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Best Health Insurance Agencies in Alameda

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Alameda Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



6Top Picks

Learn about our selection process.


featured provider = Featured Provider

P.O.Box 238, Alamo, CA 94507
WebsiteLicense: 0680704
Website Rating

Review Sources

5.0 (38)

Why choose this provider?

The Benefits Store serves as a health care insurance brokerage and a third-party administrator helping individuals, families, and employers to insure their dental, vision, and medical needs in Alameda. The insurance policies cover Medicare and vision plans, including UHC PPO and VPA VHMO. In addition, business owners can opt for group plans to accommodate and manage the health insurance benefits of their employees. The agency's health insurance coverages have been exclusively offered to California Local Real Estate Associations members since 1984.

  • Group Plans
  • Individual Health Insurance
  • Health Insurance

1910 Olympic Blvd., Walnut Creek, CA 94596
WebsiteLicense: 0F80772 Rating

Review Sources

5.0 (1)

Why choose this provider?

Founded in 2015, Herrera Insurance Agency & Financial Services Inc. provides risk management solutions in the Alameda metro. It helps individuals and families acquire health insurance plans to protect them from financial losses caused by medical expenses. The company also carries other personal lines of insurance, including life, home, auto, and motorcycle insurance. It also offers commercial, farm, and crop, and travel and tourism insurance. Herrera Insurance Agency & Financial Services' team brings over 35 years of combined industry experience.

  • Health Insurance

Castro Valley, CA 94552
WebsiteLicense: 0A65131 Rating

Why choose this provider?

Sharon L. Ashby is an independent authorized insurance agent who serves clients in Alameda. Since 1974, Ashby has been offering a full range of custom-tailored insurance products such as health, life, and dental insurance. She is equipped to assist clients through the process of determining appropriate health insurance policies based on their varying needs and goals. She handles short-term and long-term insurance plans, as well as plans designed for students. Ashby can help her clients with Medicare and COBRA matters.

  • Health Insurance
  • Medicare

Attorney Information

Attorney NameBar StatusExperience
Sharon Ashby - Principal/ Insurance AgentActive43 yrs

201 Macarthur Blvd Ste A, San Leandro, CA 94577
WebsiteLicense: 0K19828
Website Rating

Review Sources

4.9 (39)
5.0 (7)
4.2 (5)

Why choose this provider?

Victor James offers health, life, and pet insurance plans from State Farm. James and his team also offer other policies, including auto, home, business, and property coverage, as well as protection for boats and motorcycles. In addition, they conduct financial services on banking, annuities, and mutual funds. They serve residents and businesses in the Bay Area, including Alameda, Oakland, Emeryville, Piedmont, and San Leandro. James invites clients to visit his office and also agrees to meet them in their preferred location.

  • Health Insurance

2413 Webb Avenue, Suite C, Alameda, CA 94501
WebsiteLicense: 0G80281
Website Rating

Review Sources

5.0 (74)
5.0 (5)
4.0 (2)

Why choose this provider?

Caffrey Insurance Solutions serves clients in Alameda. It creates health insurance policies for individuals and families and offers Medicare Supplement, Advantage, and Prescription Drug Plans for seniors. The agency also creates custom-branded enrollment management portals for employee health plans. In addition to medical benefit policies, it provides ancillary coverage for dental, vision, life, disability, and telemedicine, as well as short-term coverages for travel. Caffrey Insurance Solutions was founded by Lynn Caffrey, who has over 40 years of industry experience.

  • Individual Plans
  • Group Plans

1070 Marina Village Parkway Suite #101B, Alameda, CA 94501
WebsiteLicense: 0G34187
Website Rating

Why choose this provider?

M K McDonough Financial & Insurance Services helps clients get health, life, and disability coverage in Alameda. It guides consumers in getting personal, liability, and life indemnity policies. The company serves as a platform where companies can obtain their employees' benefit plans from multiple carriers. It also provides diverse business solutions and financial planning services. President Michael McDonough is a former president of the Chamber of Commerce in Alameda. He is the Successful Thinker Network Alameda East Bay chapter leader.

  • Life Insurance
  • Health Insurance


  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Why are people in Alameda encouraged to have health insurance?

    People in Alameda are encouraged to have health insurance because of the rising cost of medical expenses in California. Health protection plans aim to help families and individuals pay for medical-related costs. Policyholders can be protected from out-of-pocket expenses due to wellness checks, doctor visits, prescribed medications, and hospital stays.

  • Is there any way for Alameda residents to acquire health insurance if they miss the open enrollment period?

    Yes, residents in Alameda can still acquire Affordable Care Act health insurance even if they miss the open enrollment period. They can obtain health coverage during the special enrollment period. To qualify for the enrollment period, they must have certain life changes or events like getting married, having a child, or moving to a new place.

  • In Alameda, is temporary health insurance the same as short-term health insurance?

    Yes, temporary health insurance is the same as short-term health insurance. Families and individuals in Alameda can have health insurance coverage for a certain period. Like other health policies, temporary health insurance can cover doctor visits and emergency hospital services. Most people acquire this type of insurance during a time of transition.

  • How does the Mental Health Parity Act work in Alameda?

    Under the Mental Health Parity Act, health insurance companies are required to make sure that treatment limitations and financial requirements for mental health or substance use disorder are no longer restrictive. The act is applicable to policies sponsored by public and private sectors with more than 50 employees and health insurance companies that offer coverage to employers with over 50 employees.

  • Who can apply for Medi-Cal insurance in Alameda?

    In Alameda, Medi-Cal insurance can be purchased by low-income individuals; pregnant women; senior citizens; persons with disabilities; and families with children. Individuals with diseases, such as breast cancer, HIV, and tuberculosis are also eligible for Medi-Cal. To qualify, they must prove that they are residents of California or eligible immigrants.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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