Best Mortgage Refinance Companies in Gilbert

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Gilbert, AZGilbert, AZInstagram
  • Reverse Mortgages
  • New Construction

The Phoenix Broker is an independent brokerage catering to residents of Gilbert. It works with wholesale lenders to look for suitable mortgage options for its clients. It offers FHA, VA, conventional, and jumbo loans for primary, secondary, and investment properties with four units or less. The locally owned and operated business was established in March 2022 by Dan Munson. He has closed more than 4,000 transactions since starting his career in the mortgage industry in 2009.

Gilbert, AZGilbert, AZ

InstagramWebsite(480) 378-3334

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

Gilbert, AZGilbert, AZInstagram
  • Multi-Family Loans

Agave Home Loans is an independent mortgage broker that helps individuals in Gilbert find financial products that suit their needs. It assists first-time homebuyers in obtaining conventional, FHA, VA, or non-qualifying mortgage loans. The company's representatives also aid individuals who need refinancing options for reasons like home remodeling or paying off other debts with higher interests. Co-owner and COO Doug Wang has seven years of mortgage industry experience who worked for a big box lender before becoming a part of Agave Home Loans.

Gilbert, AZGilbert, AZ

InstagramWebsite(224) 479-0242

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

767 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2314 S Val Vista Dr Ste 201, Gilbert, AZ 85295
Gilbert, AZ 85295
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

The mortgage advisors at Barrett Financial Group LLC are home loan experts who can arrange home mortgage refinance in Gilbert and the neighboring communities. The company offers a full range of mortgage options, tailored to help homeowners satisfy the reason that made them choose to refinance, such as lowering monthly payments or shortening the term of the loan. The group can offer fixed and adjustable-rate mortgages, Hybrid ARMS from one to seven years, and FHA and VA-backed loans.

2314 S Val Vista Dr Ste 201, Gilbert, AZ 85295
Gilbert, AZ 85295

InstagramWebsite(480) 459-4500

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1530 East Williams Field Road, Gilbert, AZ 85295
Gilbert, AZ 85295
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Senior loan officer Brian Angarone has been in the residential mortgage lending industry for over 15 years. Angarone and his team at The Home Loan Expert LLC have been providing mortgage refinancing services for clients in Gilbert and the surrounding areas. They work with homeowners to pay off high-interest debt and secure lower interest rates for smaller mortgage payments or shorter loan terms. This mortgage refinancing company has streamlined the refinancing process and can close most new loans in 15 to 30 days.

1530 East Williams Field Road, Gilbert, AZ 85295
Gilbert, AZ 85295

InstagramWebsite(480) 573-8530

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

2200 E Williams Field Rd Ste 200, Gilbert, AZ 85295
Gilbert, AZ 85295
  • Reverse Mortgages
  • NMLS #: 39166

Located near Gilbert, Desert State Mortgage is a full-service mortgage company that serves customers throughout Arizona. As well as arranging standard mortgage applications, it specializes in tailoring mortgage refinancing loans. The company can help customers with good credit get jumbo loans, serving members and veterans benefit from the competitive rates associated with VA loans, and customers with existing FHA mortgages move from adjustable-rates to fixed-rates. Desert State Mortgage can also help seniors arrange Reverse mortgage loans.

2200 E Williams Field Rd Ste 200, Gilbert, AZ 85295
Gilbert, AZ 85295

Website(888) 445-5007

Show Number
39701 N Country Ln, Queen Creek, AZ 85140
Queen Creek, AZ 85140
  • Reverse Mortgages
  • NMLS #: 39166

Driven Lending is an Arizona-based company that provides a range of mortgage services, which includes finding mortgage refinance programs for homeowners in the Gilbert metro area. Founded in 2019 by mortgage specialists with a combined experience exceeding 50 years, the company can arrange refinancing for all property types, including single and multi-family homes and condominiums. The small team arranges conventional fixed-rate and adjustable-rate loans, as well as those backed by the FHA and VA.

39701 N Country Ln, Queen Creek, AZ 85140
Queen Creek, AZ 85140

Website(480) 939-4485

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2314 S Val Vista Dr Fl 2, Gilbert, AZ 85295
Gilbert, AZ 85295
  • Reverse Mortgages
  • NMLS #: 39166

The Cristerna Team works with the Barrett Financial Group to help homeowners refinance their mortgages with new loans that take advantage of lower interest rates. The team can help refinance most types of home, including single and multi-family, condos, and townhouses. There's a wide selection of loan-types available, including fixed-rate and adjustable-rate conventional mortgages, VA loans for military personnel, FHA loans for those with weaker credit scores, and Reverse mortgages for seniors.

2314 S Val Vista Dr Fl 2, Gilbert, AZ 85295
Gilbert, AZ 85295

Website(480) 734-0784

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366 N Gilbert Road, Suite 204 & 205, Gilbert, AZ 85234
Gilbert, AZ 85234
  • Reverse Mortgages
  • NMLS #: 39166

Jon Robinson is a residential mortgage loan expert with the Peoples Mortgage Company, serving homeowners throughout Gilbert and the surrounding cities. He can leverage his relationships with various lenders to find competitive rates on a range of refinance mortgage programs. These include VA and VA jumbo loans for those currently serving, veterans, and their families, as well as FHA loans for those on lower incomes and who might not have a strong credit score.

