Expertise.com

2024

Last updated:

Best Mortgage Refinance Companies in Chandler

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chandler Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

137Reviewed

85Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6883 West Laredo Street, Chandler, AZ 85226
WebsiteLicense: 145319

Expertise.com Rating

Why choose this provider?

True Mortgage is a loan brokerage that offers financial services in Chandler to residential and commercial clients. The brokerage assists qualifying individuals with conventional, FHA, VA, and USDA loan programs that provide funds for buying a home or renovating an existing one. Homebuyers are also assisted with refinancing, where clients trade in their old mortgage with a new one at lower rates. True Mortgage also offers HomeReady™, a Fannie Mae loan program designed for buyers with household incomes.

  • NMLS #: 39166

275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297
WebsiteLicense: 181106

Expertise.com Rating

Review Sources

Google
4.9 (27)
Yelp
3.5 (12)
Facebook
4.6 (1)

Why choose this provider?

Barrett Financial Group was founded in 2002 by owner and president Trevor Barrett. Since then, its mortgage professionals have worked hard to help clients refinance, buy their first homes, or purchase investment properties. Driven by the philosophy to "make it happen" for clients and partners, the team guides people every step of the mortgage process and serves them with respect. Barrett Financial Group offers a variety of loan options to families in and around Chandler.

  • New Construction
  • NMLS #181106

3100 West Ray Road, Chandler, AZ 85226
WebsiteLicense: 965211

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Coastal Pacific Lending - Arizona is a financial broker in Chandler that was established in 2012. The mortgage professionals from this firm help clients qualify for flexible FHA loans and require a lower down payment with less equity. Coastal Pacific Lending also provides clients with a number of loan options for refinancing or purchasing purposes and offers a shorter loan approval period of 30 days, compared to the industry-standard 2-3 months waiting time. Coastal Pacific Lending Inc. is also present in several other US locations.

  • NMLS #: 39166

Chandler, AZ
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Google
5.0 (597)
Facebook
5.0 (591)

Why choose this provider?

Agave Home Loans serves clients in Chandler and the surrounding areas. It provides a broad range of loan programs and services, including VA, FHA, conventional, and non-qualifying mortgage loans. The company's team of mortgage loan officers consults with clients to determine a suitable loan program that fits their needs. Marshall Gottlieb, the firm's owner, previously worked as a senior director for a mortgage banking firm. His experience in finance and investment enables him to provide simplified strategies to help clients build their finances and eliminate debt. 

  • New Construction

3185 South Price Road, Chandler, AZ 85248
WebsiteLicense: 1822951

Expertise.com Rating

Review Sources

Google
4.9 (71)
Yelp
3.0 (2)

Why choose this provider?

Primary Residential Mortgage, Inc., comprises a team of mortgage professionals who have over 70 years of combined experience in the financing and mortgage industry. They specialize in a wide variety of mortgage options for homeowners in Chandler and its surrounding areas, including fixed-rate mortgages, government-backed loans, and mortgage refinancing. They offer refinancing options for primary, vacation, and investment homes. They also aim to efficiently manage the mortgage process by streamlining and closing the loan in a timely manner.

  • New Construction
  • Purchases
  • Reverse Mortgages

5505 West Chandler Boulevard, Chandler, AZ 85226
WebsiteLicense: 1211572

Expertise.com Rating

Review Sources

Google
5.0 (47)
Yelp
5.0 (5)

Why choose this provider?

Mill Mortgage is a full-service mortgage financing firm that helps homeowners in Chandler with their home buying and refinancing needs. Through its mortgage refinancing services, the company assists individuals and families in replacing their current mortgage with one that has lower monthly payments. The mortgage specialists at this firm provide a variety of refinance options, including adjustable-rate, fixed-rate, and cashout loans. They also help experienced and first-time homebuyers in obtaining FHA, VA, and USDA mortgage plans.

