their current assets to determine which type of life insurance will be most beneficial for their loved ones. Graves and her team can also help small businesses obtain ample protection for their employees through group life policies. This insurance agent can also accommodate Spanish-speaking customers.

  • Life Insurance
  • Health Insurance

8436 Sierra Avenue, Fontana, CA 92335
WebsiteLicense: 0F02744

Expertise.com Rating

Review Sources

Google
4.3 (6)

Why choose this provider?

Maria Herrera is a Farmers Insurance agent serving the Fontana community. She assists individuals in determining the type of life insurance coverage they need depending on their financial goals. Term life, whole life, and universal life insurance policies are available along with coverage for riders on disability, accelerated death benefit, and critical illness. Herrera helps clients consider a wide range of features such as a mortgage, medical bills, and retirement income. She also specializes in auto, business, and umbrella insurance.

  • Life Insurance

11606 Belmonte Road, Fontana, CA 92337
WebsiteLicense: 0C23878

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Rauda Insurance Agency is a company serving customers in Fontana and the surrounding areas. The independent insurance agency is owned by Ana L. Ruada, who has more than 20 years of experience in the industry. She strives to provide clients with insurance products that fit their needs. She assists them in obtaining life, business, and home insurance. The company's home insurance range also covers valuable articles, floods, and additional liabilities in supplemental policies.

  • Life Insurance

13191 Santa Ana Avenue, Fontana, CA 92337
WebsiteLicense: 0I87172

Expertise.com Rating

Why choose this provider?

Founded in 2011, JWB Tax and Financial Services is a financial firm that offers life insurance to individuals, families, and businesses in and around Fontana. It also assists clients to obtain individual and group health insurance coverages from a variety of insurance carriers. Moreover, the firm handles accounting and tax services. Its owner, Jason Burke, is a member of the California Society of Certified Public Accountants and has been in the financial business for over two decades.

  • Health Insurance

7426 Cherry Avenue, San Bernardino, CA 92336
WebsiteLicense: 0M62613

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Elite International Insurance Services is a company that has been serving clients in Fontana and nearby metros for over 25 years. It provides assistance to clients who need life, personal, or business insurance coverage. It can help with applications, renewal, claims, and other processes related to a client's policy. It also provides assistance with coverage relating to autos and trucks. The company can also help clients with broader coverage through additional protection. This extra protection includes medical payments and coverage for uninsured motorists.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

FAQs

  • Can a life insurance policy in Fontana be canceled as a result of one missed payment?

    In Fontana, a single late payment on a life insurance policy does not immediately make it inactive. Life insurers must provide parties a grace period of at least 60 days from the due date for premiums before canceling a policy to give them an opportunity to catch up on payments, in accordance with the California Insurance Code 10113.71.

  • Will a life insurance policy in Fontana be canceled even if no notice is given?

    The life insurance policy in Fontana cannot be terminated if the insurer fails to send the necessary notification to the pertinent parties. Additionally, benefits triggered by a coverage event must be paid out. The listed policy owner, a person specified by the policy, and any known assignees or other interested parties must receive the notice via mail.

  • Can insured individuals in Fontana borrow money from their life insurance policy?

    Yes, insured people in Fontana can take out loans against their life insurance policies. However, when someone obtain a life insurance loan, they are typically required to pay it back with interest. If the borrower passes away before repaying the loan, the balance will simply be subtracted from the beneficiary's death benefit.

  • How much of their life insurance coverage may Fontana residents borrow against?

    The borrowing limit available to policyholders in Fontana is determined by insurance companies, generally with an allowance of up to 90% of the policy's cash value. Taking a loan against the policy's cash value can result in a reduction of the payout that would be allocated to the beneficiaries when the policyholder passes away.

  • Can the proceeds of a life insurance policy in Fontana be used to settle the decedent's debts?

    Yes, credit life insurance in Fontana may serve as a tool to alleviate or lessen the financial burden of outstanding debts in the event of the insured's passing. It's a specialized insurance policy tailored to clear specific debts if the borrower were to pass away before fulfilling their obligations. Typically, lenders offer credit life insurance when individuals take out significant loans.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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