366 N Gilbert Road, Suite 204 & 205, Gilbert, AZ 85234
Gilbert, AZ 85234

Website(480) 442-7249

Show Number
1425 West Elliot Road, Gilbert, AZ 85233
Gilbert, AZ 85233
  • Reverse Mortgages
  • NMLS #: 39166

MortgageOne, Inc., is a mortgage refinance company servicing Gilbert and the surrounding areas since 2012. The company utilizes a customer-centric approach that enables its professionals to assist clients in selecting the loan options that best fit their needs. The loan services provided by the company include fixed-rate mortgage, FHA, VA, and Jumbo home loans. They also offer mortgage refinance which replaces an existing mortgage with another one that potentially lowers monthly payments. MortgageOne is licensed in seven states.

1425 West Elliot Road, Gilbert, AZ 85233
Gilbert, AZ 85233

Website(800) 915-9218

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

119 (Best)

Score Consistency:

Consistent (Best)

4145 East Baseline Road, Gilbert, AZ 85234
Gilbert, AZ 85234
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Starboard Financial Management is a mortgage refinance lender in Gilbert providing homeowners across the area with various programs to help them benefit from lower interest rates or debt consolidation. It offers conventional loans for qualifying applicants as well as government-backed loans for homeowners who either have existing FHA mortgages, are past or present members of the military, or are on low incomes and live in rural communities. Starboard Financial Management also arranges mortgages for first-time buyers.

4145 East Baseline Road, Gilbert, AZ 85234
Gilbert, AZ 85234

InstagramWebsite(480) 897-9777

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

96 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1094 South Gilbert Road, Gilbert, AZ 85296
Gilbert, AZ 85296
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Stewardship Mortgage, LLC, is a mortgage refinancing company based in Gilbert. It specializes in refinancing home mortgages and consults with clients to assess their needs and pursue new terms that contribute to their financial goals. Stewardship Mortgage also restructures mortgages through refinancing to lower payments to the principal. Additionally, it provides insurance options for cars, homes, life, health, and long-term care. It offers investor loans for real estate and business purposes as well.

1094 South Gilbert Road, Gilbert, AZ 85296
Gilbert, AZ 85296

InstagramWebsite(602) 384-2604

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

198 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

6239 E Brown Rd Ste 104, Mesa, AZ 85205
Mesa, AZ 85205
  • Reverse Mortgages
  • NMLS #: 39166

Team Work Mortgage is a small team of mortgage experts with more than 50 years of combined experience in the sector. They routinely help homeowners prequalify, and arrange to refinance their mortgages, specializing in manufactured homes and park models in the state of Arizona. The team has strong relationships with select lenders and can offer a range of tailored refinancing options. The process can take between three and six weeks.

6239 E Brown Rd Ste 104, Mesa, AZ 85205
Mesa, AZ 85205

Website(888) 700-8331

Show Number
3303 South Lindsay Road, Gilbert, AZ 85297
Gilbert, AZ 85297
  • Reverse Mortgages
  • NMLS #: 39166

The Augustyniak Team works for mortgage company Peoples Mortgage in Gilbert that serves homeowners by providing consultation services and guidance on refinancing benefits such as lower interest rates and lower monthly payments. Founded and led by loan officer Andrew Augustyniak, the team offers a number of mortgage types including VA, FHA, USDA, and jumbo home loans. It is also experienced with HUD and Homepath mortgages. Additional mortgage services include reverse, Freddie Mac relief, and escrow repair.

3303 South Lindsay Road, Gilbert, AZ 85297
Gilbert, AZ 85297

Website(480) 735-4095

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

727 W Ray Rd Ste B7, Gilbert, AZ 85233
Gilbert, AZ 85233
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

The Jake Taylor Team at Pilot Mortgage LLC has more than 20 years of experience helping customers refinance their mortgage, save money, and benefit from lower interest rates. Mr. Taylor can give a detailed quote based on basic information provided by phone, email, or in person at his Gilbert office. As a broker, he's not tied to one lender, so he can scour the market for the best conventional, FHA, VA, or USDA loans for his clients.

727 W Ray Rd Ste B7, Gilbert, AZ 85233
Gilbert, AZ 85233

InstagramWebsite(855) 225-5525

Show Number
1528 E Williams Field Rd Bldg C # 201, Gilbert, AZ 85295
Gilbert, AZ 85295
  • Reverse Mortgages
  • NMLS #: 39166

The Thom Team, led by senior loan officer Jared Thom, form part of Nova Home Loans, who have been helping customers buy homes and refinance their mortgages since 1980. The Thom Team can assist homeowners who want to refinance. They routinely arrange conventional loans with fixed and adjustable rates, as well as helping veterans benefit from VA loans, homeowners with rural homes get assistance with USDA loans, and those with solid credit apply for jumbo loans.

1528 E Williams Field Rd Bldg C # 201, Gilbert, AZ 85295
Gilbert, AZ 85295

Website(480) 551-7669

Show Number
275 East Rivulon Boulevard, Gilbert, AZ 85297
Gilbert, AZ 85297
  • Reverse Mortgages
  • NMLS #: 39166

TK Team offers mortgage refinancing services to clients in Gilbert and surrounding communities. Senior loan officer Tara Krieg leads the TK Team with the objective of putting clients in a position where they have proper knowledge about home loans and mortgages. TK Team's loan products include fixed-rate, adjustable-rate, jumbo, federal housing administration, conventional, and veterans affairs mortgage. It also offers down payment assistance programs, green value mortgages, and home renovation loans.

275 East Rivulon Boulevard, Gilbert, AZ 85297
Gilbert, AZ 85297

Website(480) 344-1951

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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