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Best Mortgage Refinance Companies in Mesa

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1819 S Dobson Rd Ste 203, Mesa, AZ 85202
Mesa, AZ 85202
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Security National Mortgage offers home mortgage refinance in Mesa. Home loan specialist, Aaron Chapman, has been helping homeowners save money through refinancing for over 20 years. His team works to secure consumers' lower interest rates in order to reduce monthly payments or pay off their home quicker, to own it outright. Another option is a home equity loan that allows owners with equity to get cash-out for large purchases, debt consolidation, or for major remodeling to increase the home's value. Mr. Chapman offers several programs, including conventional, VA, jumbo, and land loans.

1819 S Dobson Rd Ste 203, Mesa, AZ 85202
Mesa, AZ 85202

InstagramWebsite(602) 732-3993

Show Number
9401 E Nora St, Mesa, AZ 85207
Mesa, AZ 85207
Instagram

All Coast Lending provides home mortgage refinance in Mesa with additional locations in Irvine, Frisco, and Las Vegas. Its loan officers work with clients to lower homeownership costs with reduced interest rates and monthly payments. The team also helps homeowners change the loan's terms, shortening its duration, and assists with home equity loans that allow clients to get cash-out for large financial purchases, major renovations, or to consolidate bills. All Coast Lending offers several programs to meet customers changing circumstances, such as conventional fixed- and adjustable-rate mortgages and government-backed FHA and VA loans.

9401 E Nora St, Mesa, AZ 85207
Mesa, AZ 85207

InstagramWebsite(888) 510-7171

Show Number
1830 S Alma School Rd Ste 127, Mesa, AZ 85210
Mesa, AZ 85210
  • Reverse Mortgages
  • NMLS #: 39166

Since 2003, Arizona Lending Source Inc. has offered its clients expert financial services with experienced mortgage refinance lenders in Mesa. To help first-time home buyers, it offers FHA loans that require low down payments. Veterans and active-duty military personnel can apply for the lender's VA loan to purchase new homes with zero money down. Additionally, Arizona Lending Source provides USDA loans for low-income individuals who want to buy homes in more rural areas without needing mortgage insurance. It also has jumbo loans available for clients with high credit scores who wish to finance luxury homes.

1830 S Alma School Rd Ste 127, Mesa, AZ 85210
Mesa, AZ 85210

Website(1-4) 80--889-

Show Number
1630 S Stapley Dr Ste 114, Mesa, AZ 85204
Mesa, AZ 85204
  • Reverse Mortgages
  • NMLS #: 39166

Cherry Creek Mortgage - Mark Sheck is a mortgage lending company that has been providing mortgage solutions and financial plans for customers in Meza, AZ, since 1987. The firm offers refinancing options, analyzing factors including the length of time that clients intend to stay in their homes, the types of loans currently held, as well as current monthly mortgage insurance, to determine whether refinancing is the best option. It also provides pre-approvals, consultation as well as delivering specialized services to help clients find the right loans to meet their individual needs.

1630 S Stapley Dr Ste 114, Mesa, AZ 85204
Mesa, AZ 85204

Website(480) 214-2823

Show Number
826 E Union Hls Dr Bldg E, Phoenix, AZ 85024
Phoenix, AZ 85024
Instagram

Founded in 1939, Desert Financial Credit Union provides financial solutions for customers in Mesa and surrounding communities. Its experienced loan officers assist first-time home buyers with mortgage loans that offer a full range of financing and flexible down payment options. Current homeowners can have their mortgages refinanced by the credit union to save money on interest rates and monthly payments. For members looking to purchase a luxury home, it has 15- and 30-year term fixed-rate jumbo loans to suit their financing needs. Desert Financial offers home equity lines of credit that borrowers can use for unexpected expenses.

826 E Union Hls Dr Bldg E, Phoenix, AZ 85024
Phoenix, AZ 85024

InstagramWebsite(602) 433-7000

Show Number
2266 South Dobson Road, Mesa, AZ 85202
Mesa, AZ 85202
  • Reverse Mortgages
  • New Construction

Key City Lending - Arizona is a full-service company serving Mesa and surrounding communities. It assists people who are purchasing a new home, refinancing an existing loan, or getting a reverse mortgage. A wide variety of loans is available including a 30-year fixed mortgage, adjustable-rate mortgage, jumbo loan, FHA, and VA. The company partners with different Realtors that clients can connect with for their real estate needs. Services are available in English, Spanish, Polish, and Albanian.

2266 South Dobson Road, Mesa, AZ 85202
Mesa, AZ 85202

Website(480) 436-8451

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1745 S Alma School Rd Ste 112, Mesa, AZ 85210
Mesa, AZ 85210
Instagram

Lend Smart Mortgage LLC has been a trusted, respected mortgage refinance company in Mesa since 2006. It helps current homeowners take advantage of lower mortgage rates by refinancing their homes with limited documentation and no appraisals. Additionally, homeowners can apply for conventional mortgage refinance loans backed by Fannie Mae or Freddie Mac to get lower monthly payments. For borrowers investing in new properties, it offers a variety of loans, including VA, FHA, and USDA, and down payment assistance programs. Lend Smart Mortgage also has reverse mortgage loans designed to assist seniors 62 and older in converting home equity into cash.

