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Best Renter's Insurance Companies in Fort Smith

2023

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Website
5101 Old Greenwood Rd Pebley / Reserves, Fort Smith, AR 72903
  • Home and Auto Insurance

Why choose this provider?

American National is an insurance company that has been serving Fort Smith and surrounding communities since 1905. It offers a wide range of customizable renters' insurance coverage options for individuals who are renting a house, condo, or apartment. The options include special coverage limits, temporary relocation, and contents replacement costs. The coverages also help tenants in protecting the property, their belongings, and guests. The company supports the US Army Partnership for Youth Success (PaYS) Program which assists discharged soldiers in finding a civilian career.

License Verified:

License: 3714

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11735 Old Highway 71 Suite 102, Fort Smith, AR 72916
  • Home and Auto Insurance

Why choose this provider?

Ethan Gammill has been offering State Farm Insurance plans to clients in the Fort Smith area since 2013. Tenants can get coverage for incidents like injuries inside their rental property and personal items that are damaged or stolen. These are usually not covered by the landlord's property insurance. Gammill also provides policies for homes and businesses, along with health and life insurance. In addition, he helps clients who want to invest their money in mutual funds and annuities. He can provide services in Spanish.

License Verified:

License: 17052236

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (43)
Facebook
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7320 Rogers Ave, Fort Smith, AR 72903
  • Home and Auto Insurance

Why choose this provider?

Kohler & Green Insurance offers renters' insurance plans to clients in the Fort Smith metro. It addresses the gaps in most apartment complexes' insurance policies to extend protection to renters' belongings. The policy's coverage includes costs for the repair or replacement of a tenant's personal property in case of damage or theft. It also offers additional security for high-value belongings such as jewelry, as well as liability protection in the event of a guest's injury on the premises. Kohler & Green also provides life insurance and auto insurance.

License Verified:

License: 100113389

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (33)
Facebook
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1001 N 44th Street, Fort Smith, AR 72904
  • Multiple Carriers

Why choose this provider?

Dustin Booth serves the insurance needs of individuals, families, and businesses in and around Fort Smith. He is a State Farm agent who has been with the company for over 13 years, helping home renters secure insurance policies that provide coverage for renters' belongings in cases of theft, accidents, or loss of use. These belongings can include TVs, electronics, furniture, and clothing. Booth and his team also assist clients with auto, homeowners, life, and business insurance policies.

License Verified:

License: 10927813

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (305)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1100 S Waldron Rd, Fort Smith, AR 72903
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Scot Shaw is an insurance agent based in Fort Smith who offers renters' insurance options from State Farm. He is licensed in Arkansas and Oklahama, and can help first-time tenants understand different coverage options. These can include terms regarding personal injury, property damage, and guest liability. He can also review the policies of existing clients to find unnecessary or missing coverages, such as for flooding and vandalism. Scot has been part of State Farm for almost two decades and also offers homeowners' and car insurance plans.

License Verified:

License: 100102672

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1120 Garrison Ave, Fort Smith, AR 72901
  • Home and Auto Insurance

Why choose this provider?

Cross Pointe Insurance Advisors, LLC, is a Fort Smith agency that has over 12 different branches, all of which serve incoming and longtime tenants. It tailors insurance policies to include or exclude key coverages for personal possessions, property damage, and natural disasters. In addition, the agency can compare the annual rates of renters' policies from multiple carriers. These include nationwide providers like Allstate and Hartford Insurance. Cross Pointe was established in 1889 as the Allan Kennedy Agency, before changing to its current name in 2014.

License Verified:

License: 100104819

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (24)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • How can you show your Fort Smith landlord that you have renters' insurance?

    Provide your landlord in Fort Smith with a copy of your policy's declaration page as proof that you have renters' insurance. A renters' insurance policy's declaration page includes details on your coverage limits, deductible, covered parties, and other information. This document is attached at the front of your policy document.

  • If your personal goods catch fire outside of your rental apartment, would your Fort Smith renters' insurance plan replace them?

    Yes. Your Fort Smith renters' insurance coverage will pay to replace your personal possessions in the event that they catch fire outside of your rental property. For example, your phone and laptop in your backpack would probably be protected if it caught fire during a cookout at your friend's house.

  • Who needs to be covered by your Fort Smith renters' insurance policy?

    The insured names on your Fort Smith renters' insurance policy should include you, your spouse, your kids, and any relatives who live there. It might be necessary for you to list your landlord or property manager as an interested party on your policy if you rent a unit. Your renters' insurance coverage will not extend to interested parties, but your insurer will notify them of any policy modifications.

  • How much time does it take to obtain Fort Smith renters' insurance?

    It should only take you under thirty minutes to obtain renters' insurance in Fort Smith, though the exact time will vary depending on the insurance provider you choose to purchase from. The start date of your renters' coverage is up to you. It can occur on the day you buy the policy, the day after, the week after, or even a few months after purchasing it.

  • Why are bed bugs not covered by renters' insurance in Fort Smith?

    In Fort Smith, bed bug infestations are not covered by renters' insurance since bed bug infestations are not seen as accidental by the insurance company. In addition, bed bugs along with other pest infestations are seen as issues of house maintenance, and a renter's irresponsibility is not covered by renters' insurance. Remember that renters' insurance only covers unplanned, unintentional, or abrupt damage to the rented property.

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