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Best Bankruptcy Attorneys in Livermore

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Andrew J. Christensen logo
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Andrew J. Christensen

1970 Broadway #550, Oakland, CA 94612
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Andrew J. Christensen assists clients in Livermore and the surrounding communities with bankruptcy matters. He advises clients on chapters 7 and 13, adversary proceedings, HOA collections, and creditor lawsuits. He represents individuals and businesses in a variety of litigation matters, including trustee actions, objections to claims and confirmations, and motions for relief from stay. He also helps people with civil lawsuits, reorganization plans, loan modifications, and debt settlement negotiations. Christensen is a member of the National Association of Consumer Bankruptcy Attorneys.

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

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Blanco Law Firm logo
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Blanco Law Firm

350 Townsend St. # 316, San Francisco, CA 94107
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Blanco Law Firm represents businesses and consumers in Livermore. Its team provides assistance to clients who want to eliminate credit card debt, modify car loans, and stop foreclosures by applying for chapter 7 or chapter 13 bankruptcies. The professionals guide entrepreneurs during complex chapter 11 processes, from submitting reorganization plans to attending court hearings. The firm's principal attorney, Mario Blanco, previously worked for a multinational company before starting his own bankruptcy practice. He also maintains a fluency in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

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Concord Bankruptcy Center logo
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Concord Bankruptcy Center

2801 Concord Blvd., Concord, CA 94519
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Concord Bankruptcy Center accommodates clients from the Livermore metro. Its attorney, Diana J. Cavanaugh, exclusively serves debtors who get harassed by creditors and struggle with foreclosures, repossessions, and wage garnishments. She analyzes the different financial situations of people to determine whether they qualify for bankruptcy in chapters 7 and 13. She also assists with filing bankruptcy chapter 11. Concord Bankruptcy Center has been operating since 1992. It employs a Spanish-speaking staff to serve a wide range of clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Gold & Hammes logo
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Gold & Hammes

1570 The Alameda #223, San Jose, CA 95126
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  • Debt Settlement

Business Description

Gold & Hammes is a law firm that serves people in the Livermore community. It assists clients in protecting themselves from debt risks and receiving financial relief by filing bankruptcy cases, whether for foreclosures or credit card debts. The bankruptcy filing procedure entails acquiring basic information from clients, addressing their concerns, and preparing and submitting relevant documents. The firm's partner, James Gold, is a certified bankruptcy law specialist by the California Board of Legal Specialization and a co-founder of the National Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (14)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Gregory Hartman logo
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Gregory Hartman

1300 Clay St., Ste. 600, Oakland, CA 94612
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Gregory Hartman represents individuals and businesses in Livermore and nearby locations. When a client's car is being repossessed and they are unable to settle debts or obtain loan modifications, the attorney guides them through the bankruptcy process. He also helps individuals stop wage garnishment and foreclosure. Hartman also represents creditors, which makes him knowledgeable of the other side's tactics and strategies. The legal professional has been a CPA since 2003 and obtained his Juris Doctor in 2007.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Haddix Law Firm logo
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Haddix Law Firm

1224 I Street, Modesto, CA 95354
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  • Chapter 7 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Haddix Law Firm serves Livermore residents who want to undergo various bankruptcy procedures. The firm's head attorney, Brian Haddix, guides clients in selecting a bankruptcy chapter that fits their unique situation, whether they're facing utility service termination, mobile home foreclosure, or car repossession. He also represents both debtors and creditors with cases that involve bank levies, credit disputes, wage garnishments, and harassing collection efforts. In addition, Haddix utilizes online client questionnaires and teleconferencing applications to streamline any bankruptcy consultation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

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Keenan Law Offices logo
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Keenan Law Offices

1057 MacArthur Blvd, Suite 202, San Leandro, CA 94577
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Keenan Law Offices is a full-service firm that caters to individuals and business owners in Livermore. It deals with different types of disputes, helping clients resolve issues involving chapters 7 and 13 bankruptcy. The legal practice takes on cases related to foreclosures, student loans, taxes, and government fines. It also assists debtors in settling bad credit histories, and it handles will and trust administration tasks. Founder Ryan Keenan worked for a large consumer bankruptcy firm after he graduated from law school.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (1)

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Law Office of Robert W. Fong logo
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Law Office of Robert W. Fong

1151 West Robinhood Drive, Suite B15, Stockton, CA 95207
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Robert W. Fong provides legal services to clients across Livermore and the surrounding cities. It handles chapter 7 bankruptcy cases to help corporations, partnerships, married couples, and individuals who wish to handle their debts. It also caters to clients needing assistance with their chapter 13 bankruptcy law matters to create debt repayment or installment payment plans. Founding attorney Robert W. Fong brings more than 25 years of experience in the legal field.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Law Office of Stanley A. Zlotoff logo
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Law Office of Stanley A. Zlotoff