1745 S Alma School Rd Ste 112, Mesa, AZ 85210
Mesa, AZ 85210

InstagramWebsite(651) 631-4919

Show Number
1013 South Stapley Drive, Mesa, AZ 85204
Mesa, AZ 85204
  • New Construction
  • Alternative Income Documentation Loans

Lender Express is a mortgage refinancing company that serves clients in Mesa. The company offers several loan programs for clients, including conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and renovation loans. For clients who do not qualify for traditional loan guidelines, it offers a bank statement loan program that allows homebuyers to skip the submission of the required documentation to verify income. Owners Steven Lines and James Hansen have more than 20 years of experience in the lending industry.

1013 South Stapley Drive, Mesa, AZ 85204
Mesa, AZ 85204

Website(888) 861-6003

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

2242 South Osborn Lane, Gilbert, AZ 85295
Gilbert, AZ 85295
  • Reverse Mortgages

Olympus Home Loans provides mortgage loans and refinancing options for clients in Mesa and the surrounding areas. Established by Joe Garza, the company aims to educate its clients on all loan options and market conditions. It offers several loan options including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, USDA loans, and HARP loans. The company's website also provides an online home refinance analysis test. Through this, Joe Garza and his team review the results to recommend refinancing options, interest rates, and monthly payments.

2242 South Osborn Lane, Gilbert, AZ 85295
Gilbert, AZ 85295

Website(480) 294-0589

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

127 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4145 E Baseline Rd, Gilbert, AZ 85234
Gilbert, AZ 85234

Founded in 2010, Starboard Financial is a full-service lender offering mortgage products to meet the financing needs of clients in Mesa. It helps homeowners refinance their home mortgage to get a better interest rate, reduce monthly payments, or take out cash for expenses. Borrowers can finance major purchases such as home renovations, tuition, or a vacation home through home equity or cash-out loans. First-time home buyers and veterans can take advantage of its loan programs such as FHA and VA loans that offer better rates and terms. Starboard Financial also offers construction loans to finance the cost of building a home.

4145 E Baseline Rd, Gilbert, AZ 85234
Gilbert, AZ 85234

Website(480) 897-9777

Show Number
1818 East Southern Avenue, Mesa, AZ 85204
Mesa, AZ 85204
  • Multi-Family Loans

Starwest Mortgage Corporation is a full-service mortgage refinance company that has a combined 24 years of industry experience in mortgage lending. The company provides the lending needs of recent homeowners, real estate professionals, builders, and individual homebuyers throughout Mesa and in nearby areas. They have access to a full range of mortgage sources that enables their lending specialists to recommend the loan options that will best fit their clients' needs. Their services are available any time of the day.

1818 East Southern Avenue, Mesa, AZ 85204
Mesa, AZ 85204

Website(480) 962-5665

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

131 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4140 East Baseline Road, Mesa, AZ 85206
Mesa, AZ 85206
Instagram
  • New Construction

Sun American Mortgage Company is a full-service mortgage solutions company serving the Mesa community and nearby localities. The firm assists homeowners in reducing loan payments and shortening mortgage terms with its mortgage refinancing services. Its mortgage specialists work with several providers that can offer a variety of refinancing programs, including cashout refinancing and rate-and-term programs. The company also provides home mortgage loans like VA, jumbo loans, FHA, and conventional mortgages. The firm has been serving clients since 1984.

4140 East Baseline Road, Mesa, AZ 85206
Mesa, AZ 85206

InstagramWebsite(480) 832-4343

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

735 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: B+

Detail: --

6260 S 35th Ave Ste 172, Phoenix, AZ 85041
Phoenix, AZ 85041
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Residential mortgage lender Sunstreet Mortgage LLC has provided customers in Mesa and the surrounding area with financial services since 2005. For first-time buyers wanting to purchase a home, it offers a FHA loan that typically requires a lower down payment. Backed by Veterans Affairs, the lenders' VA loan works well for military veterans and active-duty personnel who can't afford large down payments. To encourage home ownership in rural communities, it has USDA loans with competitive interest rates. Sunstreet Mortgage also offers reverse mortgage loans for homeowners aged 62 or older.

6260 S 35th Ave Ste 172, Phoenix, AZ 85041
Phoenix, AZ 85041

InstagramWebsite(888) 634-6399

Show Number
6239 East Brown Road, Mesa, AZ 85205
Mesa, AZ 85205
  • New Construction

Based in Mesa, Team Work Mortgage is a mortgage broker that has been serving Arizona for more than 15 years. It specializes in refinancing manufactured home loans for both primary residence homes and vacation homes. Different types of manufactured homes it handles include single-wide, double-wide, park model, and mobile homes. Team Work Mortgage has upheld close relationships with manufactured home dealers and communities. President and CEO Chuck Engelbrecht has been working in finance for more than 35 years.

6239 East Brown Road, Mesa, AZ 85205
Mesa, AZ 85205

Website(480) 635-1101

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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