  • Reverse Mortgages

PO Box 12883, Chandler, AZ 85248
WebsiteLicense: 1816813

Expertise.com Rating

Review Sources

Google
5.0 (37)
Facebook
5.0 (3)

Why choose this provider?

Consumer First Financial is a mortgage refinance company serving the Chandler area with over 20 years of lending experience. It offers refinancing loans to clients who are looking to cash out on equity, lower down their interest rates, and shorten their loan terms. To assist low to moderate-income borrowers, Consumer First Financial offers FHA mortgage loans that require only a small down payment. One of its services also includes VA loans which US military veterans can apply for with lower interest rates. NMLS 1816813

  • Down Payment Assistance
  • VA Loans
  • NMLS #: 39166

722 North Butte Avenue, Chandler, AZ 85226
WebsiteLicense: 181399

Expertise.com Rating

Review Sources

Yelp
3.0 (30)
Google
5.0 (29)

Why choose this provider?

Chandler Mortgage is a mortgage refinance company that has been serving clients seeking to cut down interest rates and lower payments to their mortgages. The company provides guidance on refinancing options, such as fixed-rate loans, monthly payment reduction, home equity cash outs, adjustable-rate mortgages, and debt consolidation. Randy Goff and Todd Wells, the firm's brokers, work closely with existing homeowners and homebuyers in taking advantage of government loan programs, such an FHA, VA, and USDA.

  • New Construction

2490 South Gilbert Road, Chandler, AZ 85286
WebsiteLicense: 184066

Expertise.com Rating

Review Sources

Yelp
5.0 (62)
Facebook
4.5 (29)

Why choose this provider?

For over 15 years, The House Team has been helping the residents of Chandler and nearby communities find home loans. It is composed of Jeremy House and Pete Marthaler. House finished consistently ranks in the top 1% of loan officers nationwide, while Marthaler guides clients through each step of the home loan process. Together, they offer a variety of loans such as FHA, VA, jumbo, condo, and mortgage refinance. The House Team is a member of PrimeLending’s Presidents or Chairman’s Club.

  • NMLS #: 39166

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What is mortgage refinancing, and is this service offered in Chandler?

    Yes, there are mortgage refinancing firms that serve clients in Chandler. This solution helps people in replacing their current loan with a new one that has a significantly reduced interest rate. Borrowers might also have a fresh payment schedule and access to better lending terms by refinancing their home loans. Additionally, you can use refinancing to access your home equity if you need to pay for huge expenses.

  • What are the steps that you can take to start refinancing in Chandler?

    To begin the mortgage refinancing process in Chandler, you must first contact a lending or mortgage firm so they can get an overview of your present financial status. The broker from that company will then assist you in selecting the refinancing plan that best suits your situation. After that, you will need to complete an application, and if it gets approved, your broker will set the closing date while ensuring you understand all of the conditions outlined in the contract.

  • Can residents in Chandler apply for a mortgage refinancing loan even if they have bad credit?

    Yes, it is still possible for residents of Chandler to apply for a mortgage refinancing loan even if they have bad credit. Even though a strong credit score will provide them with a better interest rate, given their current score, it may be hard to secure such deals. However, a local mortgage broker can help them identify their loan opportunities and get a loan program regardless of their credit status.

  • Who is eligible to refinance their mortgage in Chandler?

    Property owners in Chandler with more equity in their house than they owe on their mortgage may be eligible for a refinance loan, which may present them with additional investment alternatives. Their mortgage broker will also evaluate their credit history, home equity, and debt-to-income ratio when they apply for a refinance loan to see if they are actually qualified for this program.

  • What can Chandler cash-out refinance be used for?

    Applying for a cash-out refinance plan in Chandler would allow you to take advantage of the equity in your house. For instance, if you own a home with a $400,000 value, its equity is $20,000. In this scenario, refinancing your $200,000 mortgage will allow you to reduce the interest rate and use the extra funds to improve your home, such as the kitchen, garden, and garage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.