300 South 1st St., Suite 215, San Jose, CA 95113
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

The Law Office of Stanley A. Zlotoff addresses bankruptcy-related inquiries and concerns from Livermore-based clients. As a board-certified specialist, Zlotoff focuses his practice exclusively on Chapter 7, 11, and 13 bankruptcy for both individuals and businesses. He employs personalized and comprehensive counsel in helping clients secure necessary documents and understand the details of the process beneath their options. Zlotoff is also the former head of the Santa Clara County Chapter 13 Committee and a current member of the National Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
5.0 / 5 (6)
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Law Offices of W. Kirk Moore logo
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Law Offices of W. Kirk Moore

586 North 1st Street, Suite 202, San Jose, CA 95112
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of W. Kirk Moore is a bankruptcy law firm servicing individuals and businesses in Livermore. It practices chapter 7 and 13 bankruptcy law and helps clients escape unmanageable debt and secure a new financial future. The firm also assists clients with exemption laws to keep their assets and filing bankruptcy to stop repossessions, harassments, foreclosures, lawsuits, and garnishments. The Law Offices of W. Kirk Moore has been featured on the KRON 4 news station and ABC Nightly News.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Leyton Law logo
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Leyton Law

1401 Willow Pass Road, Suite 1020, Concord, CA 94520
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Leyton Law delivers consumer bankruptcy solutions to members of the Livermore community and nearby areas. The firm helps individuals resolve debt problems from credit cards, medical bills, and mortgage issues. Its legal professionals, led by Leslie Leyton, assess each client's situation, prepare petition documents, and assist in each step of chapter 7 or 13 bankruptcy procedures. Leyton, a member of NACBA, previously worked for the American Civil Liberties Union and has been practicing law for over 10 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Luong Lechau Bankruptcy Law Firm logo
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Luong Lechau Bankruptcy Law Firm

343 E. Main St., Ste. 311, Stockton, CA 95202
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  • Creditor Representation

Business Description

Luong Lechau Bankruptcy Law Firm serves individuals and businesses across Livermore and the surrounding areas. It utilizes federal bankruptcy laws to help individuals obtain relief from their debts, whether they are personal loans or credit cards. Its attorney, with more than 25 years of bankruptcy law experience, conducts initial consultations with clients, personally works with them, and provides honest advice about their situations' pros and cons. In addition, the firm handles workers' compensation law cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Maydanik Law Firm logo
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Maydanik Law Firm

1525 McCarthy Blvd #1000, Milpitas, CA 95035
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Maydanik Law Firm handles the legal needs of individuals and small business owners across Livermore and the neighboring areas. Whether for late credit card payments or tax bills, the firm protects clients from the perils of deficit and debt and the harassment of creditors by utilizing chapters 7 and 13 bankruptcy. Victoria Maydanik, the principal, has successfully represented hundreds of clients in bankruptcy cases. She is a member of the American Bankruptcy Institute and the National Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Moran Law Group logo
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Moran Law Group

643 Bair Island Road Suite 403, Redwood City, CA 94063
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Moran Law Group is a legal firm that handles bankruptcy cases of individuals and businesses in Livermore. It is headed by Cathy Moran and her partner, Renee Mendoza, who has been representing debtors and creditors for over 20 years. The office helps clients settle claims including fraudulent transfers, tax discharge in bankruptcy, and marital and premarital debt. It educates its clients on the possible outcomes of their choices regarding debts and bankruptcy and the other options they could pursue to maximize results.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Nova Law Group logo
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Nova Law Group

800 West El Camino Real, Suite 180, Mountain View, CA 94040
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  • Debt Settlement

Business Description

Nova Law Group provides its services to clients in the Livermore metro and the neighboring areas. It strives to help hardworking individuals obtain relief from their financial burdens, whether they are credit card debts or medical bills, by filing a personal bankruptcy case. The firm also represents corporate debtors and creditors in chapters 7 and 11 bankruptcy cases. Before forming the firm, founder Zachary Tyson worked with the honorable Marilyn Morgan of the US Bankruptcy Court.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Shulman Law Office logo
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Shulman Law Office

1501 The Alameda, San Jose, CA 95126
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Shulman Law Office is a bankruptcy law firm that assists clients in Livermore. It helps clients in debt management and guides them in filing chapters 7 and 13 bankruptcies. With over 30 years of experience, the lawyers at Shulman Law Office have handled thousands of cases and have represented them at hearings in court. They develop personalized plans to meet their clients' specific needs and help them relieve the stress they feel due to financial difficulties.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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The Kurta Law Firm logo
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The Kurta Law Firm

7041 Koll Center Parkway, Suite 276,, Pleasanton, CA 94566
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

The Kurta Law Firm is a private legal practice that serves individuals, families, and businesses in Livermore and the surrounding areas. It helps clients file for chapter 7, 11, and 13 bankruptcy. It also provides legal assistance for debt settlements. Other practice areas of the firm include family law. Principal attorney Tarás “Tom” Kurta has been practicing law for more than a decade. He and his team can serve clients in English, Spanish, Russian, and Bulgarian.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

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Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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