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Best Life Insurance Companies in Rancho Cucamonga

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Abril Insurance Agency logo
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License Verified:

License: 0G03857

California Department of Insurance

Abril Insurance Agency

9033 Base Line Road, Rancho Cucamonga, CA 91730
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  • Life Insurance

Business Description

Founded in 2008, Abril Insurance Agency offers level term life, decreasing term life, and whole life insurance policies to clients in and around Rancho Cucamonga. It also offers several types of personal insurance programs such as home, condo, mobile home, RV, motorcycle, and boat insurance. The agency customizes contractor, business liability, and workers' compensation insurance solutions. Its team, led by Randy Abril, crafts individual and group health insurance options, as well as long-term care insurance, that suit clients' needs.

License Verified:

License: 0G03857

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
American Advantage Insurance Agency logo
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License Verified:

License: 0F95123

California Department of Insurance

American Advantage Insurance Agency

PO Box 2235, Rancho Cucamonga, CA 91729
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

American Advantage Insurance Agency is an independent insurance agency that provides insurance services to residents and businesses in Rancho Cucamonga and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life plans such as term life, whole life, group life, and long-term care insurance. Additionally, it provides coverage options for uninsured & underinsured motorists, specialty autos, collision, liability, and roadside assistance. Agency owner Brandon Griffith has been in the insurance industry since the 1990s.

License Verified:

License: 0F95123

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capitol Hill Insurance logo
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License Verified:

License: 0M21701

California Department of Insurance

Capitol Hill Insurance

7965 Vineyard Ave f12, Rancho Cucamonga, CA 91730
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  • Life Insurance
  • Health Insurance

Business Description

Capitol Hill Insurance has been in the insurance brokerage business since 1998. It helps families in Rancho Cucamonga and nearby cities shop for insurance products, including life insurance plans. In addition, its offerings encompass auto, home, health, aircraft, boat, and motorcycle insurance. Its agents write policies that protect businesses, including workers' compensation, error and omission, commercial auto insurance, and contract bonds. Capitol Hill Insurance has experience working with diverse industries like hospitality, retail, finance, and nonprofit.

License Verified:

License: 0M21701

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cardenas Insurance Services logo
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License Verified:

License: 0F23589

California Department of Insurance

Cardenas Insurance Services

863 North 3rd Avenue, Upland, CA 91786
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  • Life Insurance
  • Health Insurance

Business Description

Cardenas Insurance Services helps individuals, families, and businesses in Rancho Cucamonga obtain appropriate insurance solutions. Founded in 1989, the company works with different insurance carriers, including MetLife, CNA Surety, and Mapfre Insurance. Its agents carry two kinds of life insurance plans, namely, term and whole life insurance, and assist clients in determining which option suits their needs. Cardenas Insurance Services also offers cyber liability, commercial property, and contractors' insurance. Moreover, it provides group dental and medical insurance plans.

License Verified:

License: 0F23589

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cornerstone logo
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License Verified:

License: 0E72638

California Department of Insurance

Cornerstone

9340 Base Line Road, Rancho Cucamonga, CA 91701
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  • Life Insurance
  • Health Insurance

Business Description

Cornerstone is a personal and commercial insurance agency that serves clients in Rancho Cucamonga and the surrounding areas. It offers life, health, home, auto, and recreational vehicle insurance plans. It also provides farm and ranch insurance, commercial auto insurance, landlord liability insurance, business liability insurance, cyber liability insurance, and group health insurance. Cornerstone's CEO, Phil Hakopian, has been in the insurance industry since 1988. He is also a member of the Western Insurance Agents Association.

License Verified:

License: 0E72638

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Daevon Parks logo
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License Verified:

License: 0N01701

California Department of Insurance

Daevon Parks

10700 Jersey Boulevard, Rancho Cucamonga, CA 91730
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  • Life Insurance
  • Health Insurance

Business Description

Based in Rancho Cucamonga, Daevon Parks provides life insurance products to individuals and families throughout Southern California. With more than a decade of experience in the customer service and management industry, he aims to impact people's lives positively. As an insurance agent, he assists clients in selecting life insurance policies that match their unique needs and premium budget. In addition, he participates in local community outreach activities and volunteering opportunities. Parks is an agent for StateFarm, a nationwide insurance, investment, and financial services company.

License Verified:

License: 0N01701

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (23)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GBinsur logo
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License Verified:

License: 0I95670

California Department of Insurance

GBinsur

9647 Golden Street, Rancho Cucamonga, CA 91737
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  • Life Insurance
  • Health Insurance

Business Description

Independent agency GBinsur, owned by George Baddour, provides life and health insurance options to the residents of Rancho Cucamonga and the surrounding areas. Clients can choose from several life insurance solutions: term life, whole life, disability insurance, and mortgage protection policies. It also provides health coverages, including dental and vision, individual and family, and group medical plans. Senior citizens can also consult with the company if they want to get additional coverage beyond their original Medicare policies.

License Verified:

License: 0I95670

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hanasab Insurance Services logo
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License Verified:

License: 0E08574

California Department of Insurance

Hanasab Insurance Services

3333 Concours Street, Ontario, CA 91764
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  • Life Insurance
  • Health Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Business Description

Founded in 1993, Hanasab Insurance Services is an insurance brokerage business that serves the Rancho Cucamonga area and the surrounding communities. With access to several leading carriers, the company provides a spectrum of insurance products, ranging from business insurance to personal insurance for individuals and families. A diversity of life insurance options is offered, including term life, universal life, whole life, and joint and survivorship life. Additionally, key person life insurance is also available for small businesses.

License Verified:

License: 0E08574

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Yelp
3.5 / 5 (3)
Google
3.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Journey Financial Group, Inc. logo
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License Verified:

License: 0K48140

California Department of Insurance

Journey Financial Group, Inc.

9431 Haven Avenue, Rancho Cucamonga, CA 91730
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  • Life Insurance
  • Health Insurance

Business Description

Journey Financial Group, Inc., is a company that offers financial and insurance services to clients in Rancho Cucamonga and the surrounding areas. It is owned by Chad J. Coco, whose previous career was in mortgage banking. The company has a range of services, one of which is offering products like life insurance, home insurance, auto insurance, and business insurance. It can also provide financial and estate planning services, as well as give advice on mortgages.

License Verified:

License: 0K48140

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Latino Services Network, Inc. logo
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License Verified:

License: 6004939

California Department of Insurance

Latino Services Network, Inc.

9431 Haven Avenue, Rancho Cucamonga, CA 91730
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  • Life Insurance

Business Description

Latino Services Network, Inc. is a multi-service provider company that offers a range of insurance solutions for individuals and businesses in Rancho Cucamonga. Its team of insurance agents can speak both Spanish and English, capable of catering to the life insurance needs of individuals and families. In addition, the team also has appropriate insurance coverage for business, auto, homeowners', and commercial. Latino Services Network is also available to render immigration, registration, notary, and property management services.

License Verified:

License: 6004939

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Morgan & Franz logo
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License Verified:

License: 0B33249

California Department of Insurance

Morgan & Franz

10606 Trademark Parkway North, Rancho Cucamonga, CA 91730
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  • Life Insurance

Business Description

Morgan & Franz is a woman-owned insurance agency based in Rancho Cucamonga. It provides benefit programs to families, individuals, and businesses that are personalized to their specific needs. It specializes in life insurance options that come in term life and permanent life categories. The agency offers an exclusive product called Benefit Advantage that provides businesses and their employees a customized health care coverage package without sacrificing benefits. Morgan & Franz also provides insurance options that cover medical, dental, vision, and disability.

License Verified:

License: 0B33249

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
PolicyCoach logo
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License Verified:

License: 6003827

California Department of Insurance

PolicyCoach

2990 Inland Empire Boulevard, Ontario, CA 91764
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  • Life Insurance

Business Description

Located in Ontario, PolicyCoach is an insurance service company that serves Rancho Cucamonga and its neighboring areas. It comprises a team of insurance coaches with extensive knowledge and experience in various types of insurance products. Among the insurance policies that they offer include life insurance. Its team assists clients in selecting the right level of coverage for their life insurance needs. Furthermore, PolicyCoach provides insurance billing and payment services as well as policy changes and document requests.

License Verified:

License: 6003827

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RSR Insurance Services, Inc. logo
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License Verified:

License: 0K68296

California Department of Insurance

RSR Insurance Services, Inc.

9431 Haven Avenue, Rancho Cucamonga, CA 91730
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  • Life Insurance

Business Description

RSR Insurance Services, Inc., serves the insurance needs of individuals, families, and businesses in Rancho Cucamonga and the surrounding communities. Its agents have a total experience of more than 50 years. It carries life insurance plans that can be customized, giving clients the option to control their life insurance. Additionally, it provides commercial insurance plans like general liability, workers’ compensation, business owner’s policy, professional liability, and commercial auto insurance. Moreover, it also offers products for tractor-trailers to dump trucks.

License Verified:

License: 0K68296

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Dave Kaminsky Insurance Agency logo
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License Verified:

License: 0829351

California Department of Insurance

The Dave Kaminsky Insurance Agency

9613 Arrow Route, Rancho Cucamonga, CA 91730
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  • Life Insurance

Business Description

The Dave Kaminsky Insurance Agency is an independent agency that delivers insurance protection to individuals and families in Rancho Cucamonga. It offers tailored insurance plans by connecting with multiple insurance carriers, such as National General, Safeco, The Hartford, and Stillwater. The agents provide term life insurance that protects policyholders for a specific period of time, usually between 10 and 30 years. They also have whole life and universal life insurance that safeguards clients' assets and income for a lifetime.

License Verified:

License: 0829351

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Western Pacific Insurance Services logo
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License Verified:

License: 0F60667

California Department of Insurance

Western Pacific Insurance Services

8429 White Oak Avenue, Rancho Cucamonga, CA 91730
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  • Life Insurance
  • Health Insurance

Business Description

Western Pacific Insurance Services is a life insurance company that serves clients in Rancho Cucamonga. The firm provides whole, universal, and term life insurance to ensure security for its clients' loved ones. Aside from life insurance, the company also offers insurance for vehicles, homes, and vacant properties. The firm's team of insurance professionals is led by Karen Molina, who has been in the industry since 2004. Western Pacific has partnered with major insurance carriers such as Foremost Insurance Group and American Modern.

License Verified:

License: 0F60667

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Winston & Associates Insurance Brokers, Inc. logo
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License Verified:

License: 0A91014

California Department of Insurance

Winston & Associates Insurance Brokers, Inc.

8570 Utica Avenue, Rancho Cucamonga, CA 91730
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  • Life Insurance
  • Health Insurance

Business Description

For 30 years, Winston & Associates Insurance Brokers, Inc., has served the insurance needs of individuals, families, and businesses in Rancho Cucamonga and the surrounding communities. It carries life insurance plans, such as individual life insurance (annual renewable term, level term life, and whole life), group life insurance, second-to-die policies, and key person insurance. The company was established in 1991 by Alan Winston, who has been working in the insurance industry since 1978.

License Verified:

License: 0A91014